Headquartered in White Castle, Louisiana, The Bank of Commerce is a state-chartered bank with $81.5M in total assets and $73.0M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1927.
The Bank of Commerce has a TellerScore of 73 out of 100 (strong) based on Q2 2026 data — higher than only 48% of its 546 banks with under $100 million in assets. Among 104 banks headquartered in Louisiana, it ranks 39th. Problem-loan coverage contributes the most (99/100, 0.3%); earnings contributes the least (56/100, 0.91%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 4 points (77 → 73), mostly because the earnings component weakened by 7 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 77 |
| Q3 2024 | 77 |
| Q4 2024 | 73 |
| Q1 2025 | 73 |
| Q2 2025 | 77 |
| Q3 2025 | 77 |
| Q4 2025 | 73 |
| Q1 2026 | 70 |
| Q2 2026 | 73 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.27% |
| Q3 2024 | 11.38% |
| Q4 2024 | 10.65% |
| Q1 2025 | 9.63% |
| Q2 2025 | 10.97% |
| Q3 2025 | 11.49% |
| Q4 2025 | 10.90% |
| Q1 2026 | 9.70% |
| Q2 2026 | 10.63% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.02% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.01% |
| Q3 2025 | 0.01% |
| Q4 2025 | 0.21% |
| Q1 2026 | 0.22% |
| Q2 2026 | 0.07% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.94% |
| Q3 2024 | 0.87% |
| Q4 2024 | 0.79% |
| Q1 2025 | 1.14% |
| Q2 2025 | 1.07% |
| Q3 2025 | 0.99% |
| Q4 2025 | 0.97% |
| Q1 2026 | 1.02% |
| Q2 2026 | 0.91% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 73 | $81.5M | 10.63% | 0.07% | 0.91% | 51.0% |
| Q1 2026 | 70 | $88.4M | 9.70% | 0.22% | 1.02% | 44.1% |
| Q4 2025 | 73 | $90.2M | 10.90% | 0.21% | 0.97% | 46.0% |
| Q3 2025 | 77 | $77.2M | 11.49% | 0.01% | 0.99% | 64.4% |
| Q2 2025 | 77 | $72.3M | 10.97% | 0.01% | 1.07% | 64.2% |
| Q1 2025 | 73 | $80.2M | 9.63% | 0.00% | 1.14% | 52.9% |
| Q4 2024 | 73 | $85.3M | 10.65% | 0.00% | 0.79% | 47.2% |
| Q3 2024 | 77 | $68.3M | 11.38% | 0.00% | 0.87% | 62.9% |
| Q2 2024 | 77 | $72.7M | 11.27% | 0.02% | 0.94% | 56.9% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Peoples BankBank Chatham, LA | 71 out of 100, Strong | $86.1M | 11.7% | 1.32% | vs |
| Basile State BankBank Basile, LA | 57 out of 100, Moderate | $87.4M | 10.1% | 2.20% | vs |
| Eureka HomesteadBank Metairie, LA | 68 out of 100, Moderate | $89.4M | 21.1% | 0.48% | vs |
| Sicily Island State BankBank Sicily Island, LA | 86 out of 100, Very strong | $92.4M | 13.2% | 0.13% | vs |
| Bank of GueydanBank Gueydan, LA | 63 out of 100, Moderate | $69.2M | 22.1% | 6.77% | vs |
| Abbeville Building & Loan (A State-Chartered Savings Bank)Bank Abbeville, LA | 70 out of 100, Strong | $67.9M | 29.4% | 1.31% | vs |
Deposit insurance
Is my money safe at The Bank of Commerce?
Yes. The Bank of Commerce is an FDIC-insured institution (FDIC certificate #1374). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 40.2% of deposits ($29.4M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.63%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
The Bank of Commerce lists 1 office in 1 city. Most locations:
- White Castle, LA (1)
Identity & history
Profile
- Legal name
- The Bank of Commerce
- Type
- State-chartered bank
- FDIC certificate #
- 1374
- RSSD ID
- 103134
- Primary regulator
- FDIC
- Holding company
- Commerce Bancshares Inc
- Established
- March 1, 1927
- Headquarters
- 32460 Bowie St, White Castle, LA 70788
- Website
- www.bkofcommerce.com
- Employees
- 15
Quick answers
The Bank of Commerce: common questions
Is The Bank of Commerce FDIC insured?
Yes. The Bank of Commerce is an FDIC-insured institution (FDIC certificate #1374). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Bank of Commerce's TellerScore?
73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Bank of Commerce ever failed?
There is no failure record for FDIC certificate #1374 in the FDIC failed bank list.
How many branches does The Bank of Commerce have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near White Castle
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Baton Rouge City Parish Emp Federal Credit UnionCredit union Baton Rouge, LA | 96 out of 100, Very strong | $58.2M | 22.0% | 0.33% | vs |
| Baton Rouge Fire Department Federal Credit UnionCredit union Baton Rouge, LA | 92 out of 100, Very strong | $82.1M | 22.0% | 0.52% | vs |
| South Louisiana BankBank Houma, LA | 91 out of 100, Very strong | $659.8M | 15.3% | 0.45% | vs |
| Nucor Employee'S Credit UnionCredit union Florence, SC | 91 out of 100, Very strong | $68.2M | 19.7% | 0.61% | vs |
| Department of Corrections Credit UnionCredit union Baton Rouge, LA | 90 out of 100, Very strong | $126.3M | 23.4% | 0.57% | vs |
| Gp Louisiana Federal Credit UnionCredit union Zachary, LA | 88 out of 100, Very strong | $66.2M | 17.0% | 0.80% | vs |