Oklahoma · HMDA 2025
Mortgage lenders in Wagoner County, OK
286 lenders reported 5,477 home-loan applications in Wagoner County in 2025. 2,695 closed as loans ($640.9M), 616 were denied — a 17.6% denial rate on decided applications, below the Oklahoma rate of 22.6%. The three most active lenders handled 14% of applications, led by PENNYMAC LOAN SERVICES, LLC. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,477
- Loans originated
- 2,695
- Purchase / refinance
- 1,707 / 574
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wagoner County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 298 | 5.4% | — |
| 2 | Arvest Bank 57 out of 100, Moderate | 238 | 4.3% | 18.5% |
| 3 | Rocket Mortgage, LLC | 227 | 4.1% | — |
| 4 | U.S. Bank National Association 55 out of 100, Moderate | 218 | 4.0% | 39.5% |
| 5 | ASSOCIATED MORTGAGE CORPORATION | 199 | 3.6% | — |
| 6 | DHI MORTGAGE COMPANY, LTD. | 195 | 3.6% | — |
| 7 | BOKF, National Association 64 out of 100, Moderate | 193 | 3.5% | 27.5% |
| 8 | THE MORTGAGE LINK, INC. | 188 | 3.4% | — |
| 9 | BancFirst 71 out of 100, Strong | 148 | 2.7% | 10.2% |
| 10 | FLAT BRANCH MORTGAGE, INC. | 142 | 2.6% | — |
| 11 | TTCU Federal Credit Union 73 out of 100, Strong | 127 | 2.3% | 18.1% |
| 12 | AMERIHOME MORTGAGE COMPANY, LLC | 125 | 2.3% | — |
| 13 | Mortgage Research Center, LLC | 109 | 2.0% | — |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 108 | 2.0% | 14.1% |
| 15 | UNITED SHORE FINANCIAL SERVICES, LLC | 108 | 2.0% | — |
| 16 | NEWREZ LLC | 103 | 1.9% | — |
| 17 | First United Bank and Trust Company 50 out of 100, Below average | 103 | 1.9% | 8.1% |
| 18 | FREEDOM MORTGAGE CORPORATION | 92 | 1.7% | — |
| 19 | 21st Mortgage Corporation | 75 | 1.4% | — |
| 20 | VANDERBILT MORTGAGE AND FINANCE, INC. | 74 | 1.4% | — |
| 21 | PLANET HOME LENDING, LLC | 74 | 1.4% | — |
| 22 | Tulsa Federal Credit Union | 66 | 1.2% | — |
| 23 | Gateway First Bank 54 out of 100, Below average | 66 | 1.2% | 5.3% |
| 24 | Stride Bank, National Association 69 out of 100, Moderate | 61 | 1.1% | 3.2% |
| 25 | TRIAD FINANCIAL SERVICES, INC. | 58 | 1.1% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 56 | 1.0% | — |
| 27 | Waterstone Mortgage Corporation | 55 | 1.0% | — |
| 28 | Broker Solutions, Inc. | 54 | 1.0% | — |
| 29 | LENNAR MORTGAGE, LLC | 52 | 0.9% | — |
| 30 | Armstrong Bank 74 out of 100, Strong | 52 | 0.9% | 9.7% |
| 31 | Firstar Bank 66 out of 100, Moderate | 46 | 0.8% | 3.7% |
| 32 | VILLAGE CAPITAL & INVESTMENT LLC | 45 | 0.8% | — |
| 33 | OKLAHOMA CENTRAL Credit Union 83 out of 100, Strong | 42 | 0.8% | 29.0% |
| 34 | Navy Federal Credit Union 66 out of 100, Moderate | 41 | 0.7% | 32.9% |
| 35 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 40 | 0.7% | 2.2% |
| 36 | SPRING EQ, LLC | 38 | 0.7% | — |
| 37 | PHH Mortgage Corporation | 38 | 0.7% | — |
| 38 | FIGURE LENDING LLC | 36 | 0.7% | — |
| 39 | Loandepot.Com, LLC | 33 | 0.6% | — |
| 40 | AmeriSave Mortgage Corporation | 32 | 0.6% | — |
Top 40 of 286 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oklahoma
- Oklahoma County 31,396 apps
- Tulsa County 26,910 apps
- Cleveland County 12,096 apps
- Canadian County 10,422 apps
- Comanche County 4,922 apps
- Rogers County 4,814 apps
- Creek County 3,455 apps
- Pottawatomie County 3,404 apps
- Logan County 3,335 apps
- Grady County 3,211 apps
- McClain County 2,878 apps
- Muskogee County 2,548 apps