TellerScore

Jeanne D'Arc Credit Union (NCUA charter #67352) is based in Lowell, Massachusetts. Its Q2 2026 call report shows $2.2B in total assets and $1.7B in member shares and deposits and 11 offices across 2 states.

Jeanne D'Arc Credit Union has a TellerScore of 60 out of 100 (moderate) based on Q2 2026 data — higher than only 25% of its 454 credit unions with $1 billion – $10 billion. Among 121 credit unions headquartered in Massachusetts, it ranks 95th. Problem-loan coverage contributes the most (95/100, 2.7%); earnings contributes the least (37/100, 0.43%).

TellerScore · Q2 2026

Scorecard

Capital cushion41/100
Net worth ratio: 9.12%
Loan quality90/100
Loans 60+ days delinquent ÷ total loans: 0.30%
Earnings37/100
Return on assets (annualized): 0.43%
Funding & liquidity56/100
Loans ÷ shares: 103.8% · 8.5% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.72%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (58 → 60), mostly because the capital cushion component improved by 6 points.

TellerScore
565961Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202456
Q3 202457
Q4 202457
Q1 202559
Q2 202558
Q3 202559
Q4 202560
Q1 202661
Q2 202660
Net worth ratio
7.00%8.06%9.12%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.51%
Q3 20248.52%
Q4 20248.50%
Q1 20258.39%
Q2 20258.50%
Q3 20258.70%
Q4 20258.94%
Q1 20269.01%
Q2 20269.12%
Delinquent loans (60+ days)
0.15%0.23%0.30%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.25%
Q3 20240.28%
Q4 20240.24%
Q1 20250.15%
Q2 20250.29%
Q3 20250.20%
Q4 20250.21%
Q1 20260.19%
Q2 20260.30%
Return on assets
0.11%0.27%0.43%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.11%
Q3 20240.18%
Q4 20240.21%
Q1 20250.23%
Q2 20250.35%
Q3 20250.33%
Q4 20250.36%
Q1 20260.37%
Q2 20260.43%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202660$2.2B9.12%0.30%0.43%103.8%
Q1 202661$2.2B9.01%0.19%0.37%102.4%
Q4 202560$2.2B8.94%0.21%0.36%103.3%
Q3 202559$2.2B8.70%0.20%0.33%101.5%
Q2 202558$2.3B8.50%0.29%0.35%99.9%
Q1 202559$2.3B8.39%0.15%0.23%99.7%
Q4 202457$2.2B8.50%0.24%0.21%103.0%
Q3 202457$2.2B8.52%0.28%0.18%103.7%
Q2 202456$2.2B8.51%0.25%0.11%104.7%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.12%
12th
Problem loans0.30%
90th
Net charge-offs0.07%
95th
Return on assets0.43%
19th
Loans to deposits103.8%
8th
Uninsured deposits8.5%
56th
Loan-loss reserves0.00%
50th
Texas ratio2.7%
79th

Similar-size credit unions in Massachusetts

InstitutionScoreAssetsCapitalProblem loansCompare
Hanscom Federal Credit UnionCredit union Hanscom AFB, MA64 out of 100, Moderate$2.2B10.5%0.51%vs
Brightbridge Credit UnionCredit union Lawrence, MA64 out of 100, Moderate$2.4B10.6%0.82%vs
Workers Federal Credit UnionCredit union Littleton, MA53 out of 100, Below average$2.5B10.1%0.81%vs
Greylock Federal Credit UnionCredit union Pittsfield, MA67 out of 100, Moderate$1.8B12.8%1.35%vs
Webster First Federal Credit UnionCredit union Worcester, MA87 out of 100, Very strong$1.5B19.7%0.41%vs
Sharon & Crescent United Credit UnionCredit union Sharon, MA76 out of 100, Strong$1.4B12.8%0.43%vs

Deposit insurance

Is my money safe at Jeanne D'Arc Credit Union?

Yes. Jeanne D'Arc Credit Union is a federally insured credit union (NCUA charter #67352). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 8.5% of shares and deposits ($144.9M) are above the $250,000 NCUA insurance limit, close to the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 9.12%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

11 locations

Branches

Jeanne D'Arc Credit Union lists 11 offices in 6 cities across 2 states. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Jeanne D'Arc Credit Union reported 1,048 home-loan applications under HMDA (LEI 549300KGE82WIZC87Y08): 837 originated ($253,865,000 total), 124 denied, and 56 withdrawn or closed by the applicant. Its denial rate on decided applications was 12.5%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Jeanne D'Arc Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67352
RSSD ID
194392
Primary regulator
State + NCUA
Established
1911
Headquarters
581 Merrimack St, Lowell, MA 01854
Employees
291

Quick answers

Jeanne D'Arc Credit Union: common questions

Is Jeanne D'Arc Credit Union NCUA insured?

Yes. Jeanne D'Arc Credit Union is a federally insured credit union (NCUA charter #67352). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Jeanne D'Arc Credit Union's TellerScore?

60 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Jeanne D'Arc Credit Union have?

11 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Lowell

InstitutionScoreAssetsCapitalProblem loansCompare
Cambridge Municipal Employees Federal Credit UnionCredit union Cambridge, MA97 out of 100, Very strong$10.2M24.8%0.12%vs
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Cambridge Firefighters Federal Credit UnionCredit union Cambridge, MA92 out of 100, Very strong$14.2M25.8%0.27%vs
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Billerica Municipal Employees Credit UnionCredit union Billerica, MA91 out of 100, Very strong$23.6M17.8%0.00%vs
Danvers Municipal Federal Credit UnionCredit union Danvers, MA91 out of 100, Very strong$8.2M39.0%0.00%vs