TellerScore

Latvian Cleveland Credit Union is a federally insured state-chartered credit union headquartered in Lakewood, Ohio, in business for about 66 years. At the end of Q2 2026 it reported $28.1M in total assets and $22.3M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Latvian Cleveland Credit Union scores 85/100, which we describe as very strong. That is higher than 77% of 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 31st. Its strongest component is capital cushion (100/100; 20.31%), and its lowest is earnings (36/100; 0.40%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 20.31%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings36/100
Return on assets (annualized): 0.40%
Funding & liquidity85/100
Loans ÷ shares: 74.9% · 4.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (86 → 85).

TellerScore
858686Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202485
Q3 202485
Q4 202485
Q1 202586
Q2 202586
Q3 202586
Q4 202586
Q1 202686
Q2 202685
Net worth ratio
7.00%13.66%20.31%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202417.80%
Q3 202418.24%
Q4 202418.36%
Q1 202518.41%
Q2 202518.63%
Q3 202518.80%
Q4 202518.70%
Q1 202619.14%
Q2 202620.31%
Delinquent loans (60+ days)
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.40%0.47%0.55%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.41%
Q3 20240.47%
Q4 20240.44%
Q1 20250.52%
Q2 20250.53%
Q3 20250.55%
Q4 20250.47%
Q1 20260.48%
Q2 20260.40%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202685$28.1M20.31%0.00%0.40%74.9%
Q1 202686$29.7M19.14%0.00%0.48%70.9%
Q4 202586$30.2M18.70%0.00%0.47%72.1%
Q3 202586$30.0M18.80%0.00%0.55%74.9%
Q2 202586$30.0M18.63%0.00%0.53%75.4%
Q1 202586$30.1M18.41%0.00%0.52%75.7%
Q4 202485$30.0M18.36%0.00%0.44%77.7%
Q3 202485$30.1M18.24%0.00%0.47%76.6%
Q2 202485$30.6M17.80%0.00%0.41%78.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio20.31%
78th
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets0.40%
37th
Loans to deposits74.9%
26th
Uninsured deposits4.0%
28th
Loan-loss reserves0.00%
37th
Texas ratio0.0%
93rd

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Ohio Valley Federal Credit UnionCredit union Batavia, OH60 out of 100, Moderate$25.7M9.6%1.57%vs
Port Conneaut Federal Credit UnionCredit union Conneaut, OH52 out of 100, Below average$30.7M12.9%2.98%vs
Cincinnati Interagency Federal Credit UnionCredit union Cincinnati, OH92 out of 100, Very strong$30.8M18.2%0.82%vs
Eight Federal Credit UnionCredit union Rossford, OH96 out of 100, Very strong$25.3M14.8%0.02%vs
Sylvania Area Federal Credit UnionCredit union Sylvania, OH70 out of 100, Strong$24.2M9.8%0.30%vs
Parish Federal Credit UnionCredit union Toledo, OH87 out of 100, Very strong$24.0M11.8%0.06%vs

Deposit insurance

Is my money safe at Latvian Cleveland Credit Union?

Yes. Latvian Cleveland Credit Union is a federally insured credit union (NCUA charter #62822). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.0% of shares and deposits ($884K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 20.31%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Latvian Cleveland Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Latvian Cleveland Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
62822
RSSD ID
1006595
Primary regulator
State + NCUA
Established
1960
Headquarters
1385 Andrews Avenue, Lakewood, OH 44107
Employees
4

Quick answers

Latvian Cleveland Credit Union: common questions

Is Latvian Cleveland Credit Union NCUA insured?

Yes. Latvian Cleveland Credit Union is a federally insured credit union (NCUA charter #62822). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Latvian Cleveland Credit Union's TellerScore?

85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Latvian Cleveland Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Lakewood

InstitutionScoreAssetsCapitalProblem loansCompare
Credit First National AssociationBank Brook Park, OH94 out of 100, Very strong$39.8M98.3%0.00%vs
Wiremen'S Credit UnionCredit union Parma, OH92 out of 100, Very strong$40.6M17.0%0.11%vs
Lormet Community Federal Credit UnionCredit union Amherst, OH91 out of 100, Very strong$283.3M13.7%0.15%vs
Solon/Chagrin Falls Federal Credit UnionCredit union Solon, OH90 out of 100, Very strong$9.6M19.8%0.04%vs
Cleveland Selfreliance Federal Credit UnionCredit union Parma, OH88 out of 100, Very strong$113.7M17.3%0.01%vs
Medina County Federal Credit UnionCredit union Wadsworth, OH88 out of 100, Very strong$151.3M12.3%0.09%vs