TellerScore

A H E Plant 3 Federal Credit Union is a federal credit union headquartered in Winchester, Indiana, in business for about 60 years. At the end of Q2 2026 it reported $12.2M in total assets and $9.8M in member shares and deposits, with 1 office.

A H E Plant 3 Federal Credit Union has a TellerScore of 100 out of 100 (very strong) based on Q2 2026 data — higher than 100% of its 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Indiana, it ranks 2nd. Its five components are fairly even, ranging from 98 to 100 out of 100.

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 19.93%
Loan quality98/100
Loans 60+ days delinquent ÷ total loans: 0.07%
Earnings100/100
Return on assets (annualized): 2.15%
Funding & liquidity100/100
Loans ÷ shares: 35.4% · 4.2% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.10%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (96 → 100), mostly because the loan quality component improved by 14 points.

TellerScore
9598100Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202499
Q3 202498
Q4 202499
Q1 202595
Q2 202596
Q3 2025100
Q4 2025100
Q1 2026100
Q2 2026100
Net worth ratio
7.00%13.46%19.93%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202417.94%
Q3 202418.30%
Q4 202418.69%
Q1 202518.02%
Q2 202518.64%
Q3 202519.43%
Q4 202519.00%
Q1 202619.31%
Q2 202619.93%
Delinquent loans (60+ days)
0.00%0.24%0.48%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.08%
Q3 20240.24%
Q4 20240.16%
Q1 20250.15%
Q2 20250.48%
Q3 20250.04%
Q4 20250.00%
Q1 20260.00%
Q2 20260.07%
Return on assets
1.57%1.99%2.41%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.41%
Q3 20242.41%
Q4 20242.40%
Q1 20251.57%
Q2 20252.03%
Q3 20252.30%
Q4 20252.28%
Q1 20261.98%
Q2 20262.15%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 2026100$12.2M19.93%0.07%2.15%35.4%
Q1 2026100$12.2M19.31%0.00%1.98%35.9%
Q4 2025100$12.1M19.00%0.00%2.28%36.2%
Q3 2025100$11.4M19.43%0.04%2.30%39.1%
Q2 202596$11.5M18.64%0.48%2.03%38.5%
Q1 202595$11.5M18.02%0.15%1.57%38.3%
Q4 202499$10.8M18.69%0.16%2.40%40.4%
Q3 202498$10.7M18.30%0.24%2.41%40.6%
Q2 202499$10.6M17.94%0.08%2.41%39.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio19.93%
77th
Problem loans0.07%
82nd
Net charge-offs0.02%
66th
Return on assets2.15%
96th
Loans to deposits35.4%
84th
Uninsured deposits4.2%
26th
Loan-loss reserves0.00%
37th
Texas ratio0.1%
84th

Similar-size credit unions in Indiana

InstitutionScoreAssetsCapitalProblem loansCompare
Generations Federal Credit UnionCredit union LA Porte, IN88 out of 100, Very strong$12.2M14.4%0.59%vs
Gesb Sheet Metal Workers Federal Credit UnionCredit union Portage, IN77 out of 100, Strong$11.8M11.1%0.00%vs
Wayne County Federal Credit UnionCredit union Richmond, IN89 out of 100, Very strong$13.5M14.3%0.00%vs
Profinance Federal Credit UnionCredit union Merrillville, IN59 out of 100, Moderate$15.0M20.0%3.79%vs
Tippecanoe Federal Credit UnionCredit union Lafayette, IN75 out of 100, Strong$15.4M12.9%0.64%vs
Finans Federal Credit UnionCredit union Hammond, IN48 out of 100, Below average$8.9M11.6%3.04%vs

Deposit insurance

Is my money safe at A H E Plant 3 Federal Credit Union?

Yes. A H E Plant 3 Federal Credit Union is a federally insured credit union (NCUA charter #17339). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.2% of shares and deposits ($411K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 19.93%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

A H E Plant 3 Federal Credit Union lists 1 office in 1 city. Most locations:

  • Winchester, IN (1)

All branch addresses and map

Identity & history

Profile

Legal name
A H E Plant 3 Federal Credit Union
Type
Federal credit union
NCUA charter #
17339
RSSD ID
272487
Primary regulator
NCUA
Established
1966
Headquarters
720 W Franklin St, Winchester, IN 47394
Employees
3

Quick answers

A H E Plant 3 Federal Credit Union: common questions

Is A H E Plant 3 Federal Credit Union NCUA insured?

Yes. A H E Plant 3 Federal Credit Union is a federally insured credit union (NCUA charter #17339). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is A H E Plant 3 Federal Credit Union's TellerScore?

100 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does A H E Plant 3 Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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