TellerScore

New Tripoli Bank (FDIC certificate #7659) is based in New Tripoli, Pennsylvania. Its Q2 2026 call report shows $674.0M in total assets and $600.4M in deposits and 3 offices.

New Tripoli Bank has a TellerScore of 66 out of 100 (moderate) based on Q2 2026 data — higher than only 31% of its 2,650 banks with $100 million – $1 billion. Among 110 banks headquartered in Pennsylvania, it ranks 64th. Problem-loan coverage contributes the most (84/100, 8.0%); capital cushion contributes the least (56/100, 10.63%).

TellerScore · Q2 2026

Scorecard

Capital cushion56/100
Tier 1 leverage ratio: 10.63%
Loan quality70/100
Noncurrent loans ÷ total loans: 0.89%
Earnings67/100
Return on assets (annualized): 1.17%
Funding & liquidity65/100
Loans ÷ deposits and uninsured-deposit share: 86.5% · 22.9% uninsured
Problem-loan coverage84/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 7.96%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (62 → 66), mostly because the earnings component improved by 24 points.

TellerScore
596366Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202463
Q3 202463
Q4 202462
Q1 202564
Q2 202562
Q3 202559
Q4 202560
Q1 202665
Q2 202666
Tier 1 leverage ratio
5.00%7.82%10.64%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.28%
Q3 202410.45%
Q4 202410.40%
Q1 202510.64%
Q2 202510.39%
Q3 202510.25%
Q4 202510.30%
Q1 202610.63%
Q2 202610.63%
Noncurrent loans
0.53%0.77%1.02%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.53%
Q3 20240.60%
Q4 20240.68%
Q1 20250.66%
Q2 20250.69%
Q3 20251.02%
Q4 20250.98%
Q1 20260.88%
Q2 20260.89%
Return on assets
0.36%0.77%1.17%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.36%
Q3 20240.49%
Q4 20240.55%
Q1 20250.61%
Q2 20250.58%
Q3 20250.68%
Q4 20250.70%
Q1 20261.04%
Q2 20261.17%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202666$674.0M10.63%0.89%1.17%86.5%
Q1 202665$672.7M10.63%0.88%1.04%88.0%
Q4 202560$664.0M10.30%0.98%0.70%87.4%
Q3 202559$670.0M10.25%1.02%0.68%86.9%
Q2 202562$659.8M10.39%0.69%0.58%89.0%
Q1 202564$636.7M10.64%0.66%0.61%86.9%
Q4 202462$635.5M10.40%0.68%0.55%85.2%
Q3 202463$639.3M10.45%0.60%0.49%85.3%
Q2 202463$636.2M10.28%0.53%0.36%86.1%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.63%
44th
Total risk-based capital0.00%
24th
Problem loans0.89%
31st
Net charge-offs-0.00%
77th
Return on assets1.17%
45th
Net interest margin3.34%
21st
Efficiency ratio57.7%
64th
Loans to deposits86.5%
34th
Uninsured deposits22.9%
53rd
Loan-loss reserves1.09%
37th
Texas ratio8.0%
23rd

Similar-size banks in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
PS BankBank Wyalusing, PA83 out of 100, Strong$674.5M11.2%0.10%vs
Pennian BankBank Mifflintown, PA55 out of 100, Moderate$667.9M9.2%1.09%vs
InFirst BankBank Indiana, PA69 out of 100, Moderate$683.2M9.5%0.10%vs
Asian BankBank Philadelphia, PA72 out of 100, Strong$685.9M19.1%1.22%vs
Reliance Savings BankBank Altoona, PA67 out of 100, Moderate$648.9M12.2%0.26%vs
Phoenixville Federal Bank and TrustBank Phoenixville, PA67 out of 100, Moderate$648.0M12.6%1.25%vs

Deposit insurance

Is my money safe at New Tripoli Bank?

Yes. New Tripoli Bank is an FDIC-insured institution (FDIC certificate #7659). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 22.9% of deposits ($137.4M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.63%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

New Tripoli Bank lists 3 offices in 3 cities. Most locations:

  • Emmaus, PA (1)
  • New Tripoli, PA (1)
  • Orefield, PA (1)

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, New Tripoli Bank reported 149 home-loan applications under HMDA (LEI 549300COV0JSM0J8GP39): 134 originated ($39,120,000 total), 5 denied, and 5 withdrawn or closed by the applicant. Its denial rate on decided applications was 3.5%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
New Tripoli Bank
Former names
The New Tripoli National Bank
Type
State-chartered bank (Fed member)
FDIC certificate #
7659
RSSD ID
331713
Primary regulator
FED
Holding company
New Tripoli Bcorp Inc
Established
March 10, 1910
Headquarters
6748 Madison St, New Tripoli, PA 18066
Employees
67

Quick answers

New Tripoli Bank: common questions

Is New Tripoli Bank FDIC insured?

Yes. New Tripoli Bank is an FDIC-insured institution (FDIC certificate #7659). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is New Tripoli Bank's TellerScore?

66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has New Tripoli Bank ever failed?

There is no failure record for FDIC certificate #7659 in the FDIC failed bank list.

How many branches does New Tripoli Bank have?

3 offices as of the latest FDIC data.

Nearby

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