South Dakota · HMDA 2025
Mortgage lenders in Hamlin County, SD
54 lenders reported 232 home-loan applications in Hamlin County in 2025. 145 closed as loans ($33.8M), 19 were denied — a 11.2% denial rate on decided applications, below the South Dakota rate of 15.7%. The three most active lenders handled 41% of applications, led by First PREMIER Bank. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 232
- Loans originated
- 145
- Purchase / refinance
- 77 / 41
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hamlin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First PREMIER Bank 85 out of 100, Very strong | 45 | 19.4% | 18.8% |
| 2 | Fairway Independent Mortgage Corporation | 26 | 11.2% | — |
| 3 | First Bank & Trust 70 out of 100, Strong | 23 | 9.9% | 14.9% |
| 4 | Plains Commerce Bank 59 out of 100, Moderate | 22 | 9.5% | 10.0% |
| 5 | American Bank & Trust 72 out of 100, Strong | 8 | 3.4% | 16.0% |
| 6 | Citizens Bank, National Association 54 out of 100, Below average | 7 | 3.0% | 32.5% |
| 7 | First Interstate Bank 62 out of 100, Moderate | 7 | 3.0% | 29.4% |
| 8 | GUARANTEED RATE, INC. | 6 | 2.6% | — |
| 9 | Reliabank Dakota 71 out of 100, Strong | 6 | 2.6% | 7.4% |
| 10 | Dacotah Bank 55 out of 100, Moderate | 6 | 2.6% | 6.4% |
| 11 | NEWREZ LLC | 5 | 2.2% | — |
| 12 | Rocket Mortgage, LLC | 5 | 2.2% | — |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 2.2% | — |
| 14 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 5 | 2.2% | — |
| 15 | Mortgage Research Center, LLC | 3 | 1.3% | — |
| 16 | PLANET HOME LENDING, LLC | 3 | 1.3% | — |
| 17 | PHH Mortgage Corporation | 3 | 1.3% | — |
| 18 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 0.9% | 22.2% |
| 19 | Broker Solutions, Inc. | 2 | 0.9% | — |
| 20 | AmeriSave Mortgage Corporation | 2 | 0.9% | — |
| 21 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 0.9% | — |
| 22 | First International Bank & Trust 52 out of 100, Below average | 2 | 0.9% | 5.8% |
| 23 | BANKWEST, INC. 38 out of 100, Low | 2 | 0.9% | 48.6% |
| 24 | Farm Credit Mid-America | 2 | 0.9% | — |
| 25 | AMERICAN FINANCING CORPORATION | 2 | 0.9% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 2 | 0.9% | — |
| 27 | Central Bank 65 out of 100, Moderate | 2 | 0.9% | 5.5% |
| 28 | The Huntington National Bank 59 out of 100, Moderate | 1 | 0.4% | 31.6% |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.4% | 32.9% |
| 30 | 21st Mortgage Corporation | 1 | 0.4% | — |
| 31 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.4% | 14.1% |
| 32 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 0.4% | — |
| 33 | PENNYMAC LOAN SERVICES, LLC | 1 | 0.4% | — |
| 34 | GUILD MORTGAGE COMPANY | 1 | 0.4% | — |
| 35 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 1 | 0.4% | — |
| 36 | SOFI BANK, NATIONAL ASSOCIATION | 1 | 0.4% | — |
| 37 | American State Bank 66 out of 100, Moderate | 1 | 0.4% | 4.7% |
| 38 | FINANCE OF AMERICA REVERSE LLC | 1 | 0.4% | — |
| 39 | REDWOOD RESIDENTIAL ACQUISITION CORPORATION | 1 | 0.4% | — |
| 40 | FREEDOM MORTGAGE CORPORATION | 1 | 0.4% | — |
Top 40 of 54 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Dakota
- Minnehaha County 7,814 apps
- Pennington County 4,670 apps
- Lincoln County 3,235 apps
- Meade County 1,290 apps
- Lawrence County 1,227 apps
- Codington County 939 apps
- Brookings County 864 apps
- Brown County 789 apps
- Yankton County 613 apps
- Union County 573 apps
- Hughes County 570 apps
- Davison County 554 apps