Oklahoma · HMDA 2025
Mortgage lenders in Cleveland County, OK
376 lenders reported 12,096 home-loan applications in Cleveland County in 2025. 6,100 closed as loans ($1.5B), 1,756 were denied — a 21.1% denial rate on decided applications, below the Oklahoma rate of 22.6%. The three most active lenders handled 13% of applications, led by First United Bank and Trust Company. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 12,096
- Loans originated
- 6,100
- Purchase / refinance
- 3,646 / 1,614
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cleveland County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First United Bank and Trust Company 50 out of 100, Below average | 696 | 5.8% | 8.1% |
| 2 | Rocket Mortgage, LLC | 507 | 4.2% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 429 | 3.5% | — |
| 4 | 21st Mortgage Corporation | 348 | 2.9% | — |
| 5 | TINKER FEDERAL CREDIT UNION 83 out of 100, Strong | 341 | 2.8% | 33.6% |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 316 | 2.6% | 39.5% |
| 7 | Mortgage Research Center, LLC | 305 | 2.5% | — |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 304 | 2.5% | 14.1% |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 285 | 2.4% | — |
| 10 | Gateway First Bank 54 out of 100, Below average | 276 | 2.3% | 5.3% |
| 11 | BOKF, National Association 64 out of 100, Moderate | 273 | 2.3% | 27.5% |
| 12 | BancFirst 71 out of 100, Strong | 265 | 2.2% | 10.2% |
| 13 | NEWREZ LLC | 248 | 2.1% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 248 | 2.1% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 220 | 1.8% | — |
| 16 | Navy Federal Credit Union 66 out of 100, Moderate | 213 | 1.8% | 32.9% |
| 17 | Stride Bank, National Association 69 out of 100, Moderate | 209 | 1.7% | 3.2% |
| 18 | Arvest Bank 57 out of 100, Moderate | 200 | 1.7% | 18.5% |
| 19 | WEOKIE Federal Credit Union 74 out of 100, Strong | 197 | 1.6% | 27.5% |
| 20 | PLANET HOME LENDING, LLC | 173 | 1.4% | — |
| 21 | TRIAD FINANCIAL SERVICES, INC. | 160 | 1.3% | — |
| 22 | Great Plains National Bank | 160 | 1.3% | — |
| 23 | MidFirst Bank 34 out of 100, Low | 155 | 1.3% | 16.3% |
| 24 | ASSOCIATED MORTGAGE CORPORATION | 152 | 1.3% | — |
| 25 | MLD MORTGAGE INC. | 151 | 1.2% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 135 | 1.1% | — |
| 27 | VANDERBILT MORTGAGE AND FINANCE, INC. | 116 | 1.0% | — |
| 28 | Bank of America, National Association 59 out of 100, Moderate | 107 | 0.9% | 44.7% |
| 29 | FIGURE LENDING LLC | 106 | 0.9% | — |
| 30 | Loandepot.Com, LLC | 105 | 0.9% | — |
| 31 | Coastal Community Bank 35 out of 100, Low | 103 | 0.9% | 3.0% |
| 32 | Armstrong Bank 74 out of 100, Strong | 102 | 0.8% | 9.7% |
| 33 | UNION HOME MORTGAGE CORP. | 100 | 0.8% | — |
| 34 | BETTER MORTGAGE CORPORATION | 97 | 0.8% | — |
| 35 | FINANCIAL CONCEPTS MORTGAGE, LLC | 93 | 0.8% | — |
| 36 | Broker Solutions, Inc. | 90 | 0.7% | — |
| 37 | AmeriSave Mortgage Corporation | 87 | 0.7% | — |
| 38 | First Fidelity Bank 69 out of 100, Moderate | 87 | 0.7% | 47.7% |
| 39 | NEW DAY FINANCIAL, LLC | 78 | 0.6% | — |
| 40 | SPRING EQ, LLC | 77 | 0.6% | — |
Top 40 of 376 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oklahoma
- Oklahoma County 31,396 apps
- Tulsa County 26,910 apps
- Canadian County 10,422 apps
- Wagoner County 5,477 apps
- Comanche County 4,922 apps
- Rogers County 4,814 apps
- Creek County 3,455 apps
- Pottawatomie County 3,404 apps
- Logan County 3,335 apps
- Grady County 3,211 apps
- McClain County 2,878 apps
- Muskogee County 2,548 apps