TellerScore

St. Colman & Affiliates Federal Credit Union (NCUA charter #3462) is based in Cleveland, Ohio. Its Q2 2026 call report shows $7.7M in total assets and $6.9M in member shares and deposits and 1 office.

St. Colman & Affiliates Federal Credit Union has a TellerScore of 67 out of 100 (moderate) based on Q2 2026 data — higher than only 34% of its 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 121st. Loan quality contributes the most (100/100, 0.00%); capital cushion contributes the least (36/100, 8.56%).

TellerScore · Q2 2026

Scorecard

Capital cushion36/100
Net worth ratio: 8.56%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings37/100
Return on assets (annualized): 0.42%
Funding & liquidity89/100
Loans ÷ shares: 70.8% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (64 → 67), mostly because the capital cushion component improved by 9 points.

TellerScore
526067Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202462
Q3 202462
Q4 202463
Q1 202564
Q2 202564
Q3 202564
Q4 202552
Q1 202661
Q2 202667
Net worth ratio
7.00%7.85%8.70%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20247.90%
Q3 20247.68%
Q4 20247.74%
Q1 20257.80%
Q2 20257.74%
Q3 20258.22%
Q4 20258.36%
Q1 20268.70%
Q2 20268.56%
Delinquent loans (60+ days)
0.00%0.70%1.39%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.09%
Q4 20251.39%
Q1 20260.63%
Q2 20260.00%
Return on assets
0.29%0.41%0.52%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.29%
Q3 20240.32%
Q4 20240.40%
Q1 20250.37%
Q2 20250.39%
Q3 20250.42%
Q4 20250.41%
Q1 20260.52%
Q2 20260.42%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202667$7.7M8.56%0.00%0.42%70.8%
Q1 202661$7.5M8.70%0.63%0.52%76.2%
Q4 202552$7.7M8.36%1.39%0.41%73.8%
Q3 202564$7.7M8.22%0.09%0.42%74.8%
Q2 202564$8.1M7.74%0.00%0.39%69.5%
Q1 202564$7.9M7.80%0.00%0.37%70.9%
Q4 202463$7.9M7.74%0.00%0.40%73.8%
Q3 202462$7.8M7.68%0.00%0.32%76.6%
Q2 202462$7.5M7.90%0.00%0.29%80.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.56%
7th
Problem loans0.00%
94th
Net charge-offs2.22%
5th
Return on assets0.42%
38th
Loans to deposits70.8%
32nd
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio0.0%
93rd

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Champion Federal Credit UnionCredit union Cambridge, OH55 out of 100, Moderate$7.8M11.6%3.79%vs
Deca Credit UnionCredit union Cincinnati, OH90 out of 100, Very strong$7.6M18.9%0.45%vs
Greater Cleveland Community Credit UnionCredit union Cleveland, OH54 out of 100, Below average$8.9M20.5%3.27%vs
Columbiana County School Empl Credit UnionCredit union Lisbon, OH74 out of 100, Strong$6.0M25.4%0.65%vs
St. Paschal Baylons Federal Credit UnionCredit union Highland Height, OH79 out of 100, Strong$5.9M12.7%0.00%vs
St. James Parish Credit UnionCredit union Cincinnati, OH90 out of 100, Very strong$5.9M21.8%0.00%vs

Deposit insurance

Is my money safe at St. Colman & Affiliates Federal Credit Union?

Yes. St. Colman & Affiliates Federal Credit Union is a federally insured credit union (NCUA charter #3462). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 8.56%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

St. Colman & Affiliates Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
St. Colman & Affiliates Federal Credit Union
Type
Federal credit union
NCUA charter #
3462
RSSD ID
922979
Primary regulator
NCUA
Established
1939
Headquarters
6637 Lorain Ave, Cleveland, OH 44102
Employees
6

Quick answers

St. Colman & Affiliates Federal Credit Union: common questions

Is St. Colman & Affiliates Federal Credit Union NCUA insured?

Yes. St. Colman & Affiliates Federal Credit Union is a federally insured credit union (NCUA charter #3462). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is St. Colman & Affiliates Federal Credit Union's TellerScore?

67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does St. Colman & Affiliates Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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