TellerScore

Headquartered in Madison, Wisconsin, Bankers' Bank is a state-chartered bank (fed member) with $1.5B in total assets and $951.9M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1981.

Based on its Q2 2026 filing, Bankers' Bank scores 69/100, which we describe as moderate. That is higher than 53% of 897 banks with $1 billion – $10 billion. Among 154 banks headquartered in Wisconsin, it ranks 90th. Its strongest component is capital cushion (97/100; 14.70%), and its lowest is funding & liquidity (0/100; 116% loans-to-deposits, 63% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion97/100
Tier 1 leverage ratio: 14.70%
Loan quality82/100
Noncurrent loans ÷ total loans: 0.55%
Earnings56/100
Return on assets (annualized): 0.91%
Funding & liquidity0/100
Loans ÷ deposits and uninsured-deposit share: 116.2% · 63.5% uninsured
Problem-loan coverage86/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 6.86%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 15 points (54 → 69), mostly because the loan quality component improved by 32 points.

TellerScore
506069Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202455
Q3 202454
Q4 202455
Q1 202550
Q2 202554
Q3 202552
Q4 202560
Q1 202662
Q2 202669
Tier 1 leverage ratio
5.00%9.86%14.72%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202411.67%
Q3 202411.66%
Q4 202411.75%
Q1 202512.06%
Q2 202512.63%
Q3 202512.69%
Q4 202514.03%
Q1 202614.72%
Q2 202614.70%
Noncurrent loans
0.55%1.11%1.68%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20241.01%
Q3 20241.08%
Q4 20241.07%
Q1 20251.64%
Q2 20251.49%
Q3 20251.68%
Q4 20251.40%
Q1 20261.44%
Q2 20260.55%
Return on assets
0.52%0.71%0.91%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.52%
Q3 20240.60%
Q4 20240.65%
Q1 20250.67%
Q2 20250.68%
Q3 20250.74%
Q4 20250.80%
Q1 20260.87%
Q2 20260.91%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202669$1.5B14.70%0.55%0.91%116.2%
Q1 202662$1.4B14.72%1.44%0.87%122.6%
Q4 202560$1.4B14.03%1.40%0.80%135.4%
Q3 202552$1.4B12.69%1.68%0.74%121.8%
Q2 202554$1.4B12.63%1.49%0.68%124.0%
Q1 202550$1.5B12.06%1.64%0.67%110.8%
Q4 202455$1.5B11.75%1.07%0.65%116.4%
Q3 202454$1.5B11.66%1.08%0.60%111.8%
Q2 202455$1.5B11.67%1.01%0.52%143.8%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.70%
92nd
Total risk-based capital17.02%
83rd
Problem loans0.55%
48th
Net charge-offs0.31%
13th
Return on assets0.91%
24th
Net interest margin2.71%
7th
Efficiency ratio66.0%
29th
Loans to deposits116.2%
3rd
Uninsured deposits63.5%
3rd
Loan-loss reserves1.29%
69th
Texas ratio6.9%
26th

Similar-size banks in Wisconsin

InstitutionScoreAssetsCapitalProblem loansCompare
Peoples State BankBank Wausau, WI56 out of 100, Moderate$1.5B10.2%1.40%vs
The Park BankBank Madison, WI64 out of 100, Moderate$1.5B10.7%0.24%vs
Waukesha State BankBank Waukesha, WI80 out of 100, Strong$1.6B11.5%0.25%vs
Horicon BankBank Horicon, WI63 out of 100, Moderate$1.7B9.7%0.93%vs
Forward BankBank Marshfield, WI64 out of 100, Moderate$1.3B9.2%0.28%vs
Citizens BankBank Mukwonago, WI83 out of 100, Strong$1.2B13.6%0.30%vs

Deposit insurance

Is my money safe at Bankers' Bank?

Yes. Bankers' Bank is an FDIC-insured institution (FDIC certificate #23537). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 63.5% of deposits ($604.1M) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 14.70%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 17.02% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Bankers' Bank lists 1 office in 1 city. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Bankers' Bank reported 566 home-loan applications under HMDA (LEI 549300EES32R2VOEK894): 402 originated ($97,800,000 total), 61 denied, and 98 withdrawn or closed by the applicant. Its denial rate on decided applications was 13.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Bankers' Bank
Former names
Bankers Bank of Wisconsin; Wisconsin Independent Bank
Type
State-chartered bank (Fed member)
FDIC certificate #
23537
RSSD ID
408642
Primary regulator
FED
Holding company
Bankers Bcorp Inc
Established
September 1, 1981
Headquarters
7700 Mineral Point Rd, Madison, WI 53717
Employees
132

Quick answers

Bankers' Bank: common questions

Is Bankers' Bank FDIC insured?

Yes. Bankers' Bank is an FDIC-insured institution (FDIC certificate #23537). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Bankers' Bank's TellerScore?

69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Bankers' Bank ever failed?

There is no failure record for FDIC certificate #23537 in the FDIC failed bank list.

How many branches does Bankers' Bank have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Madison

InstitutionScoreAssetsCapitalProblem loansCompare
Mississippi Public Employees Federal Credit UnionCredit union Jackson, MS97 out of 100, Very strong$29.2M18.1%0.10%vs
Madison Fire Department Credit UnionCredit union Madison, WI90 out of 100, Very strong$5.5M19.9%0.00%vs
Bank of Prairie du SacBank Prairie Du Sac, WI88 out of 100, Very strong$744.5M13.7%0.00%vs
The Peoples Community BankBank Mazomanie, WI87 out of 100, Very strong$388.8M12.8%0.14%vs
Mound City BankBank Platteville, WI86 out of 100, Very strong$550.7M13.1%0.11%vs
John Deere Financial, f.s.b.Bank Middleton, WI82 out of 100, Strong$4.9B19.4%0.27%vs