Bopti Federal Credit Union (NCUA charter #10433) is based in San Pedro, California. Its Q2 2026 call report shows $63.3M in total assets and $47.1M in member shares and deposits and 1 office.
Bopti Federal Credit Union has a TellerScore of 76 out of 100 (strong) based on Q2 2026 data — higher than 54% of its 2,479 credit unions with under $100 million in assets. Among 238 credit unions headquartered in California, it ranks 83rd. Capital cushion contributes the most (100/100, 24.75%); earnings contributes the least (48/100, 0.69%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 5 points (81 → 76), mostly because the loan quality component weakened by 19 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 78 |
| Q3 2024 | 79 |
| Q4 2024 | 76 |
| Q1 2025 | 85 |
| Q2 2025 | 81 |
| Q3 2025 | 85 |
| Q4 2025 | 77 |
| Q1 2026 | 78 |
| Q2 2026 | 76 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 20.30% |
| Q3 2024 | 20.21% |
| Q4 2024 | 20.41% |
| Q1 2025 | 20.61% |
| Q2 2025 | 20.91% |
| Q3 2025 | 21.49% |
| Q4 2025 | 22.14% |
| Q1 2026 | 24.19% |
| Q2 2026 | 24.75% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.48% |
| Q3 2024 | 0.38% |
| Q4 2024 | 0.95% |
| Q1 2025 | 0.56% |
| Q2 2025 | 0.96% |
| Q3 2025 | 0.57% |
| Q4 2025 | 1.38% |
| Q1 2026 | 1.53% |
| Q2 2026 | 1.52% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.23% |
| Q3 2024 | -0.16% |
| Q4 2024 | 0.03% |
| Q1 2025 | 0.72% |
| Q2 2025 | 0.64% |
| Q3 2025 | 0.75% |
| Q4 2025 | 0.61% |
| Q1 2026 | 0.84% |
| Q2 2026 | 0.69% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 76 | $63.3M | 24.75% | 1.52% | 0.69% | 41.8% |
| Q1 2026 | 78 | $64.4M | 24.19% | 1.53% | 0.84% | 42.9% |
| Q4 2025 | 77 | $69.7M | 22.14% | 1.38% | 0.61% | 42.5% |
| Q3 2025 | 85 | $71.8M | 21.49% | 0.57% | 0.75% | 42.2% |
| Q2 2025 | 81 | $72.9M | 20.91% | 0.96% | 0.64% | 43.0% |
| Q1 2025 | 85 | $73.5M | 20.61% | 0.56% | 0.72% | 43.3% |
| Q4 2024 | 76 | $73.6M | 20.41% | 0.95% | 0.03% | 45.1% |
| Q3 2024 | 79 | $73.7M | 20.21% | 0.38% | -0.16% | 46.0% |
| Q2 2024 | 78 | $73.4M | 20.30% | 0.48% | -0.23% | 44.2% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in California
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Rolling F Credit UnionCredit union Turlock, CA | 75 out of 100, Strong | $63.9M | 12.0% | 0.80% | vs |
| Santa Barbara County Federal Credit UnionCredit union Santa Barbara, CA | 92 out of 100, Very strong | $64.8M | 13.5% | 0.04% | vs |
| Shell Western States Federal Credit UnionCredit union Martinez, CA | 64 out of 100, Moderate | $66.0M | 10.4% | 0.52% | vs |
| Delta Schools Federal Credit UnionCredit union Antioch, CA | 81 out of 100, Strong | $66.5M | 10.7% | 0.00% | vs |
| Escondido Federal Credit UnionCredit union Escondido, CA | 89 out of 100, Very strong | $66.8M | 13.7% | 0.06% | vs |
| Mokelumne Federal Credit UnionCredit union Lodi, CA | 88 out of 100, Very strong | $56.9M | 16.0% | 0.36% | vs |
Deposit insurance
Is my money safe at Bopti Federal Credit Union?
Yes. Bopti Federal Credit Union is a federally insured credit union (NCUA charter #10433). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 8.1% of shares and deposits ($3.8M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 24.75%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Bopti Federal Credit Union lists 1 office in 1 city. Most locations:
- San Pedro, CA (1)
Identity & history
Profile
- Legal name
- Bopti Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 10433
- RSSD ID
- 792387
- Primary regulator
- NCUA
- Established
- 1955
- Headquarters
- 1451 S Seaside Ave, San Pedro, CA 90731
- Employees
- 5
Quick answers
Bopti Federal Credit Union: common questions
Is Bopti Federal Credit Union NCUA insured?
Yes. Bopti Federal Credit Union is a federally insured credit union (NCUA charter #10433). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Bopti Federal Credit Union's TellerScore?
76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Bopti Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near San Pedro
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Long Beach Firemen S Credit UnionCredit union Long Beach, CA | 91 out of 100, Very strong | $201.5M | 29.4% | 0.02% | vs |
| California International Bank, N.A.Bank Westminster, CA | 89 out of 100, Very strong | $120.9M | 13.5% | 0.00% | vs |
| Malaga Bank F.S.B.Bank Palos Verdes Peninsula, CA | 88 out of 100, Very strong | $1.4B | 16.8% | 0.00% | vs |
| American Plus Bank, N.A.Bank Arcadia, CA | 88 out of 100, Very strong | $935.0M | 16.5% | 0.04% | vs |
| Certified Federal Credit UnionCredit union El Monte, CA | 88 out of 100, Very strong | $925.3M | 20.7% | 0.37% | vs |
| Priority One Credit UnionCredit union South Pasadena, CA | 87 out of 100, Very strong | $205.9M | 13.9% | 0.25% | vs |