Corner Stone Credit Union (NCUA charter #68011) is based in Lancaster, Texas. Its Q2 2026 call report shows $20.0M in total assets and $17.8M in member shares and deposits and 2 offices.
Based on its Q2 2026 filing, Corner Stone Credit Union scores 59/100, which we describe as moderate. That is higher than only 20% of 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 300th. Its strongest component is problem-loan coverage (93/100; 3.4%), and its lowest is earnings (12/100; -0.20%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 7 points (66 → 59), mostly because the earnings component weakened by 22 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 53 |
| Q3 2024 | 56 |
| Q4 2024 | 61 |
| Q1 2025 | 65 |
| Q2 2025 | 66 |
| Q3 2025 | 63 |
| Q4 2025 | 65 |
| Q1 2026 | 53 |
| Q2 2026 | 59 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 8.67% |
| Q3 2024 | 8.78% |
| Q4 2024 | 9.32% |
| Q1 2025 | 9.12% |
| Q2 2025 | 9.39% |
| Q3 2025 | 9.42% |
| Q4 2025 | 9.80% |
| Q1 2026 | 9.03% |
| Q2 2026 | 9.39% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.05% |
| Q3 2024 | 0.48% |
| Q4 2024 | 0.60% |
| Q1 2025 | 0.35% |
| Q2 2025 | 0.32% |
| Q3 2025 | 0.37% |
| Q4 2025 | 0.43% |
| Q1 2026 | 0.85% |
| Q2 2026 | 0.53% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.04% |
| Q3 2024 | -0.42% |
| Q4 2024 | 0.16% |
| Q1 2025 | 0.42% |
| Q2 2025 | 0.36% |
| Q3 2025 | 0.14% |
| Q4 2025 | 0.28% |
| Q1 2026 | -0.70% |
| Q2 2026 | -0.20% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 59 | $20.0M | 9.39% | 0.53% | -0.20% | 68.3% |
| Q1 2026 | 53 | $20.6M | 9.03% | 0.85% | -0.70% | 67.6% |
| Q4 2025 | 65 | $20.1M | 9.80% | 0.43% | 0.28% | 72.0% |
| Q3 2025 | 63 | $20.5M | 9.42% | 0.37% | 0.14% | 70.0% |
| Q2 2025 | 66 | $20.7M | 9.39% | 0.32% | 0.36% | 67.8% |
| Q1 2025 | 65 | $21.2M | 9.12% | 0.35% | 0.42% | 69.3% |
| Q4 2024 | 61 | $20.5M | 9.32% | 0.60% | 0.16% | 71.7% |
| Q3 2024 | 56 | $20.6M | 8.78% | 0.48% | -0.42% | 72.1% |
| Q2 2024 | 53 | $21.6M | 8.67% | 1.05% | -0.04% | 71.0% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Brazos Community Credit UnionCredit union Alvin, TX | 57 out of 100, Moderate | $20.0M | 17.0% | 2.10% | vs |
| Texstar Federal Credit UnionCredit union Kenedy, TX | 53 out of 100, Below average | $20.0M | 13.6% | 3.86% | vs |
| Temple-Inland Federal Credit UnionCredit union Diboll, TX | 86 out of 100, Very strong | $20.1M | 18.3% | 0.68% | vs |
| Port Arthur Community Federal Credit UnionCredit union Port Arthur, TX | 66 out of 100, Moderate | $20.2M | 12.2% | 0.38% | vs |
| Lcra Credit UnionCredit union Austin, TX | 83 out of 100, Strong | $20.2M | 16.0% | 0.41% | vs |
| Waco Federal Credit UnionCredit union Waco, TX | 64 out of 100, Moderate | $20.3M | 10.2% | 1.43% | vs |
Deposit insurance
Is my money safe at Corner Stone Credit Union?
Yes. Corner Stone Credit Union is a federally insured credit union (NCUA charter #68011). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 1.1% of shares and deposits ($194K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 9.39%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Corner Stone Credit Union lists 2 offices in 2 cities. Most locations:
- Lancaster, TX (1)
- Mesquite, TX (1)
Identity & history
Profile
- Legal name
- Corner Stone Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 68011
- RSSD ID
- 754497
- Primary regulator
- State + NCUA
- Established
- 1952
- Headquarters
- 130 Historic Town Square, Lancaster, TX 75146
- Employees
- 10
Quick answers
Corner Stone Credit Union: common questions
Is Corner Stone Credit Union NCUA insured?
Yes. Corner Stone Credit Union is a federally insured credit union (NCUA charter #68011). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Corner Stone Credit Union's TellerScore?
59 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Corner Stone Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Lancaster
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Ellis County Teachers and Employees Federal Credit UnionCredit union Waxahachie, TX | 97 out of 100, Very strong | $18.5M | 20.1% | 0.00% | vs |
| Lakeside BankBank Rockwall, TX | 92 out of 100, Very strong | $389.2M | 14.4% | 0.00% | vs |
| Light Commerce Credit UnionCredit union Houston, TX | 92 out of 100, Very strong | $5.0M | 26.8% | 0.93% | vs |
| Metro Medical Credit UnionCredit union Dallas, TX | 91 out of 100, Very strong | $82.7M | 17.9% | 0.66% | vs |
| Seagoville Federal Credit UnionCredit union Seagoville, TX | 89 out of 100, Very strong | $15.8M | 21.6% | 0.21% | vs |
| Centex Citizens Credit UnionCredit union Mexia, TX | 89 out of 100, Very strong | $118.9M | 17.2% | 0.44% | vs |