Erie County Employees Federal Credit Union is a federal credit union headquartered in Buffalo, New York, in business for about 86 years. At the end of Q2 2026 it reported $31.5M in total assets and $27.0M in member shares and deposits, with 2 offices.
Based on its Q2 2026 filing, Erie County Employees Federal Credit Union scores 75/100, which we describe as strong. That is higher than 52% of 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 103rd. Its strongest component is funding & liquidity (100/100; 28% loans-to-deposits, 0% uninsured), and its lowest is earnings (45/100; 0.64%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
1 quarters
Health trend
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 75 | $31.5M | 13.69% | 1.15% | 0.64% | 28.4% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in New York
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Elektra Federal Credit UnionCredit union New York, NY | 62 out of 100, Moderate | $31.8M | 23.0% | 8.88% | vs |
| Gates Chili Federal Credit UnionCredit union Rochester, NY | 64 out of 100, Moderate | $30.4M | 7.7% | 0.24% | vs |
| Korean American Catholics Federal Credit UnionCredit union Flushing, NY | 71 out of 100, Strong | $30.3M | 12.2% | 0.00% | vs |
| Medisys Employees Federal Credit UnionCredit union Jamaica, NY | 69 out of 100, Moderate | $33.3M | 9.5% | 0.70% | vs |
| Rome Federal Credit UnionCredit union Rome, NY | 58 out of 100, Moderate | $33.5M | 10.7% | 1.91% | vs |
| Canandaigua Federal Credit UnionCredit union Canandaigua, NY | 49 out of 100, Below average | $29.5M | 11.1% | 3.44% | vs |
Deposit insurance
Is my money safe at Erie County Employees Federal Credit Union?
Yes. Erie County Employees Federal Credit Union is a federally insured credit union (NCUA charter #24990). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 13.69%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Erie County Employees Federal Credit Union lists 2 offices in 2 cities. Most locations:
- Amherst, NY (1)
- Buffalo, NY (1)
Identity & history
Profile
- Legal name
- Erie County Employees Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 24990
- RSSD ID
- 236292
- Primary regulator
- NCUA
- Established
- 1940
- Headquarters
- 95 Franklin St, Room 111, Buffalo, NY 14202
- Employees
- 6
Quick answers
Erie County Employees Federal Credit Union: common questions
Is Erie County Employees Federal Credit Union NCUA insured?
Yes. Erie County Employees Federal Credit Union is a federally insured credit union (NCUA charter #24990). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Erie County Employees Federal Credit Union's TellerScore?
75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Erie County Employees Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Buffalo
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Moog Employees Federal Credit UnionCredit union East Aurora, NY | 100 out of 100, Very strong | $257.3M | 26.6% | 0.00% | vs |
| Cambridge Municipal Employees Federal Credit UnionCredit union Cambridge, MA | 97 out of 100, Very strong | $10.2M | 24.8% | 0.12% | vs |
| Greater Woodlawn Federal Credit UnionCredit union Blasdell, NY | 96 out of 100, Very strong | $168.4M | 23.9% | 0.12% | vs |
| Town of Cheektowaga Federal Credit UnionCredit union Cheektowaga, NY | 95 out of 100, Very strong | $38.1M | 17.2% | 0.00% | vs |
| Crossroads Community Federal Credit UnionCredit union Cheektowaga, NY | 95 out of 100, Very strong | $96.9M | 15.3% | 0.18% | vs |
| Meridia Community Federal Credit UnionCredit union Hamburg, NY | 94 out of 100, Very strong | $144.1M | 16.4% | 0.27% | vs |