TellerScore

Jackson Parish Bank is a state-chartered bank headquartered in Jonesboro, Louisiana, in business for about 122 years. At the end of Q2 2026 it reported $67.3M in total assets and $54.4M in deposits, with 1 office.

Jackson Parish Bank has a TellerScore of 69 out of 100 (moderate) based on Q2 2026 data — higher than only 37% of its 546 banks with under $100 million in assets. Among 104 banks headquartered in Louisiana, it ranks 56th. Capital cushion contributes the most (100/100, 20.77%); loan quality contributes the least (4/100, 2.87%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 20.77%
Loan quality4/100
Noncurrent loans ÷ total loans: 2.87%
Earnings79/100
Return on assets (annualized): 1.47%
Funding & liquidity93/100
Loans ÷ deposits and uninsured-deposit share: 62.9% · 18.9% uninsured
Problem-loan coverage85/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 7.68%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 15 points (84 → 69), mostly because the loan quality component weakened by 45 points.

TellerScore
657789Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202471
Q3 202465
Q4 202481
Q1 202589
Q2 202584
Q3 202577
Q4 202572
Q1 202679
Q2 202669
Tier 1 leverage ratio
5.00%13.52%22.04%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202421.58%
Q3 202421.80%
Q4 202421.61%
Q1 202520.21%
Q2 202521.22%
Q3 202522.04%
Q4 202521.40%
Q1 202617.90%
Q2 202620.77%
Noncurrent loans
0.63%1.75%2.87%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20242.71%
Q3 20242.81%
Q4 20240.73%
Q1 20250.63%
Q2 20251.54%
Q3 20252.18%
Q4 20252.17%
Q1 20261.49%
Q2 20262.87%
Return on assets
0.71%1.19%1.68%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.37%
Q3 20240.71%
Q4 20240.76%
Q1 20251.44%
Q2 20251.68%
Q3 20251.66%
Q4 20251.27%
Q1 20261.06%
Q2 20261.47%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202669$67.3M20.77%2.87%1.47%62.9%
Q1 202679$67.6M17.90%1.49%1.06%58.7%
Q4 202572$78.3M21.40%2.17%1.27%48.3%
Q3 202577$60.8M22.04%2.18%1.66%65.2%
Q2 202584$61.8M21.22%1.54%1.68%58.3%
Q1 202589$63.7M20.21%0.63%1.44%52.3%
Q4 202481$71.1M21.61%0.73%0.76%39.9%
Q3 202465$57.0M21.80%2.81%0.71%50.1%
Q2 202471$61.7M21.58%2.71%1.37%45.3%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio20.77%
87th
Total risk-based capital0.00%
27th
Problem loans2.87%
12th
Net charge-offs0.24%
11th
Return on assets1.47%
73rd
Net interest margin4.13%
63rd
Efficiency ratio63.0%
68th
Loans to deposits62.9%
55th
Uninsured deposits18.9%
38th
Loan-loss reserves0.73%
16th
Texas ratio7.7%
24th

Similar-size banks in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Abbeville Building & Loan (A State-Chartered Savings Bank)Bank Abbeville, LA70 out of 100, Strong$67.9M29.4%1.31%vs
Bank of GueydanBank Gueydan, LA63 out of 100, Moderate$69.2M22.1%6.77%vs
The Bank of CommerceBank White Castle, LA73 out of 100, Strong$81.5M10.6%0.07%vs
The Mer Rouge State BankBank Mer Rouge, LA79 out of 100, Strong$51.8M12.6%0.55%vs
Rayne Building and Loan AssociationBank Rayne, LA73 out of 100, Strong$50.8M29.1%0.61%vs
Peoples BankBank Chatham, LA71 out of 100, Strong$86.1M11.7%1.32%vs

Deposit insurance

Is my money safe at Jackson Parish Bank?

Yes. Jackson Parish Bank is an FDIC-insured institution (FDIC certificate #8799). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 18.9% of deposits ($10.3M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 20.77%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Jackson Parish Bank lists 1 office in 1 city. Most locations:

  • Jonesboro, LA (1)

All branch addresses and map

Identity & history

Profile

Legal name
Jackson Parish Bank
Type
State-chartered bank
FDIC certificate #
8799
RSSD ID
122153
Primary regulator
FDIC
Holding company
Jackson Bcorp Inc
Established
January 1, 1904
Headquarters
201 Jimmie Davis Blvd, Jonesboro, LA 71251
Employees
14

Quick answers

Jackson Parish Bank: common questions

Is Jackson Parish Bank FDIC insured?

Yes. Jackson Parish Bank is an FDIC-insured institution (FDIC certificate #8799). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Jackson Parish Bank's TellerScore?

69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Jackson Parish Bank ever failed?

There is no failure record for FDIC certificate #8799 in the FDIC failed bank list.

How many branches does Jackson Parish Bank have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Jonesboro

InstitutionScoreAssetsCapitalProblem loansCompare
Gibsland Bank & Trust CompanyBank Gibsland, LA81 out of 100, Strong$574.3M16.5%0.61%vs
Bank of Winnfield & Trust CompanyBank Winnfield, LA80 out of 100, Strong$156.0M14.4%0.67%vs
Hodge Bank & Trust CompanyBank Hodge, LA78 out of 100, Strong$127.6M15.2%1.85%vs
Century Next BankBank Ruston, LA77 out of 100, Strong$916.4M11.9%0.12%vs
Peoples BankBank Chatham, LA71 out of 100, Strong$86.1M11.7%1.32%vs
LA Capitol Federal Credit UnionCredit union Baton Rouge, LA67 out of 100, Moderate$798.4M13.1%1.43%vs