South Dakota · HMDA 2025
Mortgage lenders in Faulk County, SD
16 lenders reported 32 home-loan applications in Faulk County in 2025. 19 closed as loans ($2.8M), 5 were denied — a 20.8% denial rate on decided applications, above the South Dakota rate of 15.7%. The three most active lenders handled 44% of applications, led by Dacotah Bank. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 32
- Loans originated
- 19
- Purchase / refinance
- 11 / 6
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Faulk County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Dacotah Bank 55 out of 100, Moderate | 9 | 28.1% | 6.4% |
| 2 | Plains Commerce Bank 59 out of 100, Moderate | 3 | 9.4% | 10.0% |
| 3 | NEWREZ LLC | 2 | 6.3% | — |
| 4 | Rocket Mortgage, LLC | 2 | 6.3% | — |
| 5 | Mortgage Research Center, LLC | 2 | 6.3% | — |
| 6 | Gateway First Bank 54 out of 100, Below average | 2 | 6.3% | 5.3% |
| 7 | Farm Credit Mid-America | 2 | 6.3% | — |
| 8 | Levo Federal Credit Union 64 out of 100, Moderate | 2 | 6.3% | 7.8% |
| 9 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 3.1% | 32.9% |
| 10 | 21st Mortgage Corporation | 1 | 3.1% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 1 | 3.1% | — |
| 12 | AmeriSave Mortgage Corporation | 1 | 3.1% | — |
| 13 | Flanagan State Bank 67 out of 100, Moderate | 1 | 3.1% | 14.2% |
| 14 | BANKWEST, INC. 38 out of 100, Low | 1 | 3.1% | 48.6% |
| 15 | American Bank & Trust 72 out of 100, Strong | 1 | 3.1% | 16.0% |
| 16 | USAA Federal Savings Bank 64 out of 100, Moderate | 1 | 3.1% | 37.2% |
Top 16 of 16 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Dakota
- Minnehaha County 7,814 apps
- Pennington County 4,670 apps
- Lincoln County 3,235 apps
- Meade County 1,290 apps
- Lawrence County 1,227 apps
- Codington County 939 apps
- Brookings County 864 apps
- Brown County 789 apps
- Yankton County 613 apps
- Union County 573 apps
- Hughes County 570 apps
- Davison County 554 apps