TellerScore

Dort Financial Credit Union (NCUA charter #68708) is based in Grand Blanc, Michigan. Its Q2 2026 call report shows $2.4B in total assets and $2.2B in member shares and deposits and 19 offices across 2 states.

Dort Financial Credit Union has a TellerScore of 64 out of 100 (moderate) based on Q2 2026 data — higher than only 36% of its 454 credit unions with $1 billion – $10 billion. Among 169 credit unions headquartered in Michigan, it ranks 140th. Problem-loan coverage contributes the most (90/100, 5.1%); earnings contributes the least (42/100, 0.55%).

TellerScore · Q2 2026

Scorecard

Capital cushion54/100
Net worth ratio: 10.41%
Loan quality81/100
Loans 60+ days delinquent ÷ total loans: 0.57%
Earnings42/100
Return on assets (annualized): 0.55%
Funding & liquidity67/100
Loans ÷ shares: 88.9% · 18.5% uninsured
Problem-loan coverage90/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.09%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (60 → 64), mostly because the funding & liquidity component improved by 7 points.

TellerScore
586164Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202462
Q3 202461
Q4 202459
Q1 202558
Q2 202560
Q3 202561
Q4 202558
Q1 202662
Q2 202664
Net worth ratio
7.00%8.94%10.87%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.06%
Q3 202410.17%
Q4 202410.18%
Q1 20259.99%
Q2 202510.39%
Q3 202510.87%
Q4 202510.73%
Q1 202610.22%
Q2 202610.41%
Delinquent loans (60+ days)
0.57%0.80%1.04%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.68%
Q3 20240.82%
Q4 20240.91%
Q1 20250.75%
Q2 20250.76%
Q3 20250.77%
Q4 20251.04%
Q1 20260.71%
Q2 20260.57%
Return on assets
0.21%0.42%0.63%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.49%
Q3 20240.55%
Q4 20240.56%
Q1 20250.21%
Q2 20250.46%
Q3 20250.53%
Q4 20250.54%
Q1 20260.63%
Q2 20260.55%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202664$2.4B10.41%0.57%0.55%88.9%
Q1 202662$2.5B10.22%0.71%0.63%83.0%
Q4 202558$2.3B10.73%1.04%0.54%90.1%
Q3 202561$2.3B10.87%0.77%0.53%93.5%
Q2 202560$2.3B10.39%0.76%0.46%88.9%
Q1 202558$2.4B9.99%0.75%0.21%88.0%
Q4 202459$2.3B10.18%0.91%0.56%88.4%
Q3 202461$2.3B10.17%0.82%0.55%92.5%
Q2 202462$2.3B10.06%0.68%0.49%89.9%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.41%
38th
Problem loans0.57%
63rd
Net charge-offs0.94%
17th
Return on assets0.55%
25th
Loans to deposits88.9%
47th
Uninsured deposits18.5%
5th
Loan-loss reserves0.00%
50th
Texas ratio5.1%
45th

Similar-size credit unions in Michigan

InstitutionScoreAssetsCapitalProblem loansCompare
Elga Credit UnionCredit union Grand Blanc, MI75 out of 100, Strong$2.5B17.8%1.38%vs
Dow Credit UnionCredit union Midland, MI73 out of 100, Strong$2.6B10.1%0.29%vs
Community Choice Credit UnionCredit union Farmington Hill, MI67 out of 100, Moderate$2.1B9.5%0.75%vs
Lake Trust Credit UnionCredit union Brighton, MI62 out of 100, Moderate$2.9B10.8%1.06%vs
Consumers Credit UnionCredit union Oshtemo, MI65 out of 100, Moderate$2.9B9.4%0.40%vs
Honor Credit UnionCredit union Berrien Springs, MI70 out of 100, Strong$1.9B12.2%0.92%vs

Deposit insurance

Is my money safe at Dort Financial Credit Union?

Yes. Dort Financial Credit Union is a federally insured credit union (NCUA charter #68708). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 18.5% of shares and deposits ($398.6M) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 10.41%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

19 locations

Branches

Dort Financial Credit Union lists 19 offices in 14 cities across 2 states. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Dort Financial Credit Union reported 1,434 home-loan applications under HMDA (LEI 254900WQ6O9JA8WI5W89): 859 originated ($120,945,000 total), 215 denied, and 357 withdrawn or closed by the applicant. Its denial rate on decided applications was 20.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Dort Financial Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
68708
RSSD ID
218887
Primary regulator
State + NCUA
Established
1951
Headquarters
9048 Holly Rd, Grand Blanc, MI 48439
Employees
376

Quick answers

Dort Financial Credit Union: common questions

Is Dort Financial Credit Union NCUA insured?

Yes. Dort Financial Credit Union is a federally insured credit union (NCUA charter #68708). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Dort Financial Credit Union's TellerScore?

64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Dort Financial Credit Union have?

19 offices as of the latest NCUA data, in 2 states.

Nearby

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InstitutionScoreAssetsCapitalProblem loansCompare
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