Oklahoma · HMDA 2025
Mortgage lenders in Choctaw County, OK
76 lenders reported 360 home-loan applications in Choctaw County in 2025. 119 closed as loans ($19.0M), 100 were denied — a 41.5% denial rate on decided applications, above the Oklahoma rate of 22.6%. The three most active lenders handled 41% of applications, led by 21st Mortgage Corporation. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 360
- Loans originated
- 119
- Purchase / refinance
- 69 / 36
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Choctaw County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 60 | 16.7% | — |
| 2 | First United Bank and Trust Company 50 out of 100, Below average | 57 | 15.8% | 8.1% |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 29 | 8.1% | — |
| 4 | Rocket Mortgage, LLC | 22 | 6.1% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 13 | 3.6% | — |
| 6 | Mortgage Research Center, LLC | 11 | 3.1% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 9 | 2.5% | — |
| 8 | Loandepot.Com, LLC | 8 | 2.2% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 8 | 2.2% | — |
| 10 | GUILD MORTGAGE COMPANY | 8 | 2.2% | — |
| 11 | SOUTHWEST STAGE FUNDING, LLC | 8 | 2.2% | — |
| 12 | PLANET HOME LENDING, LLC | 7 | 1.9% | — |
| 13 | VILLAGE CAPITAL & INVESTMENT LLC | 7 | 1.9% | — |
| 14 | COUNTRYPLACE MORTGAGE, LTD. | 6 | 1.7% | — |
| 15 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 5 | 1.4% | 74.7% |
| 16 | GUARANTEED RATE, INC. | 4 | 1.1% | — |
| 17 | UNITED BUILT HOMES, L.L.C. | 4 | 1.1% | — |
| 18 | First Texoma National Bank 50 out of 100, Below average | 4 | 1.1% | 3.5% |
| 19 | NEWREZ LLC | 3 | 0.8% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 0.8% | 14.1% |
| 21 | AmeriSave Mortgage Corporation | 3 | 0.8% | — |
| 22 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.8% | 44.7% |
| 23 | The Federal Savings Bank 51 out of 100, Below average | 3 | 0.8% | 19.1% |
| 24 | Equity Prime Mortgage LLC | 3 | 0.8% | — |
| 25 | NEW DAY FINANCIAL, LLC | 3 | 0.8% | — |
| 26 | Communication Federal Credit Union 68 out of 100, Moderate | 3 | 0.8% | 14.9% |
| 27 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | 0.8% | — |
| 28 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 0.6% | 22.2% |
| 29 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 0.6% | — |
| 30 | SPRING EQ, LLC | 2 | 0.6% | — |
| 31 | MidFirst Bank 34 out of 100, Low | 2 | 0.6% | 16.3% |
| 32 | Click n' Close, Inc. | 2 | 0.6% | — |
| 33 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 2 | 0.6% | — |
| 34 | NATIONSTAR MORTGAGE LLC | 2 | 0.6% | — |
| 35 | LoanUnited.com, LLC | 2 | 0.6% | — |
| 36 | ROYAL UNITED MORTGAGE LLC | 2 | 0.6% | — |
| 37 | BETTER MORTGAGE CORPORATION | 2 | 0.6% | — |
| 38 | GoodLeap, LLC | 2 | 0.6% | — |
| 39 | Beeline Loans, Inc. | 2 | 0.6% | — |
| 40 | DATA MORTGAGE, INC. | 2 | 0.6% | — |
Top 40 of 76 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oklahoma
- Oklahoma County 31,396 apps
- Tulsa County 26,910 apps
- Cleveland County 12,096 apps
- Canadian County 10,422 apps
- Wagoner County 5,477 apps
- Comanche County 4,922 apps
- Rogers County 4,814 apps
- Creek County 3,455 apps
- Pottawatomie County 3,404 apps
- Logan County 3,335 apps
- Grady County 3,211 apps
- McClain County 2,878 apps