New York · HMDA 2025
Mortgage lenders in Suffolk County, NY
369 lenders reported 51,239 home-loan applications in Suffolk County in 2025. 26,413 closed as loans ($13.7B), 9,239 were denied — a 25.1% denial rate on decided applications, above the New York rate of 23.9%. The three most active lenders handled 19% of applications, led by Bethpage Federal Credit Union. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 51,239
- Loans originated
- 26,413
- Purchase / refinance
- 12,784 / 7,559
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Suffolk County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Bethpage Federal Credit Union | 3,856 | 7.5% | — |
| 2 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3,270 | 6.4% | 14.1% |
| 3 | TEACHERS FEDERAL CREDIT UNION 66 out of 100, Moderate | 2,442 | 4.8% | 15.1% |
| 4 | Rocket Mortgage, LLC | 2,397 | 4.7% | — |
| 5 | Citizens Bank, National Association 54 out of 100, Below average | 2,382 | 4.6% | 32.5% |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 2,141 | 4.2% | — |
| 7 | SUFFOLK | 1,999 | 3.9% | — |
| 8 | TD Bank, National Association 63 out of 100, Moderate | 1,726 | 3.4% | 35.3% |
| 9 | Citibank, National Association 60 out of 100, Moderate | 1,691 | 3.3% | 24.0% |
| 10 | Bank of America, National Association 59 out of 100, Moderate | 1,595 | 3.1% | 44.7% |
| 11 | NEWREZ LLC | 1,556 | 3.0% | — |
| 12 | PENNYMAC LOAN SERVICES, LLC | 1,414 | 2.8% | — |
| 13 | CONTOUR MORTGAGE CORPORATION | 1,218 | 2.4% | — |
| 14 | Nassau Educators Federal Credit Union | 1,159 | 2.3% | — |
| 15 | NATIONWIDE MORTGAGE BANKERS, INC. | 1,142 | 2.2% | — |
| 16 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 1,117 | 2.2% | 32.9% |
| 17 | CROSSCOUNTRY MORTGAGE, INC. | 964 | 1.9% | — |
| 18 | Discover Bank | 685 | 1.3% | — |
| 19 | Island Federal Credit Union 60 out of 100, Moderate | 665 | 1.3% | 31.6% |
| 20 | Loan Funder LLC | 651 | 1.3% | — |
| 21 | CMG MORTGAGE, INC. | 613 | 1.2% | — |
| 22 | UNITED MORTGAGE CORP. | 521 | 1.0% | — |
| 23 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 519 | 1.0% | 22.2% |
| 24 | Broker Solutions, Inc. | 510 | 1.0% | — |
| 25 | Loandepot.Com, LLC | 435 | 0.8% | — |
| 26 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 417 | 0.8% | — |
| 27 | EAST COAST CAPITAL CORP. | 401 | 0.8% | — |
| 28 | U.S. Bank National Association 55 out of 100, Moderate | 401 | 0.8% | 39.5% |
| 29 | PLANET HOME LENDING, LLC | 383 | 0.7% | — |
| 30 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 368 | 0.7% | — |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 360 | 0.7% | 32.9% |
| 32 | INTERSTATE HOME LOAN CENTER, INC. | 354 | 0.7% | — |
| 33 | CLIFFCO, INC. | 353 | 0.7% | — |
| 34 | FREEDOM MORTGAGE CORPORATION | 331 | 0.6% | — |
| 35 | NATIONSTAR MORTGAGE LLC | 295 | 0.6% | — |
| 36 | QUORUM FEDERAL CREDIT UNION 59 out of 100, Moderate | 292 | 0.6% | 36.0% |
| 37 | MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | 283 | 0.6% | — |
| 38 | PLAZA HOME MORTGAGE, INC. | 281 | 0.5% | — |
| 39 | PHH Mortgage Corporation | 281 | 0.5% | — |
| 40 | HARTFORD FUNDING, LTD. | 262 | 0.5% | — |
Top 40 of 369 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New York
- Nassau County 38,055 apps
- Queens County 29,227 apps
- Erie County 26,759 apps
- Kings County 26,693 apps
- Monroe County 26,027 apps
- Westchester County 22,127 apps
- Onondaga County 14,198 apps
- New York County 13,421 apps
- Orange County 13,396 apps
- Richmond County 10,170 apps
- Albany County 9,902 apps
- Rockland County 9,168 apps