TellerScore

Episcopal Community Federal Credit Union is a federal credit union headquartered in Los Angeles, California, in business for about 32 years. At the end of Q2 2026 it reported $6.7M in total assets and $6.1M in member shares and deposits, with 1 office.

Episcopal Community Federal Credit Union has a TellerScore of 34 out of 100 (low) based on Q2 2026 data — higher than only 2% of its 2,479 credit unions with under $100 million in assets. Among 238 credit unions headquartered in California, it ranks 238th. Funding & liquidity contributes the most (100/100, 30% loans-to-deposits, 6% uninsured); loan quality contributes the least (0/100, 5.08%).

TellerScore · Q2 2026

Scorecard

Capital cushion26/100
Net worth ratio: 7.61%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 5.08%
Earnings22/100
Return on assets (annualized): 0.06%
Funding & liquidity100/100
Loans ÷ shares: 29.7% · 5.9% uninsured
Problem-loan coverage63/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 18.63%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (35 → 34).

TellerScore
314864Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202431
Q3 202434
Q4 202432
Q1 202535
Q2 202535
Q3 202564
Q4 202538
Q1 202642
Q2 202634
Net worth ratio
7.00%7.88%8.76%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.53%
Q3 20248.56%
Q4 20248.76%
Q1 20257.72%
Q2 20257.55%
Q3 20258.07%
Q4 20257.52%
Q1 20267.67%
Q2 20267.61%
Delinquent loans (60+ days)
0.43%4.61%8.80%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20247.42%
Q3 20243.34%
Q4 20248.80%
Q1 20255.48%
Q2 20258.02%
Q3 20250.43%
Q4 20253.39%
Q1 20262.11%
Q2 20265.08%
Return on assets
-0.87%-0.19%0.49%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.87%
Q3 2024-0.55%
Q4 2024-0.32%
Q1 20250.26%
Q2 20250.43%
Q3 20250.49%
Q4 20250.45%
Q1 2026-0.14%
Q2 20260.06%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202634$6.7M7.61%5.08%0.06%29.7%
Q1 202642$6.6M7.67%2.11%-0.14%30.5%
Q4 202538$6.8M7.52%3.39%0.45%29.3%
Q3 202564$6.2M8.07%0.43%0.49%32.2%
Q2 202535$6.5M7.55%8.02%0.43%30.8%
Q1 202535$6.3M7.72%5.48%0.26%31.3%
Q4 202432$5.9M8.76%8.80%-0.32%32.1%
Q3 202434$6.0M8.56%3.34%-0.55%32.7%
Q2 202431$6.0M8.53%7.42%-0.87%32.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio7.61%
3rd
Problem loans5.08%
6th
Net charge-offs1.49%
8th
Return on assets0.06%
21st
Loans to deposits29.7%
89th
Uninsured deposits5.9%
17th
Loan-loss reserves1.66%
88th
Texas ratio18.6%
5th

Similar-size credit unions in California

InstitutionScoreAssetsCapitalProblem loansCompare
Denocos Federal Credit UnionCredit union Crescent City, CA68 out of 100, Moderate$6.2M15.3%2.01%vs
L. A. Mission Federal Credit UnionCredit union San Fernando, CA56 out of 100, Moderate$8.6M12.2%4.64%vs
Santa Maria Associated Employees Federal Credit UnionCredit union Santa Maria, CA67 out of 100, Moderate$4.8M9.6%0.21%vs
Valley Agricultural Federal Credit UnionCredit union Santa Paula, CA57 out of 100, Moderate$4.6M11.6%2.01%vs
Sunkist Employees Federal Credit UnionCredit union Valencia, CA100 out of 100, Very strong$3.8M33.6%0.00%vs
Redlands City Employees Federal Credit UnionCredit union Redlands, CA94 out of 100, Very strong$10.2M25.4%0.00%vs

Deposit insurance

Is my money safe at Episcopal Community Federal Credit Union?

Yes. Episcopal Community Federal Credit Union is a federally insured credit union (NCUA charter #24506). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.9% of shares and deposits ($363K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 7.61%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Episcopal Community Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Episcopal Community Federal Credit Union
Type
Federal credit union
NCUA charter #
24506
RSSD ID
2242653
Primary regulator
NCUA
Established
1994
Headquarters
840 Echo Park Ave, Los Angeles, CA 90026
Employees
2

Quick answers

Episcopal Community Federal Credit Union: common questions

Is Episcopal Community Federal Credit Union NCUA insured?

Yes. Episcopal Community Federal Credit Union is a federally insured credit union (NCUA charter #24506). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Episcopal Community Federal Credit Union's TellerScore?

34 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Episcopal Community Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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InstitutionScoreAssetsCapitalProblem loansCompare
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Asian Pacific National BankBank San Gabriel, CA89 out of 100, Very strong$56.9M20.1%0.00%vs
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