South Dakota · HMDA 2025
Mortgage lenders in Mellette County, SD
11 lenders reported 17 home-loan applications in Mellette County in 2025. 1 closed as loans ($65K), 7 were denied — a 70.0% denial rate on decided applications, above the South Dakota rate of 15.7%. The three most active lenders handled 47% of applications, led by Wells Fargo Bank, National Association. 5 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 17
- Loans originated
- 1
- Purchase / refinance
- 1 / 0
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Mellette County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 17.6% | 22.2% |
| 2 | BLACK HILLS FEDERAL CREDIT UNION 63 out of 100, Moderate | 3 | 17.6% | 27.1% |
| 3 | PENNYMAC LOAN SERVICES, LLC | 2 | 11.8% | — |
| 4 | Click n' Close, Inc. | 2 | 11.8% | — |
| 5 | Broker Solutions, Inc. | 1 | 5.9% | — |
| 6 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 5.9% | — |
| 7 | Mortgage Research Center, LLC | 1 | 5.9% | — |
| 8 | BANKWEST, INC. 38 out of 100, Low | 1 | 5.9% | 48.6% |
| 9 | Plains Commerce Bank 59 out of 100, Moderate | 1 | 5.9% | 10.0% |
| 10 | Sentinel Federal Credit Union 67 out of 100, Moderate | 1 | 5.9% | 2.7% |
| 11 | BETTER MORTGAGE CORPORATION | 1 | 5.9% | — |
Top 11 of 11 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Dakota
- Minnehaha County 7,814 apps
- Pennington County 4,670 apps
- Lincoln County 3,235 apps
- Meade County 1,290 apps
- Lawrence County 1,227 apps
- Codington County 939 apps
- Brookings County 864 apps
- Brown County 789 apps
- Yankton County 613 apps
- Union County 573 apps
- Hughes County 570 apps
- Davison County 554 apps