South Dakota · HMDA 2025
Mortgage lenders in Edmunds County, SD
39 lenders reported 73 home-loan applications in Edmunds County in 2025. 33 closed as loans ($7.6M), 10 were denied — a 22.2% denial rate on decided applications, above the South Dakota rate of 15.7%. The three most active lenders handled 29% of applications, led by Dacotah Bank. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 73
- Loans originated
- 33
- Purchase / refinance
- 19 / 9
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Edmunds County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Dacotah Bank 55 out of 100, Moderate | 9 | 12.3% | 6.4% |
| 2 | Plains Commerce Bank 59 out of 100, Moderate | 6 | 8.2% | 10.0% |
| 3 | American Bank & Trust 72 out of 100, Strong | 6 | 8.2% | 16.0% |
| 4 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 5.5% | 39.5% |
| 5 | Farm Credit Mid-America | 4 | 5.5% | — |
| 6 | Citizens Bank, National Association 54 out of 100, Below average | 3 | 4.1% | 32.5% |
| 7 | First International Bank & Trust 52 out of 100, Below average | 3 | 4.1% | 5.8% |
| 8 | Rocket Mortgage, LLC | 2 | 2.7% | — |
| 9 | FIGURE LENDING LLC | 2 | 2.7% | — |
| 10 | BANKWEST, INC. 38 out of 100, Low | 2 | 2.7% | 48.6% |
| 11 | NATIONSTAR MORTGAGE LLC | 2 | 2.7% | — |
| 12 | Equity Prime Mortgage LLC | 2 | 2.7% | — |
| 13 | NEW DAY FINANCIAL, LLC | 2 | 2.7% | — |
| 14 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 1.4% | 32.9% |
| 15 | 21st Mortgage Corporation | 1 | 1.4% | — |
| 16 | NEWREZ LLC | 1 | 1.4% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 1.4% | 14.1% |
| 18 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 1.4% | 22.2% |
| 19 | Fairway Independent Mortgage Corporation | 1 | 1.4% | — |
| 20 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 1.4% | — |
| 21 | Broker Solutions, Inc. | 1 | 1.4% | — |
| 22 | Discover Bank | 1 | 1.4% | — |
| 23 | PENNYMAC LOAN SERVICES, LLC | 1 | 1.4% | — |
| 24 | GUARANTEED RATE, INC. | 1 | 1.4% | — |
| 25 | AmeriSave Mortgage Corporation | 1 | 1.4% | — |
| 26 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 1.4% | — |
| 27 | Bank of America, National Association 59 out of 100, Moderate | 1 | 1.4% | 44.7% |
| 28 | Black Hills Community Bank, N.A. | 1 | 1.4% | — |
| 29 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 1.4% | — |
| 30 | FIRST COLONY MORTGAGE CORPORATION | 1 | 1.4% | — |
| 31 | SOFI BANK, NATIONAL ASSOCIATION | 1 | 1.4% | — |
| 32 | BLACK HILLS FEDERAL CREDIT UNION 63 out of 100, Moderate | 1 | 1.4% | 27.1% |
| 33 | First Dakota National Bank 72 out of 100, Strong | 1 | 1.4% | 4.8% |
| 34 | First Interstate Bank 62 out of 100, Moderate | 1 | 1.4% | 29.4% |
| 35 | MASON MCDUFFIE MORTGAGE CORPORATION | 1 | 1.4% | — |
| 36 | CU MORTGAGE DIRECT, LLC | 1 | 1.4% | — |
| 37 | First PREMIER Bank 85 out of 100, Very strong | 1 | 1.4% | 18.8% |
| 38 | CORTRUST MORTGAGE, INC. | 1 | 1.4% | — |
| 39 | Coastal Community Bank 35 out of 100, Low | 1 | 1.4% | 3.0% |
Top 39 of 39 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Dakota
- Minnehaha County 7,814 apps
- Pennington County 4,670 apps
- Lincoln County 3,235 apps
- Meade County 1,290 apps
- Lawrence County 1,227 apps
- Codington County 939 apps
- Brookings County 864 apps
- Brown County 789 apps
- Yankton County 613 apps
- Union County 573 apps
- Hughes County 570 apps
- Davison County 554 apps