TellerScore

Fortuna Bank is a state-chartered bank headquartered in Grandview Heights, Ohio. At the end of Q2 2026 it reported $57.3M in total assets and $38.0M in deposits, with 1 office.

Based on its Q2 2026 filing, Fortuna Bank scores 76/100, which we describe as strong. That is higher than 56% of 546 banks with under $100 million in assets. Among 157 banks headquartered in Ohio, it ranks 42nd. Its strongest component is capital cushion (100/100; 34.14%), and its lowest is earnings (0/100; -3.90%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 34.14%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings0/100
Return on assets (annualized): -3.90%
Funding & liquidity76/100
Loans ÷ deposits and uninsured-deposit share: 72.3% · 25.3% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

7 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (74 → 76), mostly because the funding & liquidity component improved by 19 points.

TellerScore
737780Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q4 202480
Q1 202573
Q2 202574
Q3 202579
Q4 202580
Q1 202676
Q2 202676
Tier 1 leverage ratio
5.00%48.98%92.96%well-capitalized benchmarkQ4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q4 202492.96%
Q1 202562.23%
Q2 202548.33%
Q3 202546.42%
Q4 202545.08%
Q1 202641.17%
Q2 202634.14%
Noncurrent loans
-1.00%0.00%1.00%Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
-4.54%-3.28%-2.02%Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q4 2024-2.02%
Q1 2025-4.49%
Q2 2025-2.84%
Q3 2025-2.83%
Q4 2025-3.07%
Q1 2026-4.54%
Q2 2026-3.90%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202676$57.3M34.14%0.00%-3.90%72.3%
Q1 202676$49.6M41.17%0.00%-4.54%80.0%
Q4 202580$42.7M45.08%0.00%-3.07%52.3%
Q3 202579$40.8M46.42%0.00%-2.83%37.4%
Q2 202574$43.9M48.33%0.00%-2.84%17.5%
Q1 202573$37.3M62.23%0.00%-4.49%18.1%
Q4 202480$22.0M92.96%0.00%-2.02%0.0%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio34.14%
94th
Total risk-based capital0.00%
27th
Problem loans0.00%
84th
Net charge-offs0.00%
58th
Return on assets-3.90%
3rd
Net interest margin3.28%
22nd
Efficiency ratio225.1%
2nd
Loans to deposits72.3%
42nd
Uninsured deposits25.3%
20th
Loan-loss reserves1.16%
45th
Texas ratio0.0%
85th

Similar-size banks in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Community First Bank, National AssociationBank Forest, OH70 out of 100, Strong$56.3M9.4%0.00%vs
Liberty BankBank Ironton, OH82 out of 100, Strong$55.7M18.0%0.77%vs
The Pioneer Savings BankBank Cleveland, OH69 out of 100, Moderate$54.7M11.8%0.00%vs
The Union Banking CompanyBank West Mansfield, OH65 out of 100, Moderate$54.5M10.8%0.67%vs
The Waterford Commercial and Savings BankBank Waterford, OH83 out of 100, Strong$60.0M13.6%0.09%vs
The Peoples BankBank Gambier, OH71 out of 100, Strong$60.4M10.8%0.33%vs

Deposit insurance

Is my money safe at Fortuna Bank?

Yes. Fortuna Bank is an FDIC-insured institution (FDIC certificate #59330). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 25.3% of deposits ($9.6M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 34.14%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Fortuna Bank lists 1 office in 1 city. Most locations:

  • Grandview Heights, OH (1)

All branch addresses and map

Identity & history

Profile

Legal name
Fortuna Bank
Type
State-chartered bank
FDIC certificate #
59330
RSSD ID
5837377
Primary regulator
FDIC
Established
December 9, 2024
Headquarters
871 Goodale Blvd, Grandview Heights, OH 43212
Employees
17

Quick answers

Fortuna Bank: common questions

Is Fortuna Bank FDIC insured?

Yes. Fortuna Bank is an FDIC-insured institution (FDIC certificate #59330). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Fortuna Bank's TellerScore?

76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Fortuna Bank ever failed?

There is no failure record for FDIC certificate #59330 in the FDIC failed bank list.

How many branches does Fortuna Bank have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Grandview Heights

InstitutionScoreAssetsCapitalProblem loansCompare
Nationwide Trust Company, FSBBank Columbus, OH94 out of 100, Very strong$153.6M36.9%0.00%vs
Abbott Laboratories Credit UnionCredit union Gurnee, IL89 out of 100, Very strong$1.1B14.5%0.11%vs
State Highway Patrol Federal Credit UnionCredit union Columbus, OH88 out of 100, Very strong$92.2M13.5%0.06%vs
Firestone Federal Credit UnionCredit union Akron, OH82 out of 100, Strong$198.1M18.1%1.15%vs
Adelphi BankBank Columbus, OH80 out of 100, Strong$124.5M15.8%0.00%vs
Erebor Bank, N.A.Bank Columbus, OH78 out of 100, Strong$4.7B38.8%0.00%vs