South Dakota · HMDA 2025
Mortgage lenders in Walworth County, SD
35 lenders reported 103 home-loan applications in Walworth County in 2025. 61 closed as loans ($9.6M), 6 were denied — a 8.2% denial rate on decided applications, below the South Dakota rate of 15.7%. The three most active lenders handled 40% of applications, led by BANKWEST, INC.. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 103
- Loans originated
- 61
- Purchase / refinance
- 36 / 13
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Walworth County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | BANKWEST, INC. 38 out of 100, Low | 17 | 16.5% | 48.6% |
| 2 | Dacotah Bank 55 out of 100, Moderate | 17 | 16.5% | 6.4% |
| 3 | Rocket Mortgage, LLC | 7 | 6.8% | — |
| 4 | U.S. Bank National Association 55 out of 100, Moderate | 6 | 5.8% | 39.5% |
| 5 | GUARANTEED RATE, INC. | 5 | 4.9% | — |
| 6 | First Interstate Bank 62 out of 100, Moderate | 5 | 4.9% | 29.4% |
| 7 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 4 | 3.9% | 22.2% |
| 8 | Broker Solutions, Inc. | 4 | 3.9% | — |
| 9 | Plains Commerce Bank 59 out of 100, Moderate | 3 | 2.9% | 10.0% |
| 10 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 1.9% | 32.9% |
| 11 | 21st Mortgage Corporation | 2 | 1.9% | — |
| 12 | Mortgage Research Center, LLC | 2 | 1.9% | — |
| 13 | FIGURE LENDING LLC | 2 | 1.9% | — |
| 14 | PLANET HOME LENDING, LLC | 2 | 1.9% | — |
| 15 | Farm Credit Mid-America | 2 | 1.9% | — |
| 16 | NATIONSTAR MORTGAGE LLC | 2 | 1.9% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 2 | 1.9% | — |
| 18 | Dakota Community Bank & Trust, National Association 76 out of 100, Strong | 2 | 1.9% | 5.1% |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 1.0% | 14.1% |
| 20 | Loandepot.Com, LLC | 1 | 1.0% | — |
| 21 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 1.0% | — |
| 22 | Discover Bank | 1 | 1.0% | — |
| 23 | PENNYMAC LOAN SERVICES, LLC | 1 | 1.0% | — |
| 24 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 1.0% | — |
| 25 | TRIAD FINANCIAL SERVICES, INC. | 1 | 1.0% | — |
| 26 | First National Bank 84 out of 100, Strong | 1 | 1.0% | 8.4% |
| 27 | First International Bank & Trust 52 out of 100, Below average | 1 | 1.0% | 5.8% |
| 28 | Granite Bank 53 out of 100, Below average | 1 | 1.0% | 6.2% |
| 29 | MUTUAL OF OMAHA MORTGAGE, INC. | 1 | 1.0% | — |
| 30 | American Bank & Trust 72 out of 100, Strong | 1 | 1.0% | 16.0% |
| 31 | The State Bank of Faribault | 1 | 1.0% | — |
| 32 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 1 | 1.0% | — |
| 33 | MISSION LOANS, LLC | 1 | 1.0% | — |
| 34 | Allied First Bank,sb 76 out of 100, Strong | 1 | 1.0% | 90.1% |
| 35 | CORTRUST MORTGAGE, INC. | 1 | 1.0% | — |
Top 35 of 35 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Dakota
- Minnehaha County 7,814 apps
- Pennington County 4,670 apps
- Lincoln County 3,235 apps
- Meade County 1,290 apps
- Lawrence County 1,227 apps
- Codington County 939 apps
- Brookings County 864 apps
- Brown County 789 apps
- Yankton County 613 apps
- Union County 573 apps
- Hughes County 570 apps
- Davison County 554 apps