North Dakota · HMDA 2025
Mortgage lenders in Steele County, ND
24 lenders reported 40 home-loan applications in Steele County in 2025. 23 closed as loans ($4.2M), 4 were denied — a 14.8% denial rate on decided applications, above the North Dakota rate of 13.6%. The three most active lenders handled 38% of applications, led by Rocket Mortgage, LLC. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 40
- Loans originated
- 23
- Purchase / refinance
- 12 / 8
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Steele County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 7 | 17.5% | — |
| 2 | FIRST COMMUNITY CREDIT UNION | 4 | 10.0% | — |
| 3 | Bravera Bank 67 out of 100, Moderate | 4 | 10.0% | 2.2% |
| 4 | First International Bank & Trust 52 out of 100, Below average | 2 | 5.0% | 5.8% |
| 5 | First State Bank 75 out of 100, Strong | 2 | 5.0% | 0.0% |
| 6 | WEST GATE BANK 72 out of 100, Strong | 2 | 5.0% | 4.8% |
| 7 | Gate City Bank | 2 | 5.0% | — |
| 8 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 2.5% | 32.9% |
| 9 | 21st Mortgage Corporation | 1 | 2.5% | — |
| 10 | NEWREZ LLC | 1 | 2.5% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 2.5% | — |
| 12 | Mortgage Research Center, LLC | 1 | 2.5% | — |
| 13 | KODABANK 75 out of 100, Strong | 1 | 2.5% | 0.0% |
| 14 | TOWN AND COUNTRY Credit Union 64 out of 100, Moderate | 1 | 2.5% | 3.2% |
| 15 | AMERICAN FINANCIAL RESOURCES, INC. | 1 | 2.5% | — |
| 16 | Alerus Financial, National Association 70 out of 100, Strong | 1 | 2.5% | 10.1% |
| 17 | AMERICAN FINANCING CORPORATION | 1 | 2.5% | — |
| 18 | FINANCE OF AMERICA REVERSE LLC | 1 | 2.5% | — |
| 19 | Bank Forward 70 out of 100, Strong | 1 | 2.5% | 1.3% |
| 20 | PLAZA HOME MORTGAGE, INC. | 1 | 2.5% | — |
| 21 | American Federal Bank 66 out of 100, Moderate | 1 | 2.5% | 12.5% |
| 22 | MUTUAL OF OMAHA MORTGAGE, INC. | 1 | 2.5% | — |
| 23 | Bell Bank 59 out of 100, Moderate | 1 | 2.5% | 7.1% |
| 24 | Magnolia Bank, Incorporated 49 out of 100, Below average | 1 | 2.5% | 10.3% |
Top 24 of 24 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Dakota
- Cass County 6,416 apps
- Burleigh County 3,346 apps
- Ward County 2,267 apps
- Grand Forks County 1,846 apps
- Stark County 1,278 apps
- Williams County 1,275 apps
- Morton County 1,201 apps
- Stutsman County 628 apps
- Richland County 515 apps
- McKenzie County 453 apps
- McLean County 274 apps
- Ramsey County 270 apps