North Dakota · HMDA 2025
Mortgage lenders in Hettinger County, ND
30 lenders reported 55 home-loan applications in Hettinger County in 2025. 28 closed as loans ($3.9M), 7 were denied — a 18.4% denial rate on decided applications, above the North Dakota rate of 13.6%. The three most active lenders handled 29% of applications, led by Gate City Bank. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 55
- Loans originated
- 28
- Purchase / refinance
- 14 / 8
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hettinger County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Gate City Bank | 7 | 12.7% | — |
| 2 | Rocket Mortgage, LLC | 5 | 9.1% | — |
| 3 | Granite Bank 53 out of 100, Below average | 4 | 7.3% | 6.2% |
| 4 | AmeriSave Mortgage Corporation | 3 | 5.5% | — |
| 5 | WESTERN COOPERATIVE CREDIT UNION | 3 | 5.5% | — |
| 6 | NEWREZ LLC | 2 | 3.6% | — |
| 7 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 3.6% | 14.1% |
| 8 | Mortgage Research Center, LLC | 2 | 3.6% | — |
| 9 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 3.6% | 39.5% |
| 10 | FREEDOM MORTGAGE CORPORATION | 2 | 3.6% | — |
| 11 | TOWNE MORTGAGE COMPANY | 2 | 3.6% | — |
| 12 | CARRINGTON MORTGAGE SERVICES, LLC | 2 | 3.6% | — |
| 13 | Coastal Community Bank 35 out of 100, Low | 2 | 3.6% | 3.0% |
| 14 | GUILD MORTGAGE COMPANY | 1 | 1.8% | — |
| 15 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 1.8% | — |
| 16 | CAKE MORTGAGE CORP. | 1 | 1.8% | — |
| 17 | FIGURE LENDING LLC | 1 | 1.8% | — |
| 18 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 1 | 1.8% | — |
| 19 | KEYSTONE FUNDING, INC. | 1 | 1.8% | — |
| 20 | First International Bank & Trust 52 out of 100, Below average | 1 | 1.8% | 5.8% |
| 21 | ZILLOW HOME LOANS, LLC | 1 | 1.8% | — |
| 22 | Presidential Bank, FSB 51 out of 100, Below average | 1 | 1.8% | 6.9% |
| 23 | NATIONSTAR MORTGAGE LLC | 1 | 1.8% | — |
| 24 | OCMBC, INC. | 1 | 1.8% | — |
| 25 | Equity Prime Mortgage LLC | 1 | 1.8% | — |
| 26 | Bravera Bank 67 out of 100, Moderate | 1 | 1.8% | 2.2% |
| 27 | CAPITAL | 1 | 1.8% | — |
| 28 | Allied First Bank,sb 76 out of 100, Strong | 1 | 1.8% | 90.1% |
| 29 | CITIZENS EQUITY FIRST | 1 | 1.8% | — |
| 30 | Dakota Community Bank & Trust, National Association 76 out of 100, Strong | 1 | 1.8% | 5.1% |
Top 30 of 30 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Dakota
- Cass County 6,416 apps
- Burleigh County 3,346 apps
- Ward County 2,267 apps
- Grand Forks County 1,846 apps
- Stark County 1,278 apps
- Williams County 1,275 apps
- Morton County 1,201 apps
- Stutsman County 628 apps
- Richland County 515 apps
- McKenzie County 453 apps
- McLean County 274 apps
- Ramsey County 270 apps