TellerScore

Headquartered in Madison, Wisconsin, Bank Cmg is a state-chartered bank (fed member) with $1.1B in total assets and $935.0M in deposits as of Q2 2026. It operates 15 offices. Its charter dates back to 1883.

Bank Cmg has a TellerScore of 65 out of 100 (moderate) based on Q2 2026 data — higher than only 36% of its 897 banks with $1 billion – $10 billion. Among 154 banks headquartered in Wisconsin, it ranks 115th. Problem-loan coverage contributes the most (96/100, 1.9%); funding & liquidity contributes the least (44/100, 83% loans-to-deposits, 45% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion46/100
Tier 1 leverage ratio: 9.61%
Loan quality92/100
Noncurrent loans ÷ total loans: 0.24%
Earnings59/100
Return on assets (annualized): 0.97%
Funding & liquidity44/100
Loans ÷ deposits and uninsured-deposit share: 83.5% · 44.9% uninsured
Problem-loan coverage96/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 1.87%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 9 points (56 → 65), mostly because the earnings component improved by 34 points.

TellerScore
566267Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202462
Q3 202466
Q4 202461
Q1 202557
Q2 202556
Q3 202557
Q4 202558
Q1 202667
Q2 202665
Tier 1 leverage ratio
5.00%7.98%10.95%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.94%
Q3 202410.06%
Q4 20249.25%
Q1 20259.32%
Q2 20259.24%
Q3 202510.95%
Q4 20259.64%
Q1 20269.93%
Q2 20269.61%
Noncurrent loans
0.10%0.35%0.60%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.60%
Q3 20240.26%
Q4 20240.23%
Q1 20250.49%
Q2 20250.43%
Q3 20250.39%
Q4 20250.16%
Q1 20260.10%
Q2 20260.24%
Return on assets
-0.35%0.31%0.97%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.50%
Q3 20240.59%
Q4 20240.43%
Q1 20250.15%
Q2 20250.12%
Q3 2025-0.35%
Q4 2025-0.07%
Q1 20260.96%
Q2 20260.97%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202665$1.1B9.61%0.24%0.97%83.5%
Q1 202667$899.8M9.93%0.10%0.96%87.9%
Q4 202558$894.6M9.64%0.16%-0.07%77.0%
Q3 202557$829.7M10.95%0.39%-0.35%86.7%
Q2 202556$742.5M9.24%0.43%0.12%86.1%
Q1 202557$667.0M9.32%0.49%0.15%88.1%
Q4 202461$641.0M9.25%0.23%0.43%88.0%
Q3 202466$642.9M10.06%0.26%0.59%77.7%
Q2 202462$583.7M9.94%0.60%0.50%86.2%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.61%
25th
Total risk-based capital12.92%
41st
Problem loans0.24%
73rd
Net charge-offs-0.06%
98th
Return on assets0.97%
29th
Net interest margin4.17%
77th
Efficiency ratio70.3%
21st
Loans to deposits83.5%
59th
Uninsured deposits44.9%
17th
Loan-loss reserves0.95%
24th
Texas ratio1.9%
71st

Similar-size banks in Wisconsin

InstitutionScoreAssetsCapitalProblem loansCompare
Great Midwest Bank, S.S.B.Bank Brookfield, WI80 out of 100, Strong$1.1B16.5%0.56%vs
Security Financial BankBank Durand, WI61 out of 100, Moderate$1.0B9.7%1.44%vs
Ixonia BankBank Ixonia, WI67 out of 100, Moderate$1.1B10.0%0.25%vs
Bank of Wisconsin DellsBank Wisconsin Dells, WI79 out of 100, Strong$1.1B12.1%0.09%vs
Prevail BankBank Medford, WI74 out of 100, Strong$1.0B12.6%0.20%vs
River BankBank Stoddard, WI73 out of 100, Strong$1.0B12.0%0.16%vs

Deposit insurance

Is my money safe at Bank Cmg?

Yes. Bank Cmg is an FDIC-insured institution (FDIC certificate #11623). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 44.9% of deposits ($419.4M) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.61%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.92% (benchmark: 10%).

Check how much of your own balance is covered

15 locations

Branches

Bank Cmg lists 15 offices in 14 cities. Most locations:

  • Lake Mills, WI (2)
  • Albany, WI (1)
  • Burlington, WI (1)
  • Dodgeville, WI (1)
  • Edmund, WI (1)
  • Evansville, WI (1)
  • Hollandale, WI (1)
  • Lake Geneva, WI (1)
  • Madison, WI (1)
  • Mineral Point, WI (1)
  • Monroe, WI (1)
  • Monticello, WI (1)

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Bank Cmg reported 130 home-loan applications under HMDA (LEI 2549006HGDHH72X1BE36): 114 originated ($127,680,000 total), 3 denied, and 2 withdrawn or closed by the applicant. Its denial rate on decided applications was 2.3%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Bank Cmg
Former names
The Greenwood's State Bank; Greenwoods State Bank
Type
State-chartered bank (Fed member)
FDIC certificate #
11623
RSSD ID
576644
Primary regulator
FED
Holding company
Cmg Bcorp
Established
October 22, 1883
Headquarters
8020 Excelsior Dr, Madison, WI 53717
Employees
127

Quick answers

Bank Cmg: common questions

Is Bank Cmg FDIC insured?

Yes. Bank Cmg is an FDIC-insured institution (FDIC certificate #11623). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Bank Cmg's TellerScore?

65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Bank Cmg ever failed?

There is no failure record for FDIC certificate #11623 in the FDIC failed bank list.

How many branches does Bank Cmg have?

15 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Madison

InstitutionScoreAssetsCapitalProblem loansCompare
Mississippi Public Employees Federal Credit UnionCredit union Jackson, MS97 out of 100, Very strong$29.2M18.1%0.10%vs
Madison Fire Department Credit UnionCredit union Madison, WI90 out of 100, Very strong$5.5M19.9%0.00%vs
Bank of Prairie du SacBank Prairie Du Sac, WI88 out of 100, Very strong$744.5M13.7%0.00%vs
The Peoples Community BankBank Mazomanie, WI87 out of 100, Very strong$388.8M12.8%0.14%vs
Mound City BankBank Platteville, WI86 out of 100, Very strong$550.7M13.1%0.11%vs
John Deere Financial, f.s.b.Bank Middleton, WI82 out of 100, Strong$4.9B19.4%0.27%vs