Oklahoma · HMDA 2025
Mortgage lenders in McClain County, OK
240 lenders reported 2,878 home-loan applications in McClain County in 2025. 1,378 closed as loans ($361.4M), 467 were denied — a 23.8% denial rate on decided applications, above the Oklahoma rate of 22.6%. The three most active lenders handled 14% of applications, led by First United Bank and Trust Company. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,878
- Loans originated
- 1,378
- Purchase / refinance
- 821 / 352
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in McClain County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First United Bank and Trust Company 50 out of 100, Below average | 187 | 6.5% | 8.1% |
| 2 | PENNYMAC LOAN SERVICES, LLC | 130 | 4.5% | — |
| 3 | Rocket Mortgage, LLC | 99 | 3.4% | — |
| 4 | 21st Mortgage Corporation | 91 | 3.2% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 80 | 2.8% | — |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 77 | 2.7% | 39.5% |
| 7 | TRIAD FINANCIAL SERVICES, INC. | 67 | 2.3% | — |
| 8 | TINKER FEDERAL CREDIT UNION 83 out of 100, Strong | 64 | 2.2% | 33.6% |
| 9 | Mortgage Research Center, LLC | 62 | 2.2% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 60 | 2.1% | — |
| 11 | AMERIHOME MORTGAGE COMPANY, LLC | 58 | 2.0% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 54 | 1.9% | — |
| 13 | BancFirst 71 out of 100, Strong | 50 | 1.7% | 10.2% |
| 14 | NEWREZ LLC | 49 | 1.7% | — |
| 15 | DHI MORTGAGE COMPANY, LTD. | 49 | 1.7% | — |
| 16 | McClain Bank 76 out of 100, Strong | 49 | 1.7% | 12.7% |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 48 | 1.7% | 14.1% |
| 18 | Navy Federal Credit Union 66 out of 100, Moderate | 46 | 1.6% | 32.9% |
| 19 | Gateway First Bank 54 out of 100, Below average | 42 | 1.5% | 5.3% |
| 20 | Arvest Bank 57 out of 100, Moderate | 39 | 1.4% | 18.5% |
| 21 | PLANET HOME LENDING, LLC | 38 | 1.3% | — |
| 22 | LENNAR MORTGAGE, LLC | 33 | 1.1% | — |
| 23 | Great Plains National Bank | 33 | 1.1% | — |
| 24 | SOUTHWEST STAGE FUNDING, LLC | 32 | 1.1% | — |
| 25 | Stride Bank, National Association 69 out of 100, Moderate | 32 | 1.1% | 3.2% |
| 26 | WEOKIE Federal Credit Union 74 out of 100, Strong | 32 | 1.1% | 27.5% |
| 27 | BOKF, National Association 64 out of 100, Moderate | 30 | 1.0% | 27.5% |
| 28 | GUARANTEED RATE, INC. | 29 | 1.0% | — |
| 29 | The First National Bank and Trust Co. 70 out of 100, Strong | 29 | 1.0% | 24.1% |
| 30 | NATIONSTAR MORTGAGE LLC | 29 | 1.0% | — |
| 31 | Loandepot.Com, LLC | 28 | 1.0% | — |
| 32 | ASSOCIATED MORTGAGE CORPORATION | 28 | 1.0% | — |
| 33 | MLD MORTGAGE INC. | 28 | 1.0% | — |
| 34 | MORTGAGE CLEARING CORPORATION | 26 | 0.9% | — |
| 35 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 25 | 0.9% | 2.2% |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 25 | 0.9% | — |
| 37 | SPRING EQ, LLC | 23 | 0.8% | — |
| 38 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 22 | 0.8% | 74.7% |
| 39 | CMG MORTGAGE, INC. | 21 | 0.7% | — |
| 40 | UNION HOME MORTGAGE CORP. | 21 | 0.7% | — |
Top 40 of 240 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oklahoma
- Oklahoma County 31,396 apps
- Tulsa County 26,910 apps
- Cleveland County 12,096 apps
- Canadian County 10,422 apps
- Wagoner County 5,477 apps
- Comanche County 4,922 apps
- Rogers County 4,814 apps
- Creek County 3,455 apps
- Pottawatomie County 3,404 apps
- Logan County 3,335 apps
- Grady County 3,211 apps
- Muskogee County 2,548 apps