South Dakota · HMDA 2025
Mortgage lenders in Perkins County, SD
15 lenders reported 30 home-loan applications in Perkins County in 2025. 14 closed as loans ($1.8M), 4 were denied — a 19.0% denial rate on decided applications, above the South Dakota rate of 15.7%. The three most active lenders handled 57% of applications, led by Dacotah Bank. 4 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 30
- Loans originated
- 14
- Purchase / refinance
- 9 / 3
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Perkins County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Dacotah Bank 55 out of 100, Moderate | 9 | 30.0% | 6.4% |
| 2 | BMO Bank National Association 83 out of 100, Strong | 6 | 20.0% | 40.5% |
| 3 | Broker Solutions, Inc. | 2 | 6.7% | — |
| 4 | Rocket Mortgage, LLC | 2 | 6.7% | — |
| 5 | CMG MORTGAGE, INC. | 1 | 3.3% | — |
| 6 | 21st Mortgage Corporation | 1 | 3.3% | — |
| 7 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 3.3% | 32.5% |
| 8 | Loandepot.Com, LLC | 1 | 3.3% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 3.3% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 1 | 3.3% | — |
| 11 | GUARANTEED RATE, INC. | 1 | 3.3% | — |
| 12 | AMERICAN PACIFIC MORTGAGE CORPORATION | 1 | 3.3% | — |
| 13 | BLACK HILLS FEDERAL CREDIT UNION 63 out of 100, Moderate | 1 | 3.3% | 27.1% |
| 14 | CAPITAL | 1 | 3.3% | — |
| 15 | PHH Mortgage Corporation | 1 | 3.3% | — |
Top 15 of 15 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Dakota
- Minnehaha County 7,814 apps
- Pennington County 4,670 apps
- Lincoln County 3,235 apps
- Meade County 1,290 apps
- Lawrence County 1,227 apps
- Codington County 939 apps
- Brookings County 864 apps
- Brown County 789 apps
- Yankton County 613 apps
- Union County 573 apps
- Hughes County 570 apps
- Davison County 554 apps