Bank of Prague (FDIC certificate #12745) is based in Prague, Nebraska. Its Q2 2026 call report shows $48.5M in total assets and $43.0M in deposits and 1 office.
Bank of Prague has a TellerScore of 74 out of 100 (strong) based on Q2 2026 data — higher than 51% of its 546 banks with under $100 million in assets. Among 139 banks headquartered in Nebraska, it ranks 74th. Earnings contributes the most (100/100, 2.30%); loan quality contributes the least (59/100, 1.22%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 11 points (85 → 74), mostly because the loan quality component weakened by 36 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 87 |
| Q3 2024 | 87 |
| Q4 2024 | 86 |
| Q1 2025 | 85 |
| Q2 2025 | 85 |
| Q3 2025 | 82 |
| Q4 2025 | 81 |
| Q1 2026 | 81 |
| Q2 2026 | 74 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.98% |
| Q3 2024 | 13.67% |
| Q4 2024 | 13.39% |
| Q1 2025 | 12.59% |
| Q2 2025 | 12.13% |
| Q3 2025 | 12.51% |
| Q4 2025 | 12.33% |
| Q1 2026 | 11.78% |
| Q2 2026 | 11.15% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.45% |
| Q3 2024 | 0.56% |
| Q4 2024 | 0.53% |
| Q1 2025 | 0.57% |
| Q2 2025 | 0.14% |
| Q3 2025 | 0.74% |
| Q4 2025 | 0.83% |
| Q1 2026 | 0.72% |
| Q2 2026 | 1.22% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.02% |
| Q3 2024 | 3.08% |
| Q4 2024 | 3.11% |
| Q1 2025 | 3.70% |
| Q2 2025 | 1.72% |
| Q3 2025 | 2.48% |
| Q4 2025 | 2.43% |
| Q1 2026 | 3.55% |
| Q2 2026 | 2.30% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 74 | $48.5M | 11.15% | 1.22% | 2.30% | 80.0% |
| Q1 2026 | 81 | $48.6M | 11.78% | 0.72% | 3.55% | 76.3% |
| Q4 2025 | 81 | $45.5M | 12.33% | 0.83% | 2.43% | 82.3% |
| Q3 2025 | 82 | $44.0M | 12.51% | 0.74% | 2.48% | 82.7% |
| Q2 2025 | 85 | $43.2M | 12.13% | 0.14% | 1.72% | 78.3% |
| Q1 2025 | 85 | $42.6M | 12.59% | 0.57% | 3.70% | 78.8% |
| Q4 2024 | 86 | $42.8M | 13.39% | 0.53% | 3.11% | 85.1% |
| Q3 2024 | 87 | $41.8M | 13.67% | 0.56% | 3.08% | 83.1% |
| Q2 2024 | 87 | $39.9M | 12.98% | 0.45% | 2.02% | 81.7% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First State BankBank Hordville, NE | 77 out of 100, Strong | $46.8M | 12.2% | 0.00% | vs |
| Tecumseh Federal BankBank Tecumseh, NE | 83 out of 100, Strong | $53.1M | 21.3% | 0.17% | vs |
| Sidney Federal Savings and Loan AssociationBank Sidney, NE | 73 out of 100, Strong | $55.6M | 14.2% | 2.00% | vs |
| Commercial BankBank Nelson, NE | 56 out of 100, Moderate | $56.5M | 15.2% | 3.06% | vs |
| Corn Growers State BankBank Murdock, NE | 54 out of 100, Below average | $40.3M | 8.0% | 0.87% | vs |
| Bank of MeadBank Mead, NE | 76 out of 100, Strong | $39.7M | 10.1% | 0.00% | vs |
Deposit insurance
Is my money safe at Bank of Prague?
Yes. Bank of Prague is an FDIC-insured institution (FDIC certificate #12745). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 7.9% of deposits ($3.4M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.15%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Bank of Prague lists 1 office in 1 city. Most locations:
- Prague, NE (1)
Identity & history
Profile
- Legal name
- Bank of Prague
- Type
- State-chartered bank
- FDIC certificate #
- 12745
- RSSD ID
- 858452
- Primary regulator
- FDIC
- Holding company
- Prague Co
- Established
- January 1, 1906
- Headquarters
- 316 W Center Ave, Prague, NE 68050
- Website
- www.bankofprague1.com
- Employees
- 8
Quick answers
Bank of Prague: common questions
Is Bank of Prague FDIC insured?
Yes. Bank of Prague is an FDIC-insured institution (FDIC certificate #12745). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank of Prague's TellerScore?
74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank of Prague ever failed?
There is no failure record for FDIC certificate #12745 in the FDIC failed bank list.
How many branches does Bank of Prague have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Prague
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| CerescoBankBank Ceresco, NE | 92 out of 100, Very strong | $81.3M | 13.9% | 0.06% | vs |
| Homestead BankBank Cozad, NE | 91 out of 100, Very strong | $537.0M | 18.6% | 0.20% | vs |
| Platte Valley BankBank North Bend, NE | 88 out of 100, Very strong | $107.2M | 13.9% | 0.19% | vs |
| First Northeast Bank of NebraskaBank Lyons, NE | 88 out of 100, Very strong | $472.6M | 13.5% | 0.22% | vs |
| RVR BankBank Fremont, NE | 78 out of 100, Strong | $570.2M | 9.8% | 0.16% | vs |
| FirstBank of NebraskaBank Wahoo, NE | 77 out of 100, Strong | $498.1M | 11.2% | 0.89% | vs |