South Dakota · HMDA 2025
Mortgage lenders in Potter County, SD
21 lenders reported 51 home-loan applications in Potter County in 2025. 29 closed as loans ($4.4M), 12 were denied — a 28.6% denial rate on decided applications, above the South Dakota rate of 15.7%. The three most active lenders handled 43% of applications, led by First Interstate Bank. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 51
- Loans originated
- 29
- Purchase / refinance
- 15 / 7
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Potter County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Interstate Bank 62 out of 100, Moderate | 10 | 19.6% | 29.4% |
| 2 | Plains Commerce Bank 59 out of 100, Moderate | 7 | 13.7% | 10.0% |
| 3 | Rocket Mortgage, LLC | 5 | 9.8% | — |
| 4 | BMO Bank National Association 83 out of 100, Strong | 5 | 9.8% | 40.5% |
| 5 | AmeriSave Mortgage Corporation | 3 | 5.9% | — |
| 6 | Mortgage Research Center, LLC | 2 | 3.9% | — |
| 7 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 3.9% | 39.5% |
| 8 | BANKWEST, INC. 38 out of 100, Low | 2 | 3.9% | 48.6% |
| 9 | American Bank & Trust 72 out of 100, Strong | 2 | 3.9% | 16.0% |
| 10 | First Dakota National Bank 72 out of 100, Strong | 2 | 3.9% | 4.8% |
| 11 | CMG MORTGAGE, INC. | 1 | 2.0% | — |
| 12 | NEWREZ LLC | 1 | 2.0% | — |
| 13 | Loandepot.Com, LLC | 1 | 2.0% | — |
| 14 | GUARANTEED RATE, INC. | 1 | 2.0% | — |
| 15 | FIGURE LENDING LLC | 1 | 2.0% | — |
| 16 | Farm Credit Mid-America | 1 | 2.0% | — |
| 17 | FINANCE OF AMERICA REVERSE LLC | 1 | 2.0% | — |
| 18 | Granite Bank 53 out of 100, Below average | 1 | 2.0% | 6.2% |
| 19 | WEST GATE BANK 72 out of 100, Strong | 1 | 2.0% | 4.8% |
| 20 | EVERETT FINANCIAL, INC. | 1 | 2.0% | — |
| 21 | Coastal Community Bank 35 out of 100, Low | 1 | 2.0% | 3.0% |
Top 21 of 21 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Dakota
- Minnehaha County 7,814 apps
- Pennington County 4,670 apps
- Lincoln County 3,235 apps
- Meade County 1,290 apps
- Lawrence County 1,227 apps
- Codington County 939 apps
- Brookings County 864 apps
- Brown County 789 apps
- Yankton County 613 apps
- Union County 573 apps
- Hughes County 570 apps
- Davison County 554 apps