TellerScore

Headquartered in Glen Burnie, Maryland, The Glen Burnie Mutual Savings Bank is a si with $103.9M in total assets and $93.8M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1896.

The Glen Burnie Mutual Savings Bank has a TellerScore of 56 out of 100 (moderate) based on Q2 2026 data — higher than only 13% of its 2,650 banks with $100 million – $1 billion. Among 27 banks headquartered in Maryland, it ranks 23rd. Problem-loan coverage contributes the most (88/100, 6.0%); earnings contributes the least (29/100, 0.23%).

TellerScore · Q2 2026

Scorecard

Capital cushion38/100
Tier 1 leverage ratio: 8.80%
Loan quality77/100
Noncurrent loans ÷ total loans: 0.69%
Earnings29/100
Return on assets (annualized): 0.23%
Funding & liquidity71/100
Loans ÷ deposits and uninsured-deposit share: 89.0% · 8.7% uninsured
Problem-loan coverage88/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 5.98%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 8 points (48 → 56), mostly because the loan quality component improved by 25 points.

TellerScore
485256Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202453
Q3 202453
Q4 202454
Q1 202554
Q2 202548
Q3 202553
Q4 202556
Q1 202656
Q2 202656
Tier 1 leverage ratio
5.00%6.90%8.80%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20248.23%
Q3 20248.24%
Q4 20248.41%
Q1 20258.47%
Q2 20258.44%
Q3 20258.47%
Q4 20258.67%
Q1 20268.74%
Q2 20268.80%
Noncurrent loans
0.68%1.06%1.43%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.74%
Q3 20240.74%
Q4 20240.74%
Q1 20250.75%
Q2 20251.43%
Q3 20250.92%
Q4 20250.68%
Q1 20260.69%
Q2 20260.69%
Return on assets
0.17%0.22%0.26%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.21%
Q3 20240.24%
Q4 20240.26%
Q1 20250.17%
Q2 20250.21%
Q3 20250.21%
Q4 20250.24%
Q1 20260.20%
Q2 20260.23%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202656$103.9M8.80%0.69%0.23%89.0%
Q1 202656$104.4M8.74%0.69%0.20%88.4%
Q4 202556$104.3M8.67%0.68%0.24%90.1%
Q3 202553$105.1M8.47%0.92%0.21%87.7%
Q2 202548$105.9M8.44%1.43%0.21%85.6%
Q1 202554$105.3M8.47%0.75%0.17%87.2%
Q4 202454$105.0M8.41%0.74%0.26%88.7%
Q3 202453$105.0M8.24%0.74%0.24%89.3%
Q2 202453$105.8M8.23%0.74%0.21%89.2%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.80%
10th
Total risk-based capital19.37%
85th
Problem loans0.69%
38th
Net charge-offs0.00%
68th
Return on assets0.23%
6th
Net interest margin1.32%
0th
Efficiency ratio76.5%
18th
Loans to deposits89.0%
28th
Uninsured deposits8.7%
96th
Loan-loss reserves0.43%
2nd
Texas ratio6.0%
31st

Similar-size banks in Maryland

InstitutionScoreAssetsCapitalProblem loansCompare
The Chesapeake Bank & Trust Co.Bank Chestertown, MD75 out of 100, Strong$141.5M9.8%0.22%vs
Jarrettsville Federal Savings and Loan AssociationBank Jarrettsville, MD71 out of 100, Strong$167.1M12.2%0.36%vs
Eastern Savings Bank, FSBBank Hunt Valley, MD63 out of 100, Moderate$336.4M31.0%6.73%vs
First Shore Federal Savings and Loan AssociationBank Salisbury, MD78 out of 100, Strong$366.5M17.4%0.82%vs
The Harbor Bank of MarylandBank Baltimore, MD56 out of 100, Moderate$383.2M12.4%1.89%vs
The Bank of Glen BurnieBank Glen Burnie, MD60 out of 100, Moderate$394.9M8.8%0.25%vs

Deposit insurance

Is my money safe at The Glen Burnie Mutual Savings Bank?

Yes. The Glen Burnie Mutual Savings Bank is an FDIC-insured institution (FDIC certificate #27567). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 8.7% of deposits ($8.1M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.80%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 19.37% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

The Glen Burnie Mutual Savings Bank lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
The Glen Burnie Mutual Savings Bank
Type
SI
FDIC certificate #
27567
RSSD ID
508270
Primary regulator
FDIC
Established
May 5, 1896
Headquarters
1 Crain Hwy S, Glen Burnie, MD 21061
Employees
5

Quick answers

The Glen Burnie Mutual Savings Bank: common questions

Is The Glen Burnie Mutual Savings Bank FDIC insured?

Yes. The Glen Burnie Mutual Savings Bank is an FDIC-insured institution (FDIC certificate #27567). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is The Glen Burnie Mutual Savings Bank's TellerScore?

56 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has The Glen Burnie Mutual Savings Bank ever failed?

There is no failure record for FDIC certificate #27567 in the FDIC failed bank list.

How many branches does The Glen Burnie Mutual Savings Bank have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Glen Burnie

InstitutionScoreAssetsCapitalProblem loansCompare
Mt. Airy Baptist Church Federal Credit UnionCredit union Washington, DC86 out of 100, Very strong$1.1M42.0%1.55%vs
Library of Congress Federal Credit UnionCredit union Washington, DC84 out of 100, Strong$338.2M16.6%0.53%vs
Mt. Jezreel Federal Credit UnionCredit union Silver Spring, MD84 out of 100, Strong$191K20.1%0.00%vs
Tower Federal Credit UnionCredit union Laurel, MD83 out of 100, Strong$5.0B14.3%0.39%vs
Lm Federal Credit UnionCredit union Baltimore, MD83 out of 100, Strong$60.3M12.4%0.14%vs
BayVanguard BankBank Baltimore, MD80 out of 100, Strong$868.7M17.1%0.48%vs