South Dakota · HMDA 2025
Mortgage lenders in McPherson County, SD
24 lenders reported 47 home-loan applications in McPherson County in 2025. 24 closed as loans ($2.8M), 10 were denied — a 26.3% denial rate on decided applications, above the South Dakota rate of 15.7%. The three most active lenders handled 36% of applications, led by CorTrust Bank National Association. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 47
- Loans originated
- 24
- Purchase / refinance
- 17 / 5
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in McPherson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | CorTrust Bank National Association 62 out of 100, Moderate | 8 | 17.0% | 8.4% |
| 2 | U.S. Bank National Association 55 out of 100, Moderate | 5 | 10.6% | 39.5% |
| 3 | Broker Solutions, Inc. | 4 | 8.5% | — |
| 4 | NEW DAY FINANCIAL, LLC | 4 | 8.5% | — |
| 5 | Farm Credit Mid-America | 3 | 6.4% | — |
| 6 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 4.3% | 32.5% |
| 7 | FREEDOM MORTGAGE CORPORATION | 2 | 4.3% | — |
| 8 | Dacotah Bank 55 out of 100, Moderate | 2 | 4.3% | 6.4% |
| 9 | CORTRUST MORTGAGE, INC. | 2 | 4.3% | — |
| 10 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 2.1% | 32.9% |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 2.1% | — |
| 12 | PENNYMAC LOAN SERVICES, LLC | 1 | 2.1% | — |
| 13 | GUILD MORTGAGE COMPANY | 1 | 2.1% | — |
| 14 | Rocket Mortgage, LLC | 1 | 2.1% | — |
| 15 | FIRST COMMUNITY CREDIT UNION | 1 | 2.1% | — |
| 16 | BANKWEST, INC. 38 out of 100, Low | 1 | 2.1% | 48.6% |
| 17 | HOMETOWN Credit Union 58 out of 100, Moderate | 1 | 2.1% | 0.0% |
| 18 | OneAZ Credit Union 71 out of 100, Strong | 1 | 2.1% | 35.8% |
| 19 | Alliance Bank 70 out of 100, Strong | 1 | 2.1% | 13.3% |
| 20 | Boeing Employees Credit Union 75 out of 100, Strong | 1 | 2.1% | 26.5% |
| 21 | Plains Commerce Bank 59 out of 100, Moderate | 1 | 2.1% | 10.0% |
| 22 | LAKEVIEW LOAN SERVICING, LLC | 1 | 2.1% | — |
| 23 | First Dakota National Bank 72 out of 100, Strong | 1 | 2.1% | 4.8% |
| 24 | Unison Bank | 1 | 2.1% | — |
Top 24 of 24 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Dakota
- Minnehaha County 7,814 apps
- Pennington County 4,670 apps
- Lincoln County 3,235 apps
- Meade County 1,290 apps
- Lawrence County 1,227 apps
- Codington County 939 apps
- Brookings County 864 apps
- Brown County 789 apps
- Yankton County 613 apps
- Union County 573 apps
- Hughes County 570 apps
- Davison County 554 apps