North Dakota · HMDA 2025
Mortgage lenders in Adams County, ND
19 lenders reported 36 home-loan applications in Adams County in 2025. 17 closed as loans ($2.8M), 4 were denied — a 17.4% denial rate on decided applications, above the North Dakota rate of 13.6%. The three most active lenders handled 44% of applications, led by Gate City Bank. 6 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 36
- Loans originated
- 17
- Purchase / refinance
- 10 / 5
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Adams County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Gate City Bank | 7 | 19.4% | — |
| 2 | FIRST COLONY MORTGAGE CORPORATION | 5 | 13.9% | — |
| 3 | TOP FLITE FINANCIAL, INC. | 4 | 11.1% | — |
| 4 | Dacotah Bank 55 out of 100, Moderate | 3 | 8.3% | 6.4% |
| 5 | TRIAD FINANCIAL SERVICES, INC. | 2 | 5.6% | — |
| 6 | Rocket Mortgage, LLC | 2 | 5.6% | — |
| 7 | NEWREZ LLC | 1 | 2.8% | — |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 2.8% | 14.1% |
| 9 | Loandepot.Com, LLC | 1 | 2.8% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 1 | 2.8% | — |
| 11 | NBKC BANK | 1 | 2.8% | — |
| 12 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 2.8% | — |
| 13 | The Federal Savings Bank 51 out of 100, Below average | 1 | 2.8% | 19.1% |
| 14 | First International Bank & Trust 52 out of 100, Below average | 1 | 2.8% | 5.8% |
| 15 | SOFI BANK, NATIONAL ASSOCIATION | 1 | 2.8% | — |
| 16 | First Western Bank & Trust 55 out of 100, Moderate | 1 | 2.8% | 5.4% |
| 17 | NATIONSTAR MORTGAGE LLC | 1 | 2.8% | — |
| 18 | Plains Commerce Bank 59 out of 100, Moderate | 1 | 2.8% | 10.0% |
| 19 | TOWNE MORTGAGE COMPANY | 1 | 2.8% | — |
Top 19 of 19 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Dakota
- Cass County 6,416 apps
- Burleigh County 3,346 apps
- Ward County 2,267 apps
- Grand Forks County 1,846 apps
- Stark County 1,278 apps
- Williams County 1,275 apps
- Morton County 1,201 apps
- Stutsman County 628 apps
- Richland County 515 apps
- McKenzie County 453 apps
- McLean County 274 apps
- Ramsey County 270 apps