Lee Bank is a si headquartered in Lee, Massachusetts, in business for about 34 years. At the end of Q2 2026 it reported $591.2M in total assets and $519.6M in deposits, with 5 offices.
Lee Bank has a TellerScore of 64 out of 100 (moderate) based on Q2 2026 data — higher than only 26% of its 2,650 banks with $100 million – $1 billion. Among 92 banks headquartered in Massachusetts, it ranks 46th. Problem-loan coverage contributes the most (92/100, 4.1%); capital cushion contributes the least (46/100, 9.63%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 5 points (59 → 64), mostly because the earnings component improved by 16 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 59 |
| Q3 2024 | 58 |
| Q4 2024 | 57 |
| Q1 2025 | 55 |
| Q2 2025 | 59 |
| Q3 2025 | 61 |
| Q4 2025 | 60 |
| Q1 2026 | 63 |
| Q2 2026 | 64 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.83% |
| Q3 2024 | 8.96% |
| Q4 2024 | 8.98% |
| Q1 2025 | 8.99% |
| Q2 2025 | 9.23% |
| Q3 2025 | 9.25% |
| Q4 2025 | 9.24% |
| Q1 2026 | 9.41% |
| Q2 2026 | 9.63% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.43% |
| Q3 2024 | 0.60% |
| Q4 2024 | 0.61% |
| Q1 2025 | 0.76% |
| Q2 2025 | 0.58% |
| Q3 2025 | 0.44% |
| Q4 2025 | 0.51% |
| Q1 2026 | 0.47% |
| Q2 2026 | 0.52% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.47% |
| Q3 2024 | 0.50% |
| Q4 2024 | 0.48% |
| Q1 2025 | 0.42% |
| Q2 2025 | 0.59% |
| Q3 2025 | 0.65% |
| Q4 2025 | 0.69% |
| Q1 2026 | 0.90% |
| Q2 2026 | 0.99% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 64 | $591.2M | 9.63% | 0.52% | 0.99% | 84.1% |
| Q1 2026 | 63 | $578.5M | 9.41% | 0.47% | 0.90% | 85.0% |
| Q4 2025 | 60 | $601.3M | 9.24% | 0.51% | 0.69% | 83.6% |
| Q3 2025 | 61 | $564.8M | 9.25% | 0.44% | 0.65% | 88.0% |
| Q2 2025 | 59 | $563.1M | 9.23% | 0.58% | 0.59% | 87.3% |
| Q1 2025 | 55 | $560.1M | 8.99% | 0.76% | 0.42% | 84.3% |
| Q4 2024 | 57 | $554.0M | 8.98% | 0.61% | 0.48% | 84.5% |
| Q3 2024 | 58 | $546.1M | 8.96% | 0.60% | 0.50% | 87.1% |
| Q2 2024 | 59 | $539.6M | 8.83% | 0.43% | 0.47% | 85.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Massachusetts
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bay State Savings BankBank Worcester, MA | 57 out of 100, Moderate | $580.3M | 8.8% | 0.47% | vs |
| The Cooperative BankBank Roslindale, MA | 52 out of 100, Below average | $548.3M | 9.3% | 0.57% | vs |
| Haverhill BankBank Haverhill, MA | 77 out of 100, Strong | $636.8M | 11.2% | 0.14% | vs |
| Milford Federal BankBank Milford, MA | 67 out of 100, Moderate | $545.1M | 11.9% | 0.40% | vs |
| OneUnited BankBank Boston, MA | 59 out of 100, Moderate | $637.9M | 10.4% | 0.42% | vs |
| Walpole Co-operative BankBank Walpole, MA | 83 out of 100, Strong | $646.5M | 18.8% | 0.11% | vs |
Deposit insurance
Is my money safe at Lee Bank?
Yes. Lee Bank is an FDIC-insured institution (FDIC certificate #33645). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 34.8% of deposits ($181.1M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.63%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
5 locations
Branches
Lee Bank lists 5 offices in 5 cities. Most locations:
- Great Barrington, MA (1)
- Lee, MA (1)
- Lenox, MA (1)
- Pittsfield, MA (1)
- Stockbridge, MA (1)
HMDA 2025
Mortgage lending
In 2025, Lee Bank reported 138 home-loan applications under HMDA (LEI 549300LV12W1ZFWAU543): 108 originated ($46,520,000 total), 11 denied, and 17 withdrawn or closed by the applicant. Its denial rate on decided applications was 9.1%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Lee Bank
- Type
- SI
- FDIC certificate #
- 33645
- RSSD ID
- 790703
- Primary regulator
- FDIC
- Holding company
- Berkshire Finl Services Inc
- Established
- July 1, 1992
- Headquarters
- 75 Park St, Lee, MA 01238
- Website
- www.leebank.com
- Employees
- 84
Quick answers
Lee Bank: common questions
Is Lee Bank FDIC insured?
Yes. Lee Bank is an FDIC-insured institution (FDIC certificate #33645). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Lee Bank's TellerScore?
64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Lee Bank ever failed?
There is no failure record for FDIC certificate #33645 in the FDIC failed bank list.
How many branches does Lee Bank have?
5 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Lee
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of GreeneBank Catskill, NY | 77 out of 100, Strong | $3.2B | 9.9% | 0.23% | vs |
| MountainOne BankBank North Adams, MA | 73 out of 100, Strong | $1.1B | 14.7% | 1.06% | vs |
| The Pittsfield Co-operative BankBank Pittsfield, MA | 69 out of 100, Moderate | $451.5M | 13.4% | 0.36% | vs |
| Greylock Federal Credit UnionCredit union Pittsfield, MA | 67 out of 100, Moderate | $1.8B | 12.8% | 1.35% | vs |
| NBT Bank, National AssociationBank Norwich, NY | 64 out of 100, Moderate | $16.1B | 9.5% | 0.55% | vs |
| TD Bank, National AssociationBank Wilmington, DE | 63 out of 100, Moderate | $342.8B | 10.3% | 1.11% | vs |