TellerScore

Blaze Credit Union (NCUA charter #68651) is based in Falcon Heights, Minnesota. Its Q2 2026 call report shows $4.8B in total assets and $4.1B in member shares and deposits and 30 offices.

Based on its Q2 2026 filing, Blaze Credit Union scores 61/100, which we describe as moderate. That is higher than only 27% of 454 credit unions with $1 billion – $10 billion. Among 80 credit unions headquartered in Minnesota, it ranks 66th. Its strongest component is funding & liquidity (93/100; 67% loans-to-deposits, 8% uninsured), and its lowest is capital cushion (38/100; 8.76%).

TellerScore · Q2 2026

Scorecard

Capital cushion38/100
Net worth ratio: 8.76%
Loan quality66/100
Loans 60+ days delinquent ÷ total loans: 1.02%
Earnings54/100
Return on assets (annualized): 0.84%
Funding & liquidity93/100
Loans ÷ shares: 67.1% · 7.8% uninsured
Problem-loan coverage87/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 6.65%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (64 → 61), mostly because the loan quality component weakened by 11 points.

TellerScore
586470Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202470
Q3 202464
Q4 202458
Q1 202563
Q2 202564
Q3 202566
Q4 202565
Q1 202666
Q2 202661
Net worth ratio
7.00%9.04%11.08%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.08%
Q3 20249.58%
Q4 20248.65%
Q1 20258.54%
Q2 20258.89%
Q3 20259.09%
Q4 20258.82%
Q1 20268.59%
Q2 20268.76%
Delinquent loans (60+ days)
0.49%0.78%1.07%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.62%
Q3 20240.72%
Q4 20241.07%
Q1 20250.71%
Q2 20250.68%
Q3 20250.60%
Q4 20250.60%
Q1 20260.49%
Q2 20261.02%
Return on assets
0.62%0.73%0.84%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.62%
Q3 20240.64%
Q4 20240.64%
Q1 20250.82%
Q2 20250.79%
Q3 20250.78%
Q4 20250.78%
Q1 20260.83%
Q2 20260.84%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202661$4.8B8.76%1.02%0.84%67.1%
Q1 202666$4.8B8.59%0.49%0.83%65.3%
Q4 202565$4.6B8.82%0.60%0.78%66.3%
Q3 202566$4.5B9.09%0.60%0.78%66.2%
Q2 202564$4.5B8.89%0.68%0.79%67.7%
Q1 202563$4.4B8.54%0.71%0.82%67.4%
Q4 202458$4.3B8.65%1.07%0.64%70.8%
Q3 202464$4.5B9.58%0.72%0.64%70.8%
Q2 202470$4.2B11.08%0.62%0.62%71.5%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.76%
8th
Problem loans1.02%
27th
Net charge-offs0.46%
56th
Return on assets0.84%
53rd
Loans to deposits67.1%
88th
Uninsured deposits7.8%
65th
Loan-loss reserves0.00%
50th
Texas ratio6.6%
31st

Similar-size credit unions in Minnesota

InstitutionScoreAssetsCapitalProblem loansCompare
Affinity Plus Federal Credit UnionCredit union Saint Paul, MN65 out of 100, Moderate$5.0B8.8%0.57%vs
Trustone Financial Credit UnionCredit union Plymouth, MN68 out of 100, Moderate$6.1B11.0%0.78%vs
Magnifi Financial Credit UnionCredit union Melrose, MN68 out of 100, Moderate$2.8B11.0%0.21%vs
Mayo Employees Federal Credit UnionCredit union Rochester, MN98 out of 100, Very strong$1.5B14.9%0.05%vs
City & County Credit UnionCredit union Saint Paul, MN76 out of 100, Strong$1.2B12.1%0.32%vs
Members CooperativeCredit union Duluth, MN59 out of 100, Moderate$1.2B10.8%1.49%vs

Deposit insurance

Is my money safe at Blaze Credit Union?

Yes. Blaze Credit Union is a federally insured credit union (NCUA charter #68651). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.8% of shares and deposits ($315.4M) are above the $250,000 NCUA insurance limit, close to the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 8.76%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

30 locations

Branches

Blaze Credit Union lists 30 offices in 26 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Blaze Credit Union reported 4,065 home-loan applications under HMDA (LEI 549300QDGMFASKEN7Z77): 2,827 originated ($452,625,000 total), 531 denied, and 362 withdrawn or closed by the applicant. Its denial rate on decided applications was 14.3%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Blaze Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
68651
RSSD ID
626099
Primary regulator
State + NCUA
Established
1934
Headquarters
2025 Larpenteur Ave W, Falcon Heights, MN 55113
Employees
625

Quick answers

Blaze Credit Union: common questions

Is Blaze Credit Union NCUA insured?

Yes. Blaze Credit Union is a federally insured credit union (NCUA charter #68651). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Blaze Credit Union's TellerScore?

61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Blaze Credit Union have?

30 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Falcon Heights

InstitutionScoreAssetsCapitalProblem loansCompare
Vermillion State BankBank Vermillion, MN90 out of 100, Very strong$931.4M13.4%0.24%vs
Ziegler Federal Credit UnionCredit union Bloomington, MN87 out of 100, Very strong$4.3M26.9%1.09%vs
Carpenters Federal Credit UnionCredit union Saint Paul, MN86 out of 100, Very strong$44.3M16.0%1.01%vs
Think Mutual BankBank Rochester, MN86 out of 100, Very strong$2.2B16.3%0.25%vs
PrinsBankBank Prinsburg, MN85 out of 100, Very strong$308.3M12.0%0.29%vs
Toro Employees Federal Credit UnionCredit union Bloomington, MN84 out of 100, Strong$41.5M14.5%0.56%vs