HMDA 2025
Mortgage lenders in Oklahoma
Lenders reported 162,627 home-loan applications for properties in Oklahoma in 2025; 78,780 became loans and the denial rate on decided applications was 22.6%. The busiest county was Oklahoma County with 31,396 applications.
Most active lenders across Oklahoma's counties
- Rocket Mortgage, LLC 7,138 applications
- PENNYMAC LOAN SERVICES, LLC 6,414 applications
- First United Bank and Trust Company 5,604 applications
- Arvest Bank 5,351 applications
- 21st Mortgage Corporation 5,223 applications
- BancFirst 4,768 applications
- U.S. Bank National Association 4,204 applications
- BOKF, National Association 4,124 applications
- Mortgage Research Center, LLC 4,015 applications
- UNITED SHORE FINANCIAL SERVICES, LLC 3,748 applications
- NEWREZ LLC 3,205 applications
- ASSOCIATED MORTGAGE CORPORATION 3,123 applications
- AMERIHOME MORTGAGE COMPANY, LLC 3,118 applications
- JPMorgan Chase Bank, National Association 3,100 applications
- FREEDOM MORTGAGE CORPORATION 2,600 applications
Counties
| County | Applications | Lenders | Denial rate | Purchase / refi loans |
|---|---|---|---|---|
| Adair County | 622 | 91 | 37.1% | 106 / 68 |
| Alfalfa County | 79 | 44 | 42.9% | 21 / 5 |
| Atoka County | 342 | 69 | 36.9% | 84 / 45 |
| Beaver County | 92 | 42 | 42.9% | 26 / 4 |
| Beckham County | 552 | 84 | 28.0% | 179 / 57 |
| Blaine County | 209 | 67 | 34.8% | 60 / 21 |
| Bryan County | 1,980 | 162 | 24.5% | 564 / 263 |
| Caddo County | 654 | 120 | 36.5% | 159 / 73 |
| Canadian County | 10,422 | 335 | 19.7% | 3,435 / 1,266 |
| Carter County | 1,911 | 167 | 25.4% | 504 / 257 |
| Cherokee County | 1,689 | 157 | 24.0% | 419 / 238 |
| Choctaw County | 360 | 76 | 41.5% | 69 / 36 |
| Cimarron County | 11 | 8 | 71.4% | 2 / 0 |
| Cleveland County | 12,096 | 376 | 21.1% | 3,646 / 1,614 |
| Coal County | 133 | 49 | 32.3% | 32 / 21 |
| Comanche County | 4,922 | 249 | 20.7% | 1,559 / 741 |
| Cotton County | 196 | 61 | 25.2% | 50 / 41 |
| Craig County | 439 | 100 | 30.3% | 92 / 67 |
| Creek County | 3,455 | 226 | 26.7% | 879 / 399 |
| Custer County | 646 | 113 | 21.8% | 197 / 75 |
| Delaware County | 1,792 | 220 | 27.5% | 465 / 228 |
| Dewey County | 78 | 38 | 39.2% | 13 / 11 |
| Ellis County | 58 | 30 | 43.2% | 15 / 1 |
| Garfield County | 1,953 | 160 | 19.8% | 662 / 192 |
| Garvin County | 981 | 139 | 36.8% | 190 / 122 |
| Grady County | 3,211 | 243 | 24.5% | 895 / 407 |
| Grant County | 120 | 51 | 34.5% | 35 / 15 |
| Greer County | 128 | 49 | 28.4% | 31 / 23 |
| Harmon County | 40 | 24 | 27.6% | 13 / 4 |
| Harper County | 33 | 25 | 43.5% | 8 / 2 |
| Haskell County | 326 | 82 | 34.1% | 88 / 30 |
| Hughes County | 328 | 72 | 41.7% | 67 / 37 |
| Jackson County | 864 | 118 | 23.3% | 264 / 127 |
| Jefferson County | 174 | 63 | 36.9% | 37 / 20 |
| Johnston County | 307 | 72 | 35.0% | 62 / 36 |
| Kay County | 1,323 | 150 | 21.4% | 387 / 158 |
| Kingfisher County | 567 | 110 | 22.0% | 182 / 69 |
| Kiowa County | 247 | 68 | 24.3% | 65 / 38 |
| Latimer County | 241 | 68 | 35.8% | 66 / 22 |
| Le Flore County | 1,591 | 156 | 29.9% | 379 / 173 |
| Lincoln County | 1,635 | 177 | 27.8% | 418 / 220 |
| Logan County | 3,335 | 264 | 24.4% | 964 / 378 |
| Love County | 381 | 91 | 36.0% | 87 / 40 |
| Major County | 156 | 55 | 29.4% | 44 / 14 |
| Marshall County | 871 | 136 | 27.1% | 211 / 110 |
| Mayes County | 1,697 | 171 | 28.9% | 406 / 196 |
| McClain County | 2,878 | 240 | 23.8% | 821 / 352 |
| McCurtain County | 1,164 | 190 | 29.7% | 401 / 125 |
| McIntosh County | 850 | 144 | 26.7% | 233 / 112 |
| Murray County | 504 | 104 | 27.7% | 145 / 63 |
| Muskogee County | 2,548 | 192 | 25.8% | 649 / 315 |
| Noble County | 359 | 80 | 29.5% | 90 / 34 |
| Nowata County | 326 | 91 | 35.6% | 63 / 45 |
| Okfuskee County | 365 | 82 | 25.6% | 78 / 52 |
| Oklahoma County | 31,396 | 493 | 19.6% | 9,783 / 4,264 |
| Okmulgee County | 1,590 | 172 | 29.5% | 385 / 179 |
| Osage County | 1,933 | 194 | 28.5% | 422 / 271 |
| Ottawa County | 834 | 114 | 26.0% | 209 / 101 |
| Pawnee County | 737 | 111 | 35.1% | 173 / 72 |
| Payne County | 2,472 | 235 | 19.2% | 799 / 282 |
| Pittsburg County | 1,571 | 173 | 29.6% | 413 / 204 |
| Pontotoc County | 1,360 | 133 | 24.0% | 382 / 161 |
| Pottawatomie County | 3,404 | 219 | 27.4% | 921 / 387 |
| Pushmataha County | 232 | 76 | 34.4% | 58 / 32 |
| Roger Mills County | 65 | 34 | 46.2% | 12 / 3 |
| Rogers County | 4,814 | 257 | 20.4% | 1,308 / 626 |
| Seminole County | 807 | 121 | 33.8% | 172 / 90 |
| Sequoyah County | 1,698 | 148 | 27.3% | 432 / 217 |
| Stephens County | 1,552 | 159 | 20.7% | 443 / 251 |
| Texas County | 466 | 65 | 20.9% | 150 / 79 |
| Tillman County | 162 | 50 | 37.6% | 25 / 24 |
| Tulsa County | 26,910 | 471 | 18.8% | 7,941 / 3,126 |
| Wagoner County | 5,477 | 286 | 17.6% | 1,707 / 574 |
| Washington County | 1,986 | 168 | 22.8% | 578 / 217 |
| Washita County | 293 | 79 | 27.8% | 83 / 31 |
| Woods County | 150 | 56 | 25.3% | 44 / 16 |
| Woodward County | 477 | 94 | 31.8% | 137 / 52 |