South Dakota · HMDA 2025
Mortgage lenders in Miner County, SD
19 lenders reported 40 home-loan applications in Miner County in 2025. 23 closed as loans ($4.1M), 4 were denied — a 14.8% denial rate on decided applications, close to the South Dakota rate of 15.7%. The three most active lenders handled 38% of applications, led by American Bank & Trust. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 40
- Loans originated
- 23
- Purchase / refinance
- 8 / 8
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Miner County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | American Bank & Trust 72 out of 100, Strong | 6 | 15.0% | 16.0% |
| 2 | First PREMIER Bank 85 out of 100, Very strong | 5 | 12.5% | 18.8% |
| 3 | Farm Credit Mid-America | 4 | 10.0% | — |
| 4 | CORTRUST MORTGAGE, INC. | 4 | 10.0% | — |
| 5 | CorTrust Bank National Association 62 out of 100, Moderate | 3 | 7.5% | 8.4% |
| 6 | CU MORTGAGE DIRECT, LLC | 3 | 7.5% | — |
| 7 | First Bank & Trust 70 out of 100, Strong | 2 | 5.0% | 14.9% |
| 8 | Rivers Edge Bank 68 out of 100, Moderate | 2 | 5.0% | 4.3% |
| 9 | The Huntington National Bank 59 out of 100, Moderate | 1 | 2.5% | 31.6% |
| 10 | NEWREZ LLC | 1 | 2.5% | — |
| 11 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 2.5% | — |
| 12 | Rocket Mortgage, LLC | 1 | 2.5% | — |
| 13 | First National Bank 84 out of 100, Strong | 1 | 2.5% | 8.4% |
| 14 | Quoin Financial Bank | 1 | 2.5% | — |
| 15 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 1 | 2.5% | — |
| 16 | BANKWEST, INC. 38 out of 100, Low | 1 | 2.5% | 48.6% |
| 17 | AMERICAN FINANCING CORPORATION | 1 | 2.5% | — |
| 18 | First Dakota National Bank 72 out of 100, Strong | 1 | 2.5% | 4.8% |
| 19 | CARRINGTON MORTGAGE SERVICES, LLC | 1 | 2.5% | — |
Top 19 of 19 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Dakota
- Minnehaha County 7,814 apps
- Pennington County 4,670 apps
- Lincoln County 3,235 apps
- Meade County 1,290 apps
- Lawrence County 1,227 apps
- Codington County 939 apps
- Brookings County 864 apps
- Brown County 789 apps
- Yankton County 613 apps
- Union County 573 apps
- Hughes County 570 apps
- Davison County 554 apps