New York · HMDA 2025
Mortgage lenders in Schuyler County, NY
82 lenders reported 538 home-loan applications in Schuyler County in 2025. 310 closed as loans ($54.3M), 95 were denied — a 22.1% denial rate on decided applications, below the New York rate of 23.9%. The three most active lenders handled 34% of applications, led by Visions Federal Credit Union. 19 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 538
- Loans originated
- 310
- Purchase / refinance
- 133 / 66
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Schuyler County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Visions Federal Credit Union 64 out of 100, Moderate | 62 | 11.5% | 32.6% |
| 2 | Community Bank, National Association 62 out of 100, Moderate | 60 | 11.2% | 18.9% |
| 3 | CORNING CREDIT UNION | 59 | 11.0% | — |
| 4 | Rocket Mortgage, LLC | 33 | 6.1% | — |
| 5 | SERVU FEDERAL CREDIT UNION 86 out of 100, Very strong | 29 | 5.4% | 12.8% |
| 6 | Tompkins Community Bank 60 out of 100, Moderate | 20 | 3.7% | 19.9% |
| 7 | Chemung Canal Trust Company 72 out of 100, Strong | 17 | 3.2% | 15.1% |
| 8 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 14 | 2.6% | 32.9% |
| 9 | 21st Mortgage Corporation | 12 | 2.2% | — |
| 10 | The Lyons National Bank 63 out of 100, Moderate | 12 | 2.2% | 7.6% |
| 11 | FIRST HERITAGE FEDERAL CREDIT UNION 72 out of 100, Strong | 12 | 2.2% | 24.0% |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 11 | 2.0% | 14.1% |
| 13 | EVERETT FINANCIAL, INC. | 11 | 2.0% | — |
| 14 | CFCU COMMUNITY Credit Union | 11 | 2.0% | — |
| 15 | MOVEMENT MORTGAGE, LLC | 10 | 1.9% | — |
| 16 | Citizens Bank, National Association 54 out of 100, Below average | 9 | 1.7% | 32.5% |
| 17 | Tioga State Bank, N. A. | 9 | 1.7% | — |
| 18 | CITIZENS & NORTHERN BANK 53 out of 100, Below average | 9 | 1.7% | 12.5% |
| 19 | HOME TOWN FUNDING, INC. | 7 | 1.3% | — |
| 20 | Navy Federal Credit Union 66 out of 100, Moderate | 6 | 1.1% | 32.9% |
| 21 | NEWREZ LLC | 6 | 1.1% | — |
| 22 | PENNYMAC LOAN SERVICES, LLC | 6 | 1.1% | — |
| 23 | The Canandaigua National Bank and Trust Company 60 out of 100, Moderate | 6 | 1.1% | 13.4% |
| 24 | Loandepot.Com, LLC | 5 | 0.9% | — |
| 25 | 1ST PRIORITY MORTGAGE, INC. | 5 | 0.9% | — |
| 26 | Hometown Equity Mortgage, LLC | 4 | 0.7% | — |
| 27 | Genesee Regional Bank 72 out of 100, Strong | 4 | 0.7% | 5.7% |
| 28 | Wayne Bank 53 out of 100, Below average | 4 | 0.7% | 25.8% |
| 29 | Discover Bank | 3 | 0.6% | — |
| 30 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 0.6% | — |
| 31 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.6% | 44.7% |
| 32 | PREMIUM MORTGAGE CORPORATION | 3 | 0.6% | — |
| 33 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 3 | 0.6% | — |
| 34 | Five Star Bank 66 out of 100, Moderate | 3 | 0.6% | 12.7% |
| 35 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 3 | 0.6% | — |
| 36 | Farm Credit East, ACA | 3 | 0.6% | — |
| 37 | ESL Federal Credit Union 90 out of 100, Very strong | 3 | 0.6% | 19.4% |
| 38 | ROYAL UNITED MORTGAGE LLC | 3 | 0.6% | — |
| 39 | Citibank, National Association 60 out of 100, Moderate | 3 | 0.6% | 24.0% |
| 40 | PHH Mortgage Corporation | 3 | 0.6% | — |
Top 40 of 82 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New York
- Suffolk County 51,239 apps
- Nassau County 38,055 apps
- Queens County 29,227 apps
- Erie County 26,759 apps
- Kings County 26,693 apps
- Monroe County 26,027 apps
- Westchester County 22,127 apps
- Onondaga County 14,198 apps
- New York County 13,421 apps
- Orange County 13,396 apps
- Richmond County 10,170 apps
- Albany County 9,902 apps