North Dakota · HMDA 2025
Mortgage lenders in Foster County, ND
24 lenders reported 63 home-loan applications in Foster County in 2025. 40 closed as loans ($7.3M), 8 were denied — a 16.7% denial rate on decided applications, above the North Dakota rate of 13.6%. The three most active lenders handled 44% of applications, led by Gate City Bank. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 63
- Loans originated
- 40
- Purchase / refinance
- 21 / 6
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Foster County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Gate City Bank | 20 | 31.7% | — |
| 2 | GUARANTEED RATE, INC. | 4 | 6.3% | — |
| 3 | AgCountry Farm Credit Services, FLCA | 4 | 6.3% | — |
| 4 | Bank Forward 70 out of 100, Strong | 4 | 6.3% | 1.3% |
| 5 | Rocket Mortgage, LLC | 3 | 4.8% | — |
| 6 | Bremer Bank, National Association | 3 | 4.8% | — |
| 7 | NEWREZ LLC | 2 | 3.2% | — |
| 8 | FIRST COMMUNITY CREDIT UNION | 2 | 3.2% | — |
| 9 | FIGURE LENDING LLC | 2 | 3.2% | — |
| 10 | Starion Bank 56 out of 100, Moderate | 2 | 3.2% | 3.1% |
| 11 | Old National Bank 59 out of 100, Moderate | 2 | 3.2% | 22.1% |
| 12 | MUTUAL OF OMAHA MORTGAGE, INC. | 2 | 3.2% | — |
| 13 | Coastal Community Bank 35 out of 100, Low | 2 | 3.2% | 3.0% |
| 14 | 21st Mortgage Corporation | 1 | 1.6% | — |
| 15 | Fairway Independent Mortgage Corporation | 1 | 1.6% | — |
| 16 | Broker Solutions, Inc. | 1 | 1.6% | — |
| 17 | PENNYMAC LOAN SERVICES, LLC | 1 | 1.6% | — |
| 18 | Mortgage Research Center, LLC | 1 | 1.6% | — |
| 19 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 1.6% | 39.5% |
| 20 | TOWN AND COUNTRY Credit Union 64 out of 100, Moderate | 1 | 1.6% | 3.2% |
| 21 | First International Bank & Trust 52 out of 100, Below average | 1 | 1.6% | 5.8% |
| 22 | CHURCHILL MORTGAGE CORPORATION | 1 | 1.6% | — |
| 23 | American Federal Bank 66 out of 100, Moderate | 1 | 1.6% | 12.5% |
| 24 | USAA Federal Savings Bank 64 out of 100, Moderate | 1 | 1.6% | 37.2% |
Top 24 of 24 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Dakota
- Cass County 6,416 apps
- Burleigh County 3,346 apps
- Ward County 2,267 apps
- Grand Forks County 1,846 apps
- Stark County 1,278 apps
- Williams County 1,275 apps
- Morton County 1,201 apps
- Stutsman County 628 apps
- Richland County 515 apps
- McKenzie County 453 apps
- McLean County 274 apps
- Ramsey County 270 apps