Oklahoma · HMDA 2025
Mortgage lenders in Oklahoma County, OK
493 lenders reported 31,396 home-loan applications in Oklahoma County in 2025. 16,093 closed as loans ($4.2B), 4,173 were denied — a 19.6% denial rate on decided applications, below the Oklahoma rate of 22.6%. The three most active lenders handled 11% of applications, led by PENNYMAC LOAN SERVICES, LLC. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 31,396
- Loans originated
- 16,093
- Purchase / refinance
- 9,783 / 4,264
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Oklahoma County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 1,202 | 3.8% | — |
| 2 | Rocket Mortgage, LLC | 1,180 | 3.8% | — |
| 3 | U.S. Bank National Association 55 out of 100, Moderate | 1,028 | 3.3% | 39.5% |
| 4 | BancFirst 71 out of 100, Strong | 909 | 2.9% | 10.2% |
| 5 | First United Bank and Trust Company 50 out of 100, Below average | 899 | 2.9% | 8.1% |
| 6 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 822 | 2.6% | 14.1% |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 812 | 2.6% | — |
| 8 | AMERIHOME MORTGAGE COMPANY, LLC | 780 | 2.5% | — |
| 9 | TINKER FEDERAL CREDIT UNION 83 out of 100, Strong | 767 | 2.4% | 33.6% |
| 10 | BOKF, National Association 64 out of 100, Moderate | 713 | 2.3% | 27.5% |
| 11 | Mortgage Research Center, LLC | 622 | 2.0% | — |
| 12 | MidFirst Bank 34 out of 100, Low | 620 | 2.0% | 16.3% |
| 13 | NEWREZ LLC | 568 | 1.8% | — |
| 14 | WEOKIE Federal Credit Union 74 out of 100, Strong | 562 | 1.8% | 27.5% |
| 15 | Arvest Bank 57 out of 100, Moderate | 523 | 1.7% | 18.5% |
| 16 | Stride Bank, National Association 69 out of 100, Moderate | 509 | 1.6% | 3.2% |
| 17 | ASSOCIATED MORTGAGE CORPORATION | 486 | 1.5% | — |
| 18 | Great Plains National Bank | 476 | 1.5% | — |
| 19 | FREEDOM MORTGAGE CORPORATION | 474 | 1.5% | — |
| 20 | 21st Mortgage Corporation | 468 | 1.5% | — |
| 21 | Gateway First Bank 54 out of 100, Below average | 434 | 1.4% | 5.3% |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 425 | 1.4% | 32.9% |
| 23 | PLANET HOME LENDING, LLC | 401 | 1.3% | — |
| 24 | MLD MORTGAGE INC. | 395 | 1.3% | — |
| 25 | NATIONSTAR MORTGAGE LLC | 381 | 1.2% | — |
| 26 | VALOR BANK 71 out of 100, Strong | 370 | 1.2% | 1.9% |
| 27 | Bank of America, National Association 59 out of 100, Moderate | 361 | 1.1% | 44.7% |
| 28 | BETTER MORTGAGE CORPORATION | 313 | 1.0% | — |
| 29 | The Central Trust Bank 69 out of 100, Moderate | 312 | 1.0% | 10.4% |
| 30 | Coastal Community Bank 35 out of 100, Low | 281 | 0.9% | 3.0% |
| 31 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 275 | 0.9% | 2.2% |
| 32 | FIGURE LENDING LLC | 251 | 0.8% | — |
| 33 | AmeriSave Mortgage Corporation | 241 | 0.8% | — |
| 34 | Loandepot.Com, LLC | 225 | 0.7% | — |
| 35 | FINANCIAL CONCEPTS MORTGAGE, LLC | 225 | 0.7% | — |
| 36 | Broker Solutions, Inc. | 224 | 0.7% | — |
| 37 | NEW DAY FINANCIAL, LLC | 218 | 0.7% | — |
| 38 | PHH Mortgage Corporation | 207 | 0.7% | — |
| 39 | Communication Federal Credit Union 68 out of 100, Moderate | 205 | 0.7% | 14.9% |
| 40 | Kiavi Funding, Inc. | 197 | 0.6% | — |
Top 40 of 493 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oklahoma
- Tulsa County 26,910 apps
- Cleveland County 12,096 apps
- Canadian County 10,422 apps
- Wagoner County 5,477 apps
- Comanche County 4,922 apps
- Rogers County 4,814 apps
- Creek County 3,455 apps
- Pottawatomie County 3,404 apps
- Logan County 3,335 apps
- Grady County 3,211 apps
- McClain County 2,878 apps
- Muskogee County 2,548 apps