TellerScore

Headquartered in Abbeville, Louisiana, Abbeville Building & Loan (A State-Chartered Savings Bank) is a si with $67.9M in total assets and $47.0M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1890.

Abbeville Building & Loan (A State-Chartered Savings Bank) has a TellerScore of 70 out of 100 (strong) based on Q2 2026 data — higher than only 40% of its 546 banks with under $100 million in assets. Among 104 banks headquartered in Louisiana, it ranks 54th. Capital cushion contributes the most (100/100, 29.43%); earnings contributes the least (37/100, 0.42%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 29.43%
Loan quality56/100
Noncurrent loans ÷ total loans: 1.31%
Earnings37/100
Return on assets (annualized): 0.42%
Funding & liquidity61/100
Loans ÷ deposits and uninsured-deposit share: 99.7% · 14.4% uninsured
Problem-loan coverage94/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 3.08%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 12 points (58 → 70), mostly because the loan quality component improved by 31 points.

TellerScore
586470Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202464
Q3 202464
Q4 202462
Q1 202564
Q2 202558
Q3 202559
Q4 202565
Q1 202658
Q2 202670
Tier 1 leverage ratio
5.00%19.00%32.99%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202432.99%
Q3 202432.00%
Q4 202431.08%
Q1 202530.64%
Q2 202529.90%
Q3 202529.54%
Q4 202529.33%
Q1 202629.81%
Q2 202629.43%
Noncurrent loans
1.31%1.91%2.51%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20241.61%
Q3 20241.51%
Q4 20241.75%
Q1 20251.46%
Q2 20252.24%
Q3 20252.35%
Q4 20251.61%
Q1 20262.51%
Q2 20261.31%
Return on assets
-0.13%0.14%0.42%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.12%
Q3 20240.06%
Q4 20240.03%
Q1 2025-0.11%
Q2 2025-0.13%
Q3 20250.07%
Q4 20250.06%
Q1 20260.25%
Q2 20260.42%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202670$67.9M29.43%1.31%0.42%99.7%
Q1 202658$66.2M29.81%2.51%0.25%98.4%
Q4 202565$66.0M29.33%1.61%0.06%96.6%
Q3 202559$66.5M29.54%2.35%0.07%95.0%
Q2 202558$66.5M29.90%2.24%-0.13%96.2%
Q1 202564$64.5M30.64%1.46%-0.11%97.8%
Q4 202462$63.2M31.08%1.75%0.03%104.4%
Q3 202464$64.3M32.00%1.51%0.06%106.9%
Q2 202464$59.5M32.99%1.61%0.12%107.2%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio29.43%
93rd
Total risk-based capital40.48%
90th
Problem loans1.31%
29th
Net charge-offs0.00%
58th
Return on assets0.42%
25th
Net interest margin3.66%
37th
Efficiency ratio87.6%
21st
Loans to deposits99.7%
9th
Uninsured deposits14.4%
56th
Loan-loss reserves0.83%
20th
Texas ratio3.1%
44th

Similar-size banks in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Jackson Parish BankBank Jonesboro, LA69 out of 100, Moderate$67.3M20.8%2.87%vs
Bank of GueydanBank Gueydan, LA63 out of 100, Moderate$69.2M22.1%6.77%vs
The Bank of CommerceBank White Castle, LA73 out of 100, Strong$81.5M10.6%0.07%vs
The Mer Rouge State BankBank Mer Rouge, LA79 out of 100, Strong$51.8M12.6%0.55%vs
Rayne Building and Loan AssociationBank Rayne, LA73 out of 100, Strong$50.8M29.1%0.61%vs
Peoples BankBank Chatham, LA71 out of 100, Strong$86.1M11.7%1.32%vs

Deposit insurance

Is my money safe at Abbeville Building & Loan (A State-Chartered Savings Bank)?

Yes. Abbeville Building & Loan (A State-Chartered Savings Bank) is an FDIC-insured institution (FDIC certificate #30332). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 14.4% of deposits ($6.7M) are above the $250,000 FDIC insurance limit, close to the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 29.43%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 40.48% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Abbeville Building & Loan (A State-Chartered Savings Bank) lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Abbeville Building & Loan (A State-Chartered Savings Bank)
Former names
Abbeville Building and Loan Association
Type
SI
FDIC certificate #
30332
RSSD ID
114774
Primary regulator
FDIC
Established
January 1, 1890
Headquarters
1212 Charity St, Abbeville, LA 70510
Employees
16

Quick answers

Abbeville Building & Loan (A State-Chartered Savings Bank): common questions

Is Abbeville Building & Loan (A State-Chartered Savings Bank) FDIC insured?

Yes. Abbeville Building & Loan (A State-Chartered Savings Bank) is an FDIC-insured institution (FDIC certificate #30332). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Abbeville Building & Loan (A State-Chartered Savings Bank)'s TellerScore?

70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Abbeville Building & Loan (A State-Chartered Savings Bank) ever failed?

There is no failure record for FDIC certificate #30332 in the FDIC failed bank list.

How many branches does Abbeville Building & Loan (A State-Chartered Savings Bank) have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Abbeville

InstitutionScoreAssetsCapitalProblem loansCompare
Acadiana Medical Federal Credit UnionCredit union Lafayette, LA92 out of 100, Very strong$13.5M25.5%0.00%vs
South Louisiana BankBank Houma, LA91 out of 100, Very strong$659.8M15.3%0.45%vs
Gulf Coast BankBank Abbeville, LA86 out of 100, Very strong$513.7M14.7%0.63%vs
Currency BankBank Baton Rouge, LA86 out of 100, Very strong$248.5M13.4%0.14%vs
Bayou Federal Credit UnionCredit union Baton Rouge, LA84 out of 100, Strong$82.5M15.9%0.30%vs
Acadian Federal Credit UnionCredit union Lafayette, LA83 out of 100, Strong$20.9M11.9%0.02%vs