North Dakota · HMDA 2025
Mortgage lenders in Divide County, ND
25 lenders reported 40 home-loan applications in Divide County in 2025. 18 closed as loans ($4.0M), 12 were denied — a 40.0% denial rate on decided applications, above the North Dakota rate of 13.6%. The three most active lenders handled 28% of applications, led by Rocket Mortgage, LLC. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 40
- Loans originated
- 18
- Purchase / refinance
- 13 / 2
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Divide County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 6 | 15.0% | — |
| 2 | USAA Federal Savings Bank 64 out of 100, Moderate | 3 | 7.5% | 37.2% |
| 3 | Fairway Independent Mortgage Corporation | 2 | 5.0% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 2 | 5.0% | — |
| 5 | Mortgage Research Center, LLC | 2 | 5.0% | — |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 5.0% | 39.5% |
| 7 | AgCountry Farm Credit Services, FLCA | 2 | 5.0% | — |
| 8 | First International Bank & Trust 52 out of 100, Below average | 2 | 5.0% | 5.8% |
| 9 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 2 | 5.0% | — |
| 10 | Bell Bank 59 out of 100, Moderate | 2 | 5.0% | 7.1% |
| 11 | NEWREZ LLC | 1 | 2.5% | — |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 2.5% | 14.1% |
| 13 | Loandepot.Com, LLC | 1 | 2.5% | — |
| 14 | Broker Solutions, Inc. | 1 | 2.5% | — |
| 15 | AmeriSave Mortgage Corporation | 1 | 2.5% | — |
| 16 | PNC Bank, National Association 62 out of 100, Moderate | 1 | 2.5% | 33.8% |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 2.5% | — |
| 18 | Farm Credit Mid-America | 1 | 2.5% | — |
| 19 | Granite Bank 53 out of 100, Below average | 1 | 2.5% | 6.2% |
| 20 | NATIONSTAR MORTGAGE LLC | 1 | 2.5% | — |
| 21 | PLAZA HOME MORTGAGE, INC. | 1 | 2.5% | — |
| 22 | WESTERN COOPERATIVE CREDIT UNION | 1 | 2.5% | — |
| 23 | V.I.P. MORTGAGE, INC. | 1 | 2.5% | — |
| 24 | Gate City Bank | 1 | 2.5% | — |
| 25 | First Federal Bank 50 out of 100, Below average | 1 | 2.5% | 13.5% |
Top 25 of 25 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Dakota
- Cass County 6,416 apps
- Burleigh County 3,346 apps
- Ward County 2,267 apps
- Grand Forks County 1,846 apps
- Stark County 1,278 apps
- Williams County 1,275 apps
- Morton County 1,201 apps
- Stutsman County 628 apps
- Richland County 515 apps
- McKenzie County 453 apps
- McLean County 274 apps
- Ramsey County 270 apps