North Dakota · HMDA 2025
Mortgage lenders in Barnes County, ND
60 lenders reported 250 home-loan applications in Barnes County in 2025. 162 closed as loans ($33.1M), 18 were denied — a 9.7% denial rate on decided applications, below the North Dakota rate of 13.6%. The three most active lenders handled 38% of applications, led by FIRST COMMUNITY CREDIT UNION. 20 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 250
- Loans originated
- 162
- Purchase / refinance
- 96 / 35
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Barnes County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | FIRST COMMUNITY CREDIT UNION | 61 | 24.4% | — |
| 2 | Bank Forward 70 out of 100, Strong | 21 | 8.4% | 1.3% |
| 3 | Dacotah Bank 55 out of 100, Moderate | 14 | 5.6% | 6.4% |
| 4 | Rocket Mortgage, LLC | 12 | 4.8% | — |
| 5 | Fairway Independent Mortgage Corporation | 10 | 4.0% | — |
| 6 | NEWREZ LLC | 9 | 3.6% | — |
| 7 | Gate City Bank | 9 | 3.6% | — |
| 8 | U.S. Bank National Association 55 out of 100, Moderate | 8 | 3.2% | 39.5% |
| 9 | WEST GATE BANK 72 out of 100, Strong | 7 | 2.8% | 4.8% |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 2.4% | — |
| 11 | Empeople Credit Union 58 out of 100, Moderate | 6 | 2.4% | 25.7% |
| 12 | AmeriSave Mortgage Corporation | 5 | 2.0% | — |
| 13 | Mortgage Research Center, LLC | 5 | 2.0% | — |
| 14 | Coastal Community Bank 35 out of 100, Low | 5 | 2.0% | 3.0% |
| 15 | PENNYMAC LOAN SERVICES, LLC | 4 | 1.6% | — |
| 16 | GUARANTEED RATE, INC. | 4 | 1.6% | — |
| 17 | FIGURE LENDING LLC | 4 | 1.6% | — |
| 18 | PLANET HOME LENDING, LLC | 4 | 1.6% | — |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 1.2% | 14.1% |
| 20 | Loandepot.Com, LLC | 3 | 1.2% | — |
| 21 | AgCountry Farm Credit Services, FLCA | 3 | 1.2% | — |
| 22 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 0.8% | 22.2% |
| 23 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 0.8% | — |
| 24 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.8% | — |
| 25 | Starion Bank 56 out of 100, Moderate | 2 | 0.8% | 3.1% |
| 26 | First International Bank & Trust 52 out of 100, Below average | 2 | 0.8% | 5.8% |
| 27 | MUTUAL OF OMAHA MORTGAGE, INC. | 2 | 0.8% | — |
| 28 | VALLEY MORTGAGE, INC. | 2 | 0.8% | — |
| 29 | Bell Bank 59 out of 100, Moderate | 2 | 0.8% | 7.1% |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.4% | 32.9% |
| 31 | Truist Bank 63 out of 100, Moderate | 1 | 0.4% | 40.8% |
| 32 | Broker Solutions, Inc. | 1 | 0.4% | — |
| 33 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.4% | 44.7% |
| 34 | Border Bank 57 out of 100, Moderate | 1 | 0.4% | 3.7% |
| 35 | Dakota Heritage Bank 63 out of 100, Moderate | 1 | 0.4% | 3.1% |
| 36 | TOWN AND COUNTRY Credit Union 64 out of 100, Moderate | 1 | 0.4% | 3.2% |
| 37 | The Federal Savings Bank 51 out of 100, Below average | 1 | 0.4% | 19.1% |
| 38 | Alerus Financial, National Association 70 out of 100, Strong | 1 | 0.4% | 10.1% |
| 39 | Cornerstone Bank 47 out of 100, Below average | 1 | 0.4% | 2.0% |
| 40 | Loansteady LLC | 1 | 0.4% | — |
Top 40 of 60 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Dakota
- Cass County 6,416 apps
- Burleigh County 3,346 apps
- Ward County 2,267 apps
- Grand Forks County 1,846 apps
- Stark County 1,278 apps
- Williams County 1,275 apps
- Morton County 1,201 apps
- Stutsman County 628 apps
- Richland County 515 apps
- McKenzie County 453 apps
- McLean County 274 apps
- Ramsey County 270 apps