North Dakota · HMDA 2025
Mortgage lenders in Kidder County, ND
27 lenders reported 62 home-loan applications in Kidder County in 2025. 39 closed as loans ($8.4M), 5 were denied — a 11.1% denial rate on decided applications, below the North Dakota rate of 13.6%. The three most active lenders handled 32% of applications, led by FIRST COMMUNITY CREDIT UNION. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 62
- Loans originated
- 39
- Purchase / refinance
- 23 / 13
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Kidder County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | FIRST COMMUNITY CREDIT UNION | 8 | 12.9% | — |
| 2 | Choice Financial Group 73 out of 100, Strong | 6 | 9.7% | 5.6% |
| 3 | Dakota Community Bank & Trust, National Association 76 out of 100, Strong | 6 | 9.7% | 5.1% |
| 4 | Kirkwood Bank & Trust Co. 80 out of 100, Strong | 4 | 6.5% | 2.1% |
| 5 | RAILWAY | 4 | 6.5% | — |
| 6 | Bravera Bank 67 out of 100, Moderate | 3 | 4.8% | 2.2% |
| 7 | CAPITAL | 3 | 4.8% | — |
| 8 | The Huntington National Bank 59 out of 100, Moderate | 2 | 3.2% | 31.6% |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 3.2% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 2 | 3.2% | — |
| 11 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 3.2% | 39.5% |
| 12 | AgCountry Farm Credit Services, FLCA | 2 | 3.2% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 2 | 3.2% | — |
| 14 | WEST GATE BANK 72 out of 100, Strong | 2 | 3.2% | 4.8% |
| 15 | TOWNE MORTGAGE COMPANY | 2 | 3.2% | — |
| 16 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 1.6% | 32.5% |
| 17 | Fairway Independent Mortgage Corporation | 1 | 1.6% | — |
| 18 | AmeriSave Mortgage Corporation | 1 | 1.6% | — |
| 19 | Rocket Mortgage, LLC | 1 | 1.6% | — |
| 20 | Starion Bank 56 out of 100, Moderate | 1 | 1.6% | 3.1% |
| 21 | PLANET HOME LENDING, LLC | 1 | 1.6% | — |
| 22 | First International Bank & Trust 52 out of 100, Below average | 1 | 1.6% | 5.8% |
| 23 | CHURCHILL MORTGAGE CORPORATION | 1 | 1.6% | — |
| 24 | HOMETOWN Credit Union 58 out of 100, Moderate | 1 | 1.6% | 0.0% |
| 25 | Granite Bank 53 out of 100, Below average | 1 | 1.6% | 6.2% |
| 26 | BNC National Bank 71 out of 100, Strong | 1 | 1.6% | 14.5% |
| 27 | Gate City Bank | 1 | 1.6% | — |
Top 27 of 27 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Dakota
- Cass County 6,416 apps
- Burleigh County 3,346 apps
- Ward County 2,267 apps
- Grand Forks County 1,846 apps
- Stark County 1,278 apps
- Williams County 1,275 apps
- Morton County 1,201 apps
- Stutsman County 628 apps
- Richland County 515 apps
- McKenzie County 453 apps
- McLean County 274 apps
- Ramsey County 270 apps