Oklahoma · HMDA 2025
Mortgage lenders in Creek County, OK
226 lenders reported 3,455 home-loan applications in Creek County in 2025. 1,543 closed as loans ($309.0M), 623 were denied — a 26.7% denial rate on decided applications, above the Oklahoma rate of 22.6%. The three most active lenders handled 14% of applications, led by 21st Mortgage Corporation. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,455
- Loans originated
- 1,543
- Purchase / refinance
- 879 / 399
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Creek County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 181 | 5.2% | — |
| 2 | Rocket Mortgage, LLC | 169 | 4.9% | — |
| 3 | First United Bank and Trust Company 50 out of 100, Below average | 132 | 3.8% | 8.1% |
| 4 | BOKF, National Association 64 out of 100, Moderate | 131 | 3.8% | 27.5% |
| 5 | Arvest Bank 57 out of 100, Moderate | 122 | 3.5% | 18.5% |
| 6 | VANDERBILT MORTGAGE AND FINANCE, INC. | 119 | 3.4% | — |
| 7 | ASSOCIATED MORTGAGE CORPORATION | 116 | 3.4% | — |
| 8 | American Heritage Bank | 115 | 3.3% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 113 | 3.3% | — |
| 10 | TRIAD FINANCIAL SERVICES, INC. | 107 | 3.1% | — |
| 11 | U.S. Bank National Association 55 out of 100, Moderate | 104 | 3.0% | 39.5% |
| 12 | TTCU Federal Credit Union 73 out of 100, Strong | 95 | 2.7% | 18.1% |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 78 | 2.3% | — |
| 14 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 74 | 2.1% | 74.7% |
| 15 | FLAT BRANCH MORTGAGE, INC. | 68 | 2.0% | — |
| 16 | NEWREZ LLC | 66 | 1.9% | — |
| 17 | Mortgage Research Center, LLC | 64 | 1.9% | — |
| 18 | PLANET HOME LENDING, LLC | 64 | 1.9% | — |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 52 | 1.5% | — |
| 20 | Tulsa Federal Credit Union | 46 | 1.3% | — |
| 21 | BancFirst 71 out of 100, Strong | 45 | 1.3% | 10.2% |
| 22 | Community Bank | 44 | 1.3% | — |
| 23 | THE MORTGAGE LINK, INC. | 39 | 1.1% | — |
| 24 | Kiavi Funding, Inc. | 38 | 1.1% | — |
| 25 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 37 | 1.1% | 14.1% |
| 26 | NATIONSTAR MORTGAGE LLC | 37 | 1.1% | — |
| 27 | Broker Solutions, Inc. | 36 | 1.0% | — |
| 28 | FREEDOM MORTGAGE CORPORATION | 36 | 1.0% | — |
| 29 | Waterstone Mortgage Corporation | 36 | 1.0% | — |
| 30 | AmeriSave Mortgage Corporation | 34 | 1.0% | — |
| 31 | KIND LENDING, LLC | 29 | 0.8% | — |
| 32 | CANOPY MORTGAGE, LLC | 29 | 0.8% | — |
| 33 | Coastal Community Bank 35 out of 100, Low | 29 | 0.8% | 3.0% |
| 34 | Gateway First Bank 54 out of 100, Below average | 27 | 0.8% | 5.3% |
| 35 | SOUTHWEST STAGE FUNDING, LLC | 26 | 0.8% | — |
| 36 | OKLAHOMA CENTRAL Credit Union 83 out of 100, Strong | 26 | 0.8% | 29.0% |
| 37 | FIGURE LENDING LLC | 24 | 0.7% | — |
| 38 | Stride Bank, National Association 69 out of 100, Moderate | 24 | 0.7% | 3.2% |
| 39 | SpiritBank 63 out of 100, Moderate | 22 | 0.6% | 4.9% |
| 40 | Loandepot.Com, LLC | 21 | 0.6% | — |
Top 40 of 226 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oklahoma
- Oklahoma County 31,396 apps
- Tulsa County 26,910 apps
- Cleveland County 12,096 apps
- Canadian County 10,422 apps
- Wagoner County 5,477 apps
- Comanche County 4,922 apps
- Rogers County 4,814 apps
- Pottawatomie County 3,404 apps
- Logan County 3,335 apps
- Grady County 3,211 apps
- McClain County 2,878 apps
- Muskogee County 2,548 apps