New York · HMDA 2025
Mortgage lenders in Kings County, NY
359 lenders reported 26,693 home-loan applications in Kings County in 2025. 12,900 closed as loans ($14.8B), 5,234 were denied — a 27.8% denial rate on decided applications, above the New York rate of 23.9%. The three most active lenders handled 24% of applications, led by JPMorgan Chase Bank, National Association. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 26,693
- Loans originated
- 12,900
- Purchase / refinance
- 7,500 / 3,809
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Kings County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2,561 | 9.6% | 14.1% |
| 2 | Citizens Bank, National Association 54 out of 100, Below average | 2,460 | 9.2% | 32.5% |
| 3 | TD Bank, National Association 63 out of 100, Moderate | 1,375 | 5.2% | 35.3% |
| 4 | Citibank, National Association 60 out of 100, Moderate | 1,276 | 4.8% | 24.0% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,043 | 3.9% | — |
| 6 | Bank of America, National Association 59 out of 100, Moderate | 941 | 3.5% | 44.7% |
| 7 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 714 | 2.7% | 22.2% |
| 8 | NEWREZ LLC | 666 | 2.5% | — |
| 9 | Rocket Mortgage, LLC | 640 | 2.4% | — |
| 10 | CROSSCOUNTRY MORTGAGE, INC. | 590 | 2.2% | — |
| 11 | Municipal Credit Union 68 out of 100, Moderate | 450 | 1.7% | 40.3% |
| 12 | FM Home Loans, LLC | 410 | 1.5% | — |
| 13 | Loan Funder LLC | 370 | 1.4% | — |
| 14 | ICE LENDER HOLDINGS LLC | 368 | 1.4% | — |
| 15 | U.S. Bank National Association 55 out of 100, Moderate | 343 | 1.3% | 39.5% |
| 16 | East West Bank 70 out of 100, Strong | 333 | 1.2% | 11.6% |
| 17 | Bethpage Federal Credit Union | 323 | 1.2% | — |
| 18 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 320 | 1.2% | 32.9% |
| 19 | PENNYMAC LOAN SERVICES, LLC | 308 | 1.2% | — |
| 20 | Logan Finance Corporation | 299 | 1.1% | — |
| 21 | GUARANTEED RATE, INC. | 298 | 1.1% | — |
| 22 | GUARANTEED RATE AFFINITY, LLC | 287 | 1.1% | — |
| 23 | AMERICAN FINANCIAL NETWORK, INC. | 242 | 0.9% | — |
| 24 | A&D Mortgage LLC | 240 | 0.9% | — |
| 25 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 215 | 0.8% | — |
| 26 | NATIONWIDE MORTGAGE BANKERS, INC. | 207 | 0.8% | — |
| 27 | ARK MORTGAGE, INC. | 207 | 0.8% | — |
| 28 | HSBC BANK USA, NATIONAL ASSOCIATION 57 out of 100, Moderate | 205 | 0.8% | 9.5% |
| 29 | CHAMPIONS FUNDING, LLC | 197 | 0.7% | — |
| 30 | Cathay Bank 69 out of 100, Moderate | 192 | 0.7% | 9.0% |
| 31 | PLAZA HOME MORTGAGE, INC. | 191 | 0.7% | — |
| 32 | CONTOUR MORTGAGE CORPORATION | 185 | 0.7% | — |
| 33 | BETTER MORTGAGE CORPORATION | 173 | 0.6% | — |
| 34 | Webster Bank, National Association | 169 | 0.6% | — |
| 35 | Loandepot.Com, LLC | 167 | 0.6% | — |
| 36 | Navy Federal Credit Union 66 out of 100, Moderate | 166 | 0.6% | 32.9% |
| 37 | Hometown Equity Mortgage, LLC | 164 | 0.6% | — |
| 38 | Valley National Bank 60 out of 100, Moderate | 164 | 0.6% | 21.0% |
| 39 | PNC Bank, National Association 62 out of 100, Moderate | 162 | 0.6% | 33.8% |
| 40 | ARC HOME LLC | 151 | 0.6% | — |
Top 40 of 359 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New York
- Suffolk County 51,239 apps
- Nassau County 38,055 apps
- Queens County 29,227 apps
- Erie County 26,759 apps
- Monroe County 26,027 apps
- Westchester County 22,127 apps
- Onondaga County 14,198 apps
- New York County 13,421 apps
- Orange County 13,396 apps
- Richmond County 10,170 apps
- Albany County 9,902 apps
- Rockland County 9,168 apps