North Dakota · HMDA 2025
Mortgage lenders in Walsh County, ND
52 lenders reported 211 home-loan applications in Walsh County in 2025. 120 closed as loans ($24.7M), 41 were denied — a 24.8% denial rate on decided applications, above the North Dakota rate of 13.6%. The three most active lenders handled 24% of applications, led by Rocket Mortgage, LLC. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 211
- Loans originated
- 120
- Purchase / refinance
- 64 / 33
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Walsh County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 18 | 8.5% | — |
| 2 | FIRST UNITED BANK 78 out of 100, Strong | 17 | 8.1% | 3.2% |
| 3 | Alerus Financial, National Association 70 out of 100, Strong | 16 | 7.6% | 10.1% |
| 4 | Old National Bank 59 out of 100, Moderate | 13 | 6.2% | 22.1% |
| 5 | Gate City Bank | 13 | 6.2% | — |
| 6 | Choice Financial Group 73 out of 100, Strong | 11 | 5.2% | 5.6% |
| 7 | Mortgage Research Center, LLC | 10 | 4.7% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 9 | 4.3% | — |
| 9 | NEWREZ LLC | 8 | 3.8% | — |
| 10 | AmeriSave Mortgage Corporation | 7 | 3.3% | — |
| 11 | KODABANK 75 out of 100, Strong | 6 | 2.8% | 0.0% |
| 12 | Bremer Bank, National Association | 6 | 2.8% | — |
| 13 | U.S. Bank National Association 55 out of 100, Moderate | 5 | 2.4% | 39.5% |
| 14 | FIRST COMMUNITY CREDIT UNION | 5 | 2.4% | — |
| 15 | Nations Lending Corporation | 5 | 2.4% | — |
| 16 | 21st Mortgage Corporation | 4 | 1.9% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 4 | 1.9% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 1.4% | 14.1% |
| 19 | Loandepot.Com, LLC | 3 | 1.4% | — |
| 20 | Broker Solutions, Inc. | 3 | 1.4% | — |
| 21 | PLANET HOME LENDING, LLC | 3 | 1.4% | — |
| 22 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 1.4% | — |
| 23 | Fairway Independent Mortgage Corporation | 2 | 0.9% | — |
| 24 | Discover Bank | 2 | 0.9% | — |
| 25 | TRIAD FINANCIAL SERVICES, INC. | 2 | 0.9% | — |
| 26 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | 0.9% | — |
| 27 | First International Bank & Trust 52 out of 100, Below average | 2 | 0.9% | 5.8% |
| 28 | BANKWEST, INC. 38 out of 100, Low | 2 | 0.9% | 48.6% |
| 29 | Granite Bank 53 out of 100, Below average | 2 | 0.9% | 6.2% |
| 30 | Equity Prime Mortgage LLC | 2 | 0.9% | — |
| 31 | BETTER MORTGAGE CORPORATION | 2 | 0.9% | — |
| 32 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.5% | 32.9% |
| 33 | PENNYMAC LOAN SERVICES, LLC | 1 | 0.5% | — |
| 34 | Empeople Credit Union 58 out of 100, Moderate | 1 | 0.5% | 25.7% |
| 35 | Connexus Credit Union 37 out of 100, Low | 1 | 0.5% | 60.0% |
| 36 | AgCountry Farm Credit Services, FLCA | 1 | 0.5% | — |
| 37 | Western State Bank 78 out of 100, Strong | 1 | 0.5% | 6.3% |
| 38 | FIGURE LENDING LLC | 1 | 0.5% | — |
| 39 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | 0.5% | — |
| 40 | RBC Bank, (Georgia) National Association | 1 | 0.5% | — |
Top 40 of 52 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Dakota
- Cass County 6,416 apps
- Burleigh County 3,346 apps
- Ward County 2,267 apps
- Grand Forks County 1,846 apps
- Stark County 1,278 apps
- Williams County 1,275 apps
- Morton County 1,201 apps
- Stutsman County 628 apps
- Richland County 515 apps
- McKenzie County 453 apps
- McLean County 274 apps
- Ramsey County 270 apps