TellerScore

Headquartered in New York, New York, The Bank of East Asia Ltd. is a non-insured with $449.6M in total assets and $19.7M in deposits as of Q2 2026. Its charter dates back to 1984.

Based on its Q2 2026 filing, The Bank of East Asia Ltd. scores 41/100, which we describe as below average. That is higher than only 3% of 2,650 banks with $100 million – $1 billion. Among 121 banks headquartered in New York, it ranks 111th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is capital cushion (0/100; 0.00%).

TellerScore · Q2 2026

Scorecard

Capital cushion0/100
Tier 1 leverage ratio: 0.00%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings20/100
Return on assets (annualized): 0.00%
Funding & liquidity50/100
Loans ÷ deposits and uninsured-deposit share: 2008.9% · 0.0% uninsured
Problem-loan coverage—/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): —

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 28 points (13 → 41), mostly because the loan quality component improved by 100 points.

TellerScore
132741Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202413
Q3 202413
Q4 202413
Q1 202513
Q2 202513
Q3 202513
Q4 202513
Q1 202613
Q2 202641
Tier 1 leverage ratio
0.00%2.50%5.00%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Noncurrent loans
0.00%8.54%17.08%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 202415.32%
Q3 202416.50%
Q4 202417.08%
Q1 202515.66%
Q2 202514.00%
Q3 202513.46%
Q4 20257.52%
Q1 20268.05%
Q2 20260.00%
Return on assets
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202641$449.6M0.00%0.00%0.00%2008.9%
Q1 202613$487.5M0.00%8.05%0.00%2186.4%
Q4 202513$524.4M0.00%7.52%0.00%2371.7%
Q3 202513$496.9M0.00%13.46%0.00%2227.9%
Q2 202513$427.8M0.00%14.00%0.00%2059.2%
Q1 202513$382.6M0.00%15.66%0.00%1841.2%
Q4 202413$363.1M0.00%17.08%0.00%1728.6%
Q3 202413$376.0M0.00%16.50%0.00%1761.2%
Q2 202413$402.8M0.00%15.32%0.00%1946.7%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio0.00%
0th
Total risk-based capital0.00%
24th
Problem loans0.00%
94th
Net charge-offs0.00%
68th
Return on assets0.00%
3rd
Net interest margin0.00%
0th
Efficiency ratio0.0%
100th
Loans to deposits2008.9%
0th
Uninsured deposits0.0%
100th
Loan-loss reserves0.00%
0th
Texas ratio—
—

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InstitutionScoreAssetsCapitalProblem loansCompare
Alden State BankBank Alden, NY66 out of 100, Moderate$463.1M15.2%2.63%vs
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Fulton Savings BankBank Fulton, NY88 out of 100, Very strong$492.3M31.4%0.70%vs
Champlain National BankBank Elizabethtown, NY71 out of 100, Strong$497.1M10.9%0.25%vs
Piermont BankBank New York, NY62 out of 100, Moderate$505.1M12.7%0.00%vs
Rondout Savings BankBank Kingston, NY64 out of 100, Moderate$512.0M9.8%0.19%vs

Deposit insurance

Is my money safe at The Bank of East Asia Ltd.?

Yes. The Bank of East Asia Ltd. is an FDIC-insured institution (FDIC certificate #26028). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 0.0% of deposits ($0) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 0.00%, below the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

Identity & history

Profile

Legal name
The Bank of East Asia Ltd.
Type
Non-insured
FDIC certificate #
26028
RSSD ID
958400
Primary regulator
FED
Established
May 1, 1984
Headquarters
540 Madison Ave, New York, NY 10022

Quick answers

The Bank of East Asia Ltd.: common questions

Is The Bank of East Asia Ltd. FDIC insured?

Yes. The Bank of East Asia Ltd. is an FDIC-insured institution (FDIC certificate #26028). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is The Bank of East Asia Ltd.'s TellerScore?

41 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has The Bank of East Asia Ltd. ever failed?

There is no failure record for FDIC certificate #26028 in the FDIC failed bank list.

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