TellerScore

Headquartered in Cleveland, Ohio, Cleveland Police Credit Union is a federally insured state-chartered credit union with $42.2M in total assets and $36.1M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1938.

Cleveland Police Credit Union has a TellerScore of 78 out of 100 (strong) based on Q2 2026 data — higher than 59% of its 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 66th. Funding & liquidity contributes the most (100/100, 52% loans-to-deposits, 3% uninsured); loan quality contributes the least (58/100, 1.26%).

TellerScore · Q2 2026

Scorecard

Capital cushion85/100
Net worth ratio: 13.48%
Loan quality58/100
Loans 60+ days delinquent ÷ total loans: 1.26%
Earnings69/100
Return on assets (annualized): 1.23%
Funding & liquidity100/100
Loans ÷ shares: 51.5% · 3.5% uninsured
Problem-loan coverage92/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.14%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (74 → 78), mostly because the earnings component weakened by 17 points.

TellerScore
667788Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202477
Q3 202474
Q4 202466
Q1 202582
Q2 202574
Q3 202588
Q4 202588
Q1 202669
Q2 202678
Net worth ratio
7.00%10.24%13.48%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.17%
Q3 202411.94%
Q4 202411.19%
Q1 202512.04%
Q2 202512.12%
Q3 202512.68%
Q4 202513.15%
Q1 202612.92%
Q2 202613.48%
Delinquent loans (60+ days)
0.42%1.13%1.84%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.71%
Q3 20241.40%
Q4 20241.84%
Q1 20250.59%
Q2 20251.60%
Q3 20250.42%
Q4 20250.44%
Q1 20261.76%
Q2 20261.26%
Return on assets
0.85%1.36%1.88%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.33%
Q3 20241.56%
Q4 20241.24%
Q1 20251.61%
Q2 20251.66%
Q3 20251.88%
Q4 20251.63%
Q1 20260.85%
Q2 20261.23%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202678$42.2M13.48%1.26%1.23%51.5%
Q1 202669$42.7M12.92%1.76%0.85%48.9%
Q4 202588$41.3M13.15%0.44%1.63%52.0%
Q3 202588$42.5M12.68%0.42%1.88%51.6%
Q2 202574$42.4M12.12%1.60%1.66%49.9%
Q1 202582$41.2M12.04%0.59%1.61%51.5%
Q4 202466$42.8M11.19%1.84%1.24%50.2%
Q3 202474$39.8M11.94%1.40%1.56%53.9%
Q2 202477$40.9M11.17%0.71%1.33%52.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.48%
43rd
Problem loans1.26%
33rd
Net charge-offs0.49%
27th
Return on assets1.23%
77th
Loans to deposits51.5%
61st
Uninsured deposits3.5%
32nd
Loan-loss reserves0.00%
37th
Texas ratio4.1%
34th

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Valley One Community Federal Credit UnionCredit union Steubenville, OH79 out of 100, Strong$42.2M12.2%0.16%vs
Advantage Credit UnionCredit union Mansfield, OH68 out of 100, Moderate$43.2M9.4%0.00%vs
Wiremen'S Credit UnionCredit union Parma, OH92 out of 100, Very strong$40.6M17.0%0.11%vs
Harvest Federal Credit UnionCredit union Heath, OH84 out of 100, Strong$43.9M12.8%0.30%vs
Erie Community Federal Credit UnionCredit union Sandusky, OH53 out of 100, Below average$39.9M8.4%2.02%vs
New Horizon Federal Credit UnionCredit union Barberton, OH82 out of 100, Strong$44.9M13.2%0.17%vs

Deposit insurance

Is my money safe at Cleveland Police Credit Union?

Yes. Cleveland Police Credit Union is a federally insured credit union (NCUA charter #62588). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.5% of shares and deposits ($1.3M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.48%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Cleveland Police Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Cleveland Police Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
62588
RSSD ID
905990
Primary regulator
State + NCUA
Established
1938
Headquarters
2301 Payne Avenue, Cleveland, OH 44114
Employees
13

Quick answers

Cleveland Police Credit Union: common questions

Is Cleveland Police Credit Union NCUA insured?

Yes. Cleveland Police Credit Union is a federally insured credit union (NCUA charter #62588). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Cleveland Police Credit Union's TellerScore?

78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Cleveland Police Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Cleveland

InstitutionScoreAssetsCapitalProblem loansCompare
Credit First National AssociationBank Brook Park, OH94 out of 100, Very strong$39.8M98.3%0.00%vs
Wiremen'S Credit UnionCredit union Parma, OH92 out of 100, Very strong$40.6M17.0%0.11%vs
Lormet Community Federal Credit UnionCredit union Amherst, OH91 out of 100, Very strong$283.3M13.7%0.15%vs
Solon/Chagrin Falls Federal Credit UnionCredit union Solon, OH90 out of 100, Very strong$9.6M19.8%0.04%vs
Cleveland Selfreliance Federal Credit UnionCredit union Parma, OH88 out of 100, Very strong$113.7M17.3%0.01%vs
Acme Federal Credit UnionCredit union Eastlake, OH88 out of 100, Very strong$15.2M18.9%0.18%vs