New York · HMDA 2025
Mortgage lenders in Rockland County, NY
259 lenders reported 9,168 home-loan applications in Rockland County in 2025. 4,849 closed as loans ($2.5B), 1,558 were denied — a 23.4% denial rate on decided applications, close to the New York rate of 23.9%. The three most active lenders handled 19% of applications, led by JPMorgan Chase Bank, National Association. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 9,168
- Loans originated
- 4,849
- Purchase / refinance
- 2,579 / 1,369
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Rockland County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 624 | 6.8% | 14.1% |
| 2 | Citizens Bank, National Association 54 out of 100, Below average | 576 | 6.3% | 32.5% |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 514 | 5.6% | — |
| 4 | CROSSCOUNTRY MORTGAGE, INC. | 385 | 4.2% | — |
| 5 | NEWREZ LLC | 362 | 3.9% | — |
| 6 | Rocket Mortgage, LLC | 362 | 3.9% | — |
| 7 | TD Bank, National Association 63 out of 100, Moderate | 358 | 3.9% | 35.3% |
| 8 | GUARANTEED RATE, INC. | 290 | 3.2% | — |
| 9 | NORWICH COMMERCIAL GROUP, INC. | 286 | 3.1% | — |
| 10 | FM Home Loans, LLC | 271 | 3.0% | — |
| 11 | Bank of America, National Association 59 out of 100, Moderate | 234 | 2.6% | 44.7% |
| 12 | ARK MORTGAGE, INC. | 226 | 2.5% | — |
| 13 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 225 | 2.5% | 32.9% |
| 14 | PENNYMAC LOAN SERVICES, LLC | 213 | 2.3% | — |
| 15 | TrustCo Bank 62 out of 100, Moderate | 173 | 1.9% | 28.5% |
| 16 | Citibank, National Association 60 out of 100, Moderate | 152 | 1.7% | 24.0% |
| 17 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 144 | 1.6% | — |
| 18 | Loandepot.Com, LLC | 131 | 1.4% | — |
| 19 | 1ST PRIORITY MORTGAGE, INC. | 113 | 1.2% | — |
| 20 | CHAMPIONS FUNDING, LLC | 107 | 1.2% | — |
| 21 | Discover Bank | 104 | 1.1% | — |
| 22 | THE LOAN STORE, INC. | 103 | 1.1% | — |
| 23 | HUDSON VALLEY CREDIT UNION | 100 | 1.1% | — |
| 24 | AFFINITY | 92 | 1.0% | — |
| 25 | AMERICAN FINANCIAL NETWORK, INC. | 89 | 1.0% | — |
| 26 | KeyBank National Association 63 out of 100, Moderate | 89 | 1.0% | 32.8% |
| 27 | PHH Mortgage Corporation | 89 | 1.0% | — |
| 28 | Logan Finance Corporation | 88 | 1.0% | — |
| 29 | Bethpage Federal Credit Union | 80 | 0.9% | — |
| 30 | Webster Bank, National Association | 77 | 0.8% | — |
| 31 | PNC Bank, National Association 62 out of 100, Moderate | 74 | 0.8% | 33.8% |
| 32 | 21st Mortgage Corporation | 73 | 0.8% | — |
| 33 | PLAZA HOME MORTGAGE, INC. | 71 | 0.8% | — |
| 34 | U.S. Bank National Association 55 out of 100, Moderate | 66 | 0.7% | 39.5% |
| 35 | Loan Funder LLC | 66 | 0.7% | — |
| 36 | A&D Mortgage LLC | 64 | 0.7% | — |
| 37 | Hometown Equity Mortgage, LLC | 64 | 0.7% | — |
| 38 | Emporium TPO LLC | 63 | 0.7% | — |
| 39 | QUORUM FEDERAL CREDIT UNION 59 out of 100, Moderate | 63 | 0.7% | 36.0% |
| 40 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 57 | 0.6% | 22.2% |
Top 40 of 259 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New York
- Suffolk County 51,239 apps
- Nassau County 38,055 apps
- Queens County 29,227 apps
- Erie County 26,759 apps
- Kings County 26,693 apps
- Monroe County 26,027 apps
- Westchester County 22,127 apps
- Onondaga County 14,198 apps
- New York County 13,421 apps
- Orange County 13,396 apps
- Richmond County 10,170 apps
- Albany County 9,902 apps